Investar Holding Corp (ISTR)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Income before noninterest expense | 22,129 | 1,185 | 1,231 | 1,209 |
| Professional fees | 468 | 591 | 473 | 471 |
| Other operating expenses | 3,382 | 3,674 | 3,312 | 3,252 |
| Occupancy | 675 | 641 | 652 | 696 |
| Marketing | 112 | 111 | 121 | 72 |
| Salaries and employee benefits | 10,257 | 9,603 | 9,982 | 9,593 |
| Data processing | 914 | 897 | 880 | 893 |
| Gain on early extinguishment of subordinated debt | - | - | - | 287 |
| Depreciation and amortization | 710 | 721 | 760 | 787 |
| Acquisition expense | 182 | - | - | - |
| Total noninterest expense | 16,700 | 16,238 | 16,180 | 15,477 |
| Interest and fees on loans | - | 30,552 | 32,764 | 32,161 |
| Other interest income | - | 532 | 1,101 | 649 |
| Taxable | - | 2,679 | 2,755 | 2,766 |
| Tax-exempt | - | 671 | 228 | 214 |
| Total interest income | - | 34,434 | 36,848 | 35,790 |
| Interest on borrowings | - | 1,449 | 3,263 | 3,727 |
| Interest on deposits | - | 14,640 | 15,729 | 14,865 |
| Total interest expense | - | 16,089 | 18,992 | 18,592 |
| Net interest income | - | 18,345 | 17,856 | 17,198 |
| Provision for credit losses | - | -3,596 | -945 | -415 |
| Net interest income after provision for credit losses | - | 21,941 | 18,801 | 17,613 |
| Income from bank owned life insurance | - | 448 | 459 | 463 |
| Change in the fair value of equity securities | - | -76 | 174 | - |
| (loss) gain on sale or disposition of fixed assets, net | - | -3 | - | - |
| Other operating income | - | 457 | 561 | 749 |
| Gain (loss) on call or sale of investment securities, net | - | - | 1 | -383 |
| Legal settlement | - | - | 1,122 | - |
| (loss) gain on sale of other real estate owned, net | - | - | -4 | 712 |
| Gain on sale of loans | - | - | - | - |
| Total noninterest income | - | 2,011 | 3,544 | 2,750 |
| Income before noninterest expense | - | 23,952 | 22,345 | 20,363 |
| Income before income tax expense | 5,429 | 7,714 | 6,165 | 4,886 |
| Income tax expense | 935 | 1,421 | 784 | 829 |
| Net income | 4,494 | 6,293 | 5,381 | 4,057 |
| Basic earnings per common share (in dollars per share) | 0.46 | 0.64 | 0.55 | 0.41 |
| Diluted earnings per common share (in dollars per share) | 0.46 | 0.63 | 0.54 | 0.41 |
| Us-gaap_weightedaveragenumberofdilutedsharesoutstanding | 9,958,394 | 9,960,940 | 9,902,448 | 9,902,170 |
| Weighted average basic shares outstanding (in shares) | 9,844,351 | 9,832,625 | 9,828,776 | 9,827,903 |