ISBA: the balance sheet

MyFinsight

For the year ending 2025-12-31, ISBA has $2,209,448K in assets. $1,978,052K in debts. $26,041K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and demand deposits due from banks	22,935
Fed funds sold and interest bearing balances due from banks	3,106
Total cash and cash equivalents	26,041
Afs securities, at fair value	497,791
Fhlb stock	5,600
Mortgage loans hfs	423
Loans	1,536,364
Less allowance for credit losses	13,727
Net loans	1,522,637
Premises and equipment	29,000
Cash surrender value of boli	46,133
Goodwill and other intangible assets	48,282
Other assets	33,541
Total assets	2,209,448

Noninterest bearing deposits	426,342
Interest bearing deposits	1,393,312
Total deposits	1,819,654
Short-term borrowings	68,000
Fhlb advances	45,000
Subordinated debt, net of unamortized issuance costs	29,514
Total borrowed funds	142,514
Other liabilities	15,884
Total liabilities	1,978,052
Common stock no par value 15,000,000 shares authorized issued and outstanding 7,322,207 shares at december 31, 2025 and 7,424,893 shares at december 31, 2024	123,204
Shares to be issued for deferred compensation obligations	2,366
Retained earnings	113,849
Accumulated other comprehensive loss	-8,023
Total shareholders equity	231,396
Total liabilities and shareholders equity	2,209,448

Unit: Thousand (K) dollars (except for numbers of shares and EPS).