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For the year ending 2025-12-31, ISTR has $2,833,048K in assets. $2,531,975K in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.37%
Unit: Thousand (K) dollars
Assets Breakdown
    • Bank owned life insurance
    • Goodwill and other intangible as...
    • Bank premises and equipment, net...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
26,606
Interest-bearing balances due from other banks
14,899
Cash and cash equivalents
41,505
Available for sale securities at fair value (amortized cost of 416,002 and 392,564, respectively)
370,614
Held to maturity securities at amortized cost (estimated fair value of 50,540 and 42,144, respectively)
48,199
Loans
2,175,973
Less allowance for credit losses
26,349
Loans, net
2,149,624
Equity securities at fair value-Marketable Securities And Mutual Funds
3,354
Equity securities at fair value-Equity Securities Held In Correspondent Banks
17,021
Bank premises and equipment, net of accumulated depreciation of 23,836 and 21,853, respectively
39,534
Other real estate owned, net
3,374
Accrued interest receivable
14,289
Deferred tax asset
14,050
Goodwill and other intangible assets, net
41,184
Bank owned life insurance
69,188
Other assets
21,112
Total assets
2,833,048
Noninterest-bearing
445,986
Interest-bearing
1,904,263
Total deposits
2,350,249
Advances from federal home loan bank
116,000
Repurchase agreements
11,183
Subordinated debt, net of unamortized issuance costs
16,738
Junior subordinated debt
8,830
Accrued taxes and other liabilities
28,975
Total liabilities
2,531,975
Preferred stock, no par value per share 5,000,000 shares authorized 6.5 series a non-cumulative perpetual convertible preferred stock 32,500 shares (1,000 liquidation preference) issued and outstanding at december 31, 2025 and none issued and outstanding at december 31, 2024
30,353
Common stock, 1.00 par value per share 40,000,000 shares authorized 9,798,948 and 9,828,413 shares issued and outstanding, respectively
9,799
Surplus
146,133
Retained earnings
150,510
Accumulated other comprehensive loss
-35,722
Total stockholders equity
301,073
Total liabilities and stockholders equity
2,833,048
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$2,175,973K Cash and due frombanks$26,606K Interest-bearing balances duefrom other banks$14,899K Loans, net$2,149,624K Available for salesecurities at fair value...$370,614K Bank owned lifeinsurance$69,188K Held to maturitysecurities at amortized...$48,199K Cash and cashequivalents$41,505K Goodwill and otherintangible assets, net$41,184K Bank premises andequipment, net of...$39,534K Other assets$21,112K Equity securities atfair value-Equity...$17,021K Accrued interestreceivable$14,289K Deferred tax asset$14,050K Other real estateowned, net$3,374K Equity securities atfair...$3,354K Less allowance forcredit losses$26,349K Total assets$2,833,048K Total liabilities andstockholders equity$2,833,048K Total liabilities$2,531,975K Total stockholdersequity$301,073K Accumulated othercomprehensive loss-$35,722K Total deposits$2,350,249K Advances from federalhome loan bank$116,000K Accrued taxes and otherliabilities$28,975K Subordinated debt, net ofunamortized issuance costs$16,738K Repurchase agreements$11,183K Junior subordinateddebt$8,830K Retained earnings$150,510K Surplus$146,133K Preferred stock, no parvalue per share...$30,353K Common stock, 1.00 parvalue per share...$9,799K Interest-bearing$1,904,263K Noninterest-bearing$445,986K

Investar Holding Corp (ISTR)

Investar Holding Corp (ISTR)