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For the year ending 2025-12-31, ISTR made $93,627K in revenue. $21,848K in net income. Net profit margin of 23.34%.

Income Overview

Revenue
$93,627K
Net Income
$21,848K
Net Profit Margin
23.34%
EPS
$2.13
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fees on loans
    • Interest on deposits
    • Taxable
    • Others

Income Statement
2025-12-31
Income before noninterest expense
93,627
Depreciation and amortization
2,792
Salaries and employee benefits
40,228
Occupancy
2,667
Data processing
3,456
Marketing
429
Professional fees
2,076
Gain on early extinguishment of subordinated debt
0
Acquisition expense
1,036
Other operating expenses
13,057
Total noninterest expense
65,741
Income before income tax expense
27,886
Income tax expense
4,982
Net income
22,904
Preferred stock dividends declared
1,056
Net income available to common shareholders
21,848
Basic EPS
2.22
Diluted EPS
2.13
Basic Average Shares
9,829,130
Diluted Average Shares
10,776,985
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Interest and fees on loans$126,732K Taxable$11,940K Tax-exempt$2,743K Other interest income$2,601K Total interest income$144,016K Net interest income$80,773K Reversal of credit losses-$3,391K Noninterest income-DepositAccount$3,256K Other operatingincome$2,348K Income from bank ownedlife insurance$1,985K Noninterest income-CreditAnd Debit Card$1,574K Change in the fair valueof equity...$261K Gain (loss) on sale ofother real estate...$29K Gain (loss) on call orsale of investment...$18K Total interestexpense$63,243K Net interest incomeafter reversal of...$84,164K Total noninterestincome$9,463K (loss) gain on sale ordisposition of fixed assets,...-$8K Interest on deposits$57,868K Interest on borrowings$5,375K Income beforenoninterest expense$93,627K Income before incometax expense$27,886K Total noninterestexpense$65,741K Net income$22,904K Income tax expense$4,982K Salaries and employeebenefits$40,228K Other operatingexpenses$13,057K Data processing$3,456K Depreciation andamortization$2,792K Occupancy$2,667K Professional fees$2,076K Acquisition expense$1,036K Marketing$429K Net incomeavailable to common...$21,848K Preferred stock dividendsdeclared$1,056K

Investar Holding Corp (ISTR)

Investar Holding Corp (ISTR)