For the quarter ending 2026-03-31, ISBA has $2,251,956K in assets. $2,017,995K in debts. $50,105K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and demand deposits due from banks | 23,896 | 22,935 | 32,124 | 34,246 |
| Federal funds sold and interest bearing balances due from banks | 26,209 | 3,106 | 129,177 | 74,308 |
| Total cash and cash equivalents | 50,105 | 26,041 | 161,301 | 108,554 |
| Marketable securities afs (amortized cost of 503,366 and 507,689, respectively) | 492,744 | 497,791 | 511,970 | 500,560 |
| Mortgage loans hfs | 360 | 423 | 737 | 55 |
| Loans held for investment | 1,558,941 | 1,536,364 | 1,431,905 | 1,397,513 |
| Allowance for credit losses | 14,014 | 13,727 | 13,149 | 12,977 |
| Loans, net | 1,544,927 | 1,522,637 | 1,418,756 | 1,384,536 |
| Fhlb stock, at cost | 5,600 | 5,600 | 5,600 | 5,600 |
| Premises and equipment | 29,064 | 29,000 | 28,659 | 28,171 |
| Cash surrender value of boli | 46,173 | 46,133 | 45,651 | 45,774 |
| Goodwill and other intangible assets | 48,282 | 48,282 | 48,282 | 48,282 |
| Other assets | 34,701 | 33,541 | 38,698 | 34,636 |
| Total assets | 2,251,956 | 2,209,448 | 2,259,654 | 2,156,168 |
| Noninterest bearing demand deposits | 411,216 | 426,342 | 421,027 | 493,477 |
| Interest bearing demand deposits | 263,954 | - | 248,666 | 223,376 |
| Money market deposits | 477,544 | - | 558,212 | 446,845 |
| Total borrowed funds | - | 142,514 | 91,514 | 72,677 |
| Savings | 300,732 | - | 292,899 | 289,746 |
| Interest bearing deposits | - | 1,393,312 | - | - |
| Certificates of deposit | 406,399 | - | 404,798 | 395,932 |
| Total deposits | 1,859,845 | 1,819,654 | 1,925,602 | 1,849,376 |
| Short-term borrowings | 113,530 | 68,000 | 62,022 | 43,208 |
| Fhlb advances | 0 | 45,000 | 0 | 0 |
| Subordinated debt, net of unamortized issuance costs | 29,537 | 29,514 | 29,492 | 29,469 |
| Other liabilities | 15,083 | 15,884 | 15,118 | 13,615 |
| Total liabilities | 2,017,995 | 1,978,052 | 2,032,234 | 1,935,668 |
| Common stock no par value, 15,000,000 shares authorized issued and outstanding 7,333,319 shares at march31, 2026 and 7,322,207 shares at december31, 2025 | 123,251 | 123,204 | 124,284 | 124,607 |
| Shares to be issued for deferred compensation obligations | 2,522 | 2,366 | 2,373 | 2,331 |
| Retained earnings | 116,790 | 113,849 | 111,172 | 107,949 |
| Accumulated other comprehensive loss | -8,602 | -8,023 | -10,409 | -14,387 |
| Total shareholders equity | 233,961 | 231,396 | 227,420 | 220,500 |
| Total liabilities and shareholders equity | 2,251,956 | 2,209,448 | 2,259,654 | 2,156,168 |
ISABELLA BANK CORP (ISBA)
ISABELLA BANK CORP (ISBA)