Financial insights of ISTR

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$11,496K
EPS
$0.77
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Noninterest income-Deposit Account	956	-	-	-
Noninterest income-Credit And Debit Card	559	-	-	-
Loss on sale or disposition of fixed assets, net	0	-	-	-
Loss on sale of other real estate owned, net	-84	-	-	-
Gain on sale of loans	26	-	-	-
Income from bank owned life insurance	664	-	-	-
Change in the fair value of equity securities	130	-	-	-
Other operating income	729	-	-	-
Total noninterest income	2,980	-	-	-
Interest and fees on loans	47,954	-	-	-
Taxable	3,372	-	-	-
Tax-exempt	741	-	-	-
Other interest income	1,137	-	-	-
Total interest income	53,204	-	-	-
Interest on deposits	18,710	-	-	-
Interest on borrowings	1,834	-	-	-
Total interest expense	20,544	-	-	-
Net interest income	32,660	-	-	-
Reversal of credit losses	-2,108	-	-	-
Gain on early extinguishment of subordinated debt	-	0*	0	0
Income before noninterest expense	-	46,315	23,998	22,129
Net interest income after reversal of credit losses	34,768	-	-	-
Depreciation and amortization	1,344	678	683	710
Salaries and employee benefits	12,947	10,066	10,302	10,257
Occupancy	988	672	679	675
Data processing	1,214	814	831	914
Marketing	99	105	101	112
Professional fees	799	521	496	468
Acquisition expense	1,728	608*	246	182
Other operating expenses	3,720	2,813	3,188	3,382
Total noninterest expense	22,839	16,277	16,526	16,700
Income before income tax expense	14,909	7,271	7,472	5,429
Income tax expense	2,885	1,333	1,293	935
Net income	12,024	5,938	6,179	4,494
Preferred stock dividends declared	528	528	528	-
Net income available to common shareholders	11,496	5,410	5,651	-

Basic EPS	0.84	0.552	0.57	0.46
Diluted EPS	0.77	0.464	0.54	0.46
Basic Average Shares	13,762,593	9,809,157	9,830,387	9,844,351
Diluted Average Shares	15,553,534	11,660,730	11,527,876	9,958,394

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$11,496K
EPS
$0.77
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$11,496K
EPS
$0.77
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$11,496KEPS$0.77Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$11,496KEPS$0.77Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$11,496K
EPS
$0.77
Unit: Thousand (K) dollars

Net Income
$11,496K
EPS
$0.77
Unit: Thousand (K) dollars