For the quarter ending 2025-12-31, KFFB has $375,278K in assets. $326,177K in debts. $19,672K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from financial institutions | 2,326 | 1,855 | 2,342 | |
| Fed funds sold | 3,266 | 2,104 | 8,577 | |
| Interest-bearing demand deposits | 14,080 | 10,666 | 8,561 | |
| Cash and cash equivalents | 19,672 | 14,625 | 19,480 | |
| Securities available-for-sale, at fair value | 11,185 | 11,727 | 9,757 | |
| Securities held-to-maturity, at amortized cost-approximate fair value of 151 and 167 at december 31, 2025 and june 30, 2025, respectively | 152 | 161 | 171 | |
| Loans held for sale | 623 | 305 | 877 | |
| Loans receivable - gross | 332,005 | - | 329,418 | |
| Allowance for credit losses | 2,176 | - | 2,170 | |
| Loans, net of allowance for credit losses of 2,176 and 2,170 at december 31, 2025 and june 30, 2025, respectively | 329,829 | 326,450 | 327,248 | |
| Office premises and equipment - at depreciated cost | 4,184 | 4,168 | 4,211 | |
| Federal home loan bank stock - at cost | 3,805 | 3,441 | 3,980 | |
| Accrued interest receivable | 1,469 | 1,435 | 1,438 | |
| Bank-owned life insurance | 3,045 | 3,023 | 3,001 | |
| Prepaid income taxes | 99 | - | - | |
| Prepaid expenses and other assets | 1,215 | 1,157 | 1,048 | |
| Total assets | 375,278 | 366,492 | 371,211 | |
| Savings | 43,496 | 43,918 | 48,616 | |
| Certificates of deposit | 199,452 | 196,061 | 199,575 | |
| Demand deposit accounts | 30,246 | 31,436 | 29,372 | |
| Deposits | 273,194 | 271,415 | 277,563 | |
| Federal home loan bank advances | 51,448 | 43,784 | 42,760 | |
| Advances by borrowers for taxes and insurance | 255 | 1,190 | 869 | |
| Accrued interest payable | 510 | 396 | 949 | |
| Accrued income taxes | - | 14 | 63 | |
| Deferred income taxes | 122 | 61 | 30 | |
| Other liabilities | 648 | 853 | 608 | |
| Total liabilities | 326,177 | 317,713 | 322,842 | |
| Common stock, 20,000,000 shares authorized, .01 par value 8,596,064 shares issued | 86 | 86 | 86 | |
| Additional paid-in capital | 34,891 | 34,891 | 34,891 | |
| Retained earnings - restricted | 18,154 | 17,850 | 17,506 | |
| Treasury shares at cost, 509,349 common shares at december 31, 2025 and june 30, 2025, respectively | 3,969 | 3,969 | 3,969 | |
| Accumulated other comprehensive loss | -61 | -79 | -145 | |
| Total shareholders equity | 49,101 | 48,779 | 48,369 | |
| Total liabilities and shareholders equity | 375,278 | 366,492 | 371,211 | |
Kentucky First Federal Bancorp (KFFB)
Kentucky First Federal Bancorp (KFFB)