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Cash Flow Overview

Change in Cash
-$8,331K
Free Cash flow
$7,295K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from maturities, calls ...
    • Proceeds from issuance of common...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Net increase (decrease) in depos...
    • Net change in loans hfi
    • Purchases of afs securities
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
5,041
4,992
4,690
5,240
Provision for (reversal of) credit losses
895
604
434
209
Depreciation
579
562
537
529
Net amortization of afs securities
7
-188
-196
-228
Net gains on sale of afs securities
-
-
0
-
Net gain on sale of mortgage loans
15
33
65
38
Increase in the cash surrender value of boli, net of expenses
430
444
482
458
Gains from redemption of boli policies
6
131
-
-
Share-based payment awards
47
172
63
56
Deferred income tax expense (benefit)
-
-
38
-
Origination of loans hfs
453
1,575
2,989
1,863
Proceeds from loan sales
418
1,671
3,368
1,219
Other assets
-1,238
1,450
-4,867
3,901
Other liabilities
397
-778
870
1,526
Net cash provided by operating activities
7,704
3,778
11,527
2,747
Proceeds from maturities, calls and prepayments of afs securities
68,710
53,053
21,849
4,540
Purchases of afs securities
15,448
48,918
5,200
11,148
Net change in loans hfi
31,229
22,924
104,343
35,061
Purchases of premises and equipment
409
536
878
1,017
Purchases of boli policies
0
0
0
10,225
Proceeds from redemption of boli policies
6
535
-
-
Proceeds from sale of fhlb stock
0
0
0
0
Proceeds from sales of foreclosed assets
21
375
-
-
Low income housing tax credit investments
40
0
82
0
Net cash provided by investing activities
21,611
-18,415
-88,654
-42,686
Net increase (decrease) in deposits
-49,932
40,191
-105,948
76,226
Net increase (decrease) in short-term borrowings
2,482
45,530
5,978
18,814
Net (decrease) in fhlb advances
0
-45,000
45,000
0
Cash dividends paid on common stock
1,987
2,051
2,013
2,017
Proceeds from issuance of common stock
12,015
433
300
272
Common stock repurchased
224
402
1,450
609
Common stock purchased for deferred compensation obligations
-
-
0
0
Net cash provided by financing activities
-37,646
38,701
-58,133
92,686
Increase (decrease) in cash and cash equivalents
-8,331
24,064
-135,260
52,747
Cash and cash equivalents at beginning of period
50,105
26,041
161,301
24,542
Cash and cash equivalents at end of period
41,774
50,105
26,041
161,301
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds frommaturities, calls and...$68,710K (43.69%↑ Y/Y)Net income$5,041K (-43.86%↓ Y/Y)Other assets-$1,238K (34.81%↑ Y/Y)Provision for (reversalof) credit losses$895K (174.21%↑ Y/Y)Depreciation$579K (-45.99%↓ Y/Y)Proceeds from sales offoreclosed assets$21K Proceeds from redemptionof boli policies$6K Proceeds from loan sales$418K (-87.26%↓ Y/Y)Other liabilities$397K (-73.76%↓ Y/Y)Share-based payment awards$47K (-78.83%↓ Y/Y)Net cash provided byinvesting activities$21,611K (39.80%↑ Y/Y)Net cash provided byoperating activities$7,704K (-38.58%↓ Y/Y)Canceled cashflow$47,126K Canceled cashflow$911K Increase (decrease) incash and cash...-$8,331K (-109.92%↓ Y/Y)Canceled cashflow$29,315K Proceeds from issuance ofcommon stock$12,015K (1483.00%↑ Y/Y)Net increase(decrease) in short-term...$2,482K (123.96%↑ Y/Y)Net change in loanshfi$31,229K (215.44%↑ Y/Y)Purchases of afssecurities$15,448K (-69.71%↓ Y/Y)Purchases of premises andequipment$409K (-74.18%↓ Y/Y)Low income housingtax credit...$40K (-98.94%↓ Y/Y)Origination of loans hfs$453K (-84.99%↓ Y/Y)Increase in the cashsurrender value of boli,...$430K (-35.53%↓ Y/Y)Net gain on sale ofmortgage loans$15K (-80.52%↓ Y/Y)Net amortization ofafs securities$7K (101.29%↑ Y/Y)Gains from redemptionof boli policies$6K Net cash provided byfinancing activities-$37,646K (-167.21%↓ Y/Y)Canceled cashflow$14,497K Net increase(decrease) in deposits-$49,932K (-148.80%↓ Y/Y)Cash dividends paidon common stock$1,987K (-51.00%↓ Y/Y)Common stockrepurchased$224K (-91.55%↓ Y/Y)

ISABELLA BANK CORP (ISBA)

ISABELLA BANK CORP (ISBA)