ISBA: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, ISBA has $2,259,654K in assets. $2,032,234K in debts. $161,301K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and demand deposits due from banks	32,124	34,246
Fed funds sold and interest bearing balances due from banks	129,177	74,308
Total cash and cash equivalents	161,301	108,554
Afs securities, at fair value	511,970	500,560
Fhlb stock	5,600	5,600
Mortgage loans hfs	737	55
Loans	1,431,905	1,397,513
Less allowance for credit losses	13,149	12,977
Net loans	1,418,756	1,384,536
Premises and equipment	28,659	28,171
Cash surrender value of boli	45,651	45,774
Goodwill and other intangible assets	48,282	48,282
Other assets	38,698	34,636
Total assets	2,259,654	2,156,168

Demand deposits	421,027	493,477
Interest bearing demand deposits	248,666	223,376
Money market deposits	558,212	446,845
Savings	292,899	289,746
Certificates of deposit	404,798	395,932
Total deposits	1,925,602	1,849,376
Short-term borrowings	62,022	43,208
Fhlb advances	0	0
Subordinated debt, net of unamortized issuance costs	29,492	29,469
Total borrowed funds	91,514	72,677
Other liabilities	15,118	13,615
Total liabilities	2,032,234	1,935,668
Common stock no par value, 15,000,000 shares authorized issued and outstanding 7,350,567 shares at september30, 2025 and 7,424,893 shares at december31, 2024	124,284	124,607
Shares to be issued for deferred compensation obligations	2,373	2,331
Retained earnings	111,172	107,949
Accumulated other comprehensive loss	-10,409	-14,387
Total shareholders equity	227,420	220,500
Total liabilities and shareholders' equity	2,259,654	2,156,168