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For the quarter ending 2026-03-31, ISTR has $3,875,115K in assets. $3,460,481K in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.30%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net
    • Available for sale securities at...
    • Bank owned life insurance
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Surplus
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
38,985 26,606 32,564 28,311
Interest-bearing balances due from other banks
40,626 14,899 2,809 26,913
Cash and cash equivalents
79,611 41,505 35,373 55,224
Available for sale securities at fair value (amortized cost of 459,710 and 416,002, respectively)
412,557 370,614 370,251 355,708
Held to maturity securities at amortized cost (fair value of 50,789 and 50,540, respectively)
48,044 48,199 47,834 41,528
Loans
3,067,816 2,175,973 2,150,523 2,106,355
Less allowance for credit losses
35,985 26,349 26,470 26,620
Loans, net
3,031,831 2,149,624 2,124,053 2,079,735
Equity securities at fair value-Marketable Securities And Mutual Funds
3,484 3,354 3,270 2,570
Equity securities at fair value-Equity Securities Held In Correspondent Banks
21,373 17,021 15,255 15,082
Bank premises and equipment, net of accumulated depreciation of 24,551 and 23,836, respectively
60,238 39,534 39,732 39,894
Other real estate owned, net
3,390 3,374 4,633 5,629
Accrued interest receivable
19,757 14,289 14,858 14,028
Deferred tax asset
15,850 14,050 14,362 15,328
Goodwill and other intangible assets, net
72,138 41,184 41,303 41,427
Bank owned life insurance
83,603 69,188 68,612 60,627
Other assets
23,239 21,112 21,092 21,285
Total assets
3,875,115 2,833,048 2,800,628 2,748,065
Noninterest-bearing
640,129 445,986 446,361 448,459
Interest-bearing
2,592,684 1,904,263 1,926,317 1,889,726
Total deposits
3,232,813 2,350,249 2,372,678 2,338,185
Advances from federal home loan bank
136,032 116,000 60,000 70,000
Repurchase agreements
18,363 11,183 15,066 11,023
Subordinated debt, net of unamortized issuance costs
16,749 16,738 16,728 16,717
Junior subordinated debt
23,019 8,830 8,806 8,782
Accrued taxes and other liabilities
33,505 28,975 32,055 47,429
Total liabilities
3,460,481 2,531,975 2,505,333 2,492,136
Preferred stock, no par value per share 5,000,000 shares authorized 6.5 series a non-cumulative perpetual convertible preferred stock 32,500 shares (1,000 liquidation preference) issued and outstanding at march 31, 2026 and december 31, 2025
30,353 30,353 30,353 0
Common stock, 1.00 par value per share 40,000,000 shares authorized 13,741,225 and 9,798,948 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively
13,741 9,799 9,826 9,840
Surplus
247,156 146,133 146,304 146,107
Retained earnings
160,494 150,510 146,178 141,608
Accumulated other comprehensive loss
-37,110 -35,722 -37,366 -41,626
Total stockholders equity
414,634 301,073 295,295 255,929
Total liabilities and stockholders equity
3,875,115 2,833,048 2,800,628 2,748,065
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans$3,067,816K Interest-bearing balances duefrom other banks$40,626K Cash and due frombanks$38,985K Loans, net$3,031,831K Available for salesecurities at fair value...$412,557K Bank owned lifeinsurance$83,603K Cash and cashequivalents$79,611K Goodwill and otherintangible assets, net$72,138K Bank premises andequipment, net of...$60,238K Held to maturitysecurities at amortized...$48,044K Other assets$23,239K Equity securities atfair value-Equity...$21,373K Accrued interestreceivable$19,757K Deferred tax asset$15,850K Equity securities atfair...$3,484K Other real estateowned, net$3,390K Less allowance forcredit losses$35,985K Total assets$3,875,115K Total liabilities andstockholders equity$3,875,115K Total liabilities$3,460,481K Total stockholdersequity$414,634K Accumulated othercomprehensive loss-$37,110K Total deposits$3,232,813K Advances from federalhome loan bank$136,032K Accrued taxes and otherliabilities$33,505K Junior subordinateddebt$23,019K Repurchase agreements$18,363K Subordinated debt, net ofunamortized issuance costs$16,749K Surplus$247,156K Retained earnings$160,494K Preferred stock, no parvalue per share...$30,353K Common stock, 1.00 parvalue per share...$13,741K Interest-bearing$2,592,684K Noninterest-bearing$640,129K

Investar Holding Corp (ISTR)

Investar Holding Corp (ISTR)