isba: the income statement

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ISABELLA BANK CORP (ISBA)

For the quarter ending 2025-06-30, ISBA made $25,829K in revenue. $5,031K in net income. Net profit margin of 19.48%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Other	184
Net gain on sale of mortgage loans	47
Earnings on corporate owned life insurance policies	300
Noninterest income, service charges and fees	2,071
Noninterest income investment and trust advisory fees	1,084
Total noninterest income	3,686
Professional and contract services expense	863
Other	1,106
Occupancy and equipment	2,650
Marketing expense	469
Compensation and benefits	7,496
Fdic insurance premiums	267
Other losses	339
Atm and debit card expense	555
Total noninterest expenses	13,745
Provision for loan losses	-1,099
Interest expense, subordinated notes and debentures	266
Interest expense, federal home loan bank and federal reserve bank advances, short-term	132
Interest expense, federal funds purchased and securities sold under agreements to repurchase	324
Deposits	7,391
Interest expense, operating, total	8,113
Interest income, debt securities, available-for-sale, operating	3,032
Loans interest income	19,832
Fhlb stock dividend income	125
Federal funds sold and other	253
Total interest income	23,242
Net interest income	15,129
Net interest income after provision for loan losses	16,228
Income before federal income tax expense	6,169
Federal income tax expense (benefit), continuing operations	1,138
Net income	5,031

Average number of common shares outstanding for basic calculation	7,383,338
Average number of common shares outstanding used to calculate diluted earnings per common share	7,398,109
Basic (in dollars per share)	0.68
Diluted (in dollars per share)	0.68

Unit: Thousand (K) dollars (except for numbers of shares and EPS)