For the quarter ending 2025-09-30, INBKZ had $321,251K increase in cash & cash equivalents over the period. -$21,214K in free cash flow.
| Cash Flow | 2025-09-30 |
|---|---|
| Net (loss) income | -40,457 |
| Depreciation and amortization | 5,230 |
| Increase in cash surrender value of bank-owned life insurance | -862 |
| Provision for credit losses | 60,330 |
| Share-based compensation expense | 733 |
| Loans originated for sale | 430,086 |
| Proceeds from sale of loans | 381,503 |
| Loss (gain) on loans sold | -16,783 |
| Gain on sale of other real estate owned | 19 |
| (gain) loss on derivatives | 106 |
| Gain on bank-owned life insurance | 0 |
| Loan servicing asset revaluation | -3,666 |
| Net change in accrued income and other assets | 13,115 |
| Net change in accrued expenses and other liabilities | -3,874 |
| Net cash (used in) provided by operating activities | -20,274 |
| Net loan activity, excluding purchases | 295,966 |
| Proceeds from sale of other real estate owned | 547 |
| Maturities and calls of securities available-for-sale | 97,804 |
| Purchase of securities available-for-sale | 125,713 |
| Maturities and calls of securities held-to-maturity | 22,103 |
| Purchase of securities held-to-maturity | 33,629 |
| Purchase of premises and equipment | 940 |
| Proceeds from bank-owned life insurance | 0 |
| Loans purchased | 47,674 |
| Net proceeds from sale of portfolio loans | 799,297 |
| Other investing activities | 9,214 |
| Net cash provided by (used in) investing activities | 406,615 |
| Net (decrease) increase in deposits | -17,772 |
| Cash dividends paid | 1,571 |
| Repurchase of common stock | 0 |
| Proceeds from advances from federal home loan bank | 104,500 |
| Repayment of advances from federal home loan bank | 150,000 |
| Other, net | -247 |
| Net cash (used in) provided by financing activities | -65,090 |
| Net increase in cash and cash equivalents | 321,251 |
| Cash and cash equivalents at beginning of period | 466,410 |
| Cash and cash equivalents at end of period | 787,661 |
First Internet Bancorp (INBKZ)
First Internet Bancorp (INBKZ)