| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 14,220 | 8,980 |
| Provision (reversal) for credit losses | -997 | -1,206 |
| Depreciation | 1,601 | 1,072 |
| Net amortization of afs securities | -771 | -543 |
| Net gain on sale of mortgage loans | 115 | 77 |
| Increase in cash value of boli | 1,125 | 667 |
| Share-based payment awards | 278 | 222 |
| Origination of loans hfs | 4,881 | 3,018 |
| Proceeds from loan sales | 4,501 | 3,282 |
| Other assets | 2,002 | -1,899 |
| Other liabilities | 3,039 | 1,513 |
| Net cash provided by (used in) operating activities | 15,290 | 12,543 |
| Proceeds from maturities, calls and prepayments of afs securities | 52,359 | 47,819 |
| Purchases of afs securities | 62,148 | 51,000 |
| Net change in loans hfi | 8,008 | -27,053 |
| Purchases of premises and equipment | 2,601 | 1,584 |
| Purchases of boli policies | 10,225 | 10,225 |
| Proceeds from sale of fhlb stock | 7,162 | 7,162 |
| Low income housing tax credit investments | 3,767 | 3,767 |
| Net cash provided by (used in) investing activities | -27,228 | 15,458 |
| Net increase (decrease) in deposits | 178,542 | 102,316 |
| Net increase (decrease) in short-term borrowings | 8,455 | -10,359 |
| Net increase (decrease) in fhlb advances | -30,000 | -30,000 |
| Cash dividends paid on common stock | 6,072 | 4,055 |
| Proceeds from issuance of common stock | 1,031 | 759 |
| Common stock repurchased | 3,259 | 2,650 |
| Common stock purchased for deferred compensation obligations | 0 | 0 |
| Net cash provided by (used in) financing activities | 148,697 | 56,011 |
| Increase (decrease) in cash and cash equivalents | 136,759 | 84,012 |
| Cash and cash equivalents at beginning of period | 24,542 | - |
| Cash and cash equivalents at end of period | 161,301 | - |
ISABELLA BANK CORP (ISBA)
ISABELLA BANK CORP (ISBA)