Financial insights of ISBA

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$4,992K
EPS
$0.68
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Afs securities	-	-	2,994	3,032
Loans, including fees	21,464	20,559*	20,583	19,832
Taxable	2,489	2,408*	-	-
Nontaxable	499	521*	-	-
Fhlb stock	75	126*	70	125
Federal funds sold and other	602	236*	1,235	253
Total interest income	25,129	23,850*	24,882	23,242
Deposits	7,112	7,142*	8,012	7,391
Short-term borrowings	736	546*	441	324
Fhlb advances	133	289*	0	132
Subordinated debt	266	266*	267	266
Total interest expense	8,247	8,242*	8,720	8,113
Net interest income	16,882	15,608*	16,162	15,129
Provision for (reversal of) credit gaines	604	772*	209	-1,099
Net interest income after provision for credit losses	16,278	14,836*	15,953	16,228
Service charges and fees	2,372	2,224*	2,352	2,071
Wealth management fees	1,108	1,010*	1,074	1,084
Increase in the cash surrender value of boli	448	473*	468	300
Net gain on sale of mortgage loans	33	53*	38	47
Net gains on sale of afs securities	-	0*	-	-
Other	400	216*	376	184
Total noninterest income	4,361	3,975*	4,308	3,686
Compensation and benefits	7,928	8,152*	7,630	7,496
Memberships and subscriptions	-	267*	-	-
Occupancy and equipment	2,840	2,624*	2,628	2,650
Other losses	-	64*	47	339
Other professional services	1,015	669*	851	863
Atm and debit card fees	558	486*	595	555
Marketing	506	515*	514	469
Fdic insurance premiums	306	373*	271	267
Other	1,509	206*	1,449	1,106
Total noninterest expenses	14,662	13,355*	13,985	13,745
Income before income tax expense	5,977	5,456*	6,276	6,169
Income tax expense	985	1,952*	1,036	1,138
Net income	4,992	3,504	5,240	5,031

Basic EPS	0.68	0.475	0.71	0.68
Diluted EPS	0.68	0.474	0.71	0.68
Basic Average Shares	7,325,789	7,375,987	7,357,977	7,383,338
Diluted Average Shares	7,329,058	7,387,825	7,371,652	7,398,109

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$4,992K
EPS
$0.68
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$4,992K
EPS
$0.68
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$4,992KEPS$0.68Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$4,992KEPS$0.68Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$4,992K
EPS
$0.68
Unit: Thousand (K) dollars

Net Income
$4,992K
EPS
$0.68
Unit: Thousand (K) dollars