The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 6,179 | 10,787 |
| Depreciation and amortization | 683 | 1,431 |
| Provision for credit losses | 139 | -3,455 |
| Net amortization (accretion) of purchase accounting adjustments | 16 | 26 |
| Provision for other real estate owned | 138 | 296 |
| Net accretion of securities | 205 | 200 |
| (gain) loss on call or sale of investment securities, net | 2 | 0 |
| Loss (gain) on sale or disposition of fixed assets, net | -5 | -3 |
| Gain on sale of other real estate owned, net | 94 | 29 |
| Gain on early extinguishment of subordinated debt | 0 | 0 |
| Fhlb stock dividend | 62 | 146 |
| Stock-based compensation | 512 | 964 |
| Deferred taxes | -188 | -28 |
| Net change in value of boli | 485 | 924 |
| Amortization of subordinated debt issuance costs | 10 | 21 |
| Change in the fair value of equity securities | 200 | -23 |
| Income from legal settlement | 0 | - |
| Accrued interest receivable | 830 | -395 |
| Other assets | 970 | 585 |
| Accrued taxes and other liabilities | 2,293 | -923 |
| Net cash provided by operating activities | 6,939 | 7,656 |
| Proceeds from sales of investment securities available for sale | 0 | 0 |
| Purchases of securities available for sale | 21,619 | 39,610 |
| Purchases of securities held to maturity | 6,500 | 0 |
| Proceeds from maturities, prepayments and calls of investment securities available for sale | 12,698 | 23,777 |
| Proceeds from maturities, prepayments and calls of investment securities held to maturity | 193 | 1,156 |
| Proceeds from redemption or sale of equity securities at fair value-Equity Securities Held In Correspondent Banks | 0 | 2,315 |
| Purchases of equity securities at fair value-Equity Securities Held In Correspondent Banks | 111 | 748 |
| Purchases of equity securities at fair value-Marketable Securities And Mutual Funds | 500 | 0 |
| Net (increase) decrease in loans | 45,187 | -21,147 |
| Proceeds from sales of other real estate owned | 1,689 | 272 |
| Proceeds from sales of fixed assets | 0 | 0 |
| Purchases of fixed assets | 497 | 431 |
| Proceeds from surrender of boli | 0 | 0 |
| Purchases of boli | 7,500 | 0 |
| Purchases of other investments | 75 | 80 |
| Distributions from investments | 468 | 117 |
| Net cash (used in) provided by investing activities | -66,941 | 7,915 |
| Net increase in customer deposits | 34,493 | -7,752 |
| Net increase in repurchase agreements | 4,043 | 2,647 |
| Net decrease in short-term fhlb advances | 10,000 | -2,785 |
| Net decrease in borrowings under the btfp | 0 | 0 |
| Proceeds from long-term fhlb advances | 0 | - |
| Repayment of long-term fhlb advances | 0 | - |
| Cash dividends paid on common stock | 1,083 | 2,063 |
| Proceeds from stock options exercised | 0 | 63 |
| Payments to repurchase common stock | 321 | 1,283 |
| Proceeds from preferred stock offering, net of issuance costs | 30,353 | - |
| Advanced proceeds from preferred stock offering | - | 17,334 |
| Extinguishment of subordinated debt | 0 | 0 |
| Net cash provided by (used in) financing activities | 40,151 | 11,731 |
| Net change in cash and cash equivalents | -19,851 | 27,302 |
| Cash and cash equivalents at beginning of period | 27,922 | - |
| Cash and cash equivalents at end of period | 35,373 | - |
Investar Holding Corp (ISTR)
Investar Holding Corp (ISTR)