| Income Statement | 2025-09-30 | |||
|---|---|---|---|---|
| Loans, including fees | 4,695 | |||
| Mortgage-backed securities | 98 | |||
| Interest-bearing deposits and other | 259 | |||
| Total interest income | 5,052 | |||
| Interest-bearing demand deposits | 30 | |||
| Savings | 49 | |||
| Certificates of deposit | 1,990 | |||
| Deposits | 2,069 | |||
| Borrowings | 479 | |||
| Total interest expense | 2,548 | |||
| Net interest income | 2,504 | |||
| Net interest income after provision for credit losses | 2,504 | |||
| Earnings on bank-owned life insurance | 22 | |||
| Net gain on sales of loans | 65 | |||
| Other | 66 | |||
| Total non-interest income | 153 | |||
| Employee compensation and benefits | 1,204 | |||
| Data processing | 226 | |||
| Occupancy and equipment | 136 | |||
| Fdic insurance premiums | 61 | |||
| Voice and data communications | 33 | |||
| Advertising | 43 | |||
| Outside service fees | 160 | |||
| Auditing and accounting | 95 | |||
| Regulatory assessments | 23 | |||
| Foreclosure and real estate owned expenses (net) | 26 | |||
| Franchise and other taxes | 31 | |||
| Other | 166 | |||
| Total non-interest expense | 2,204 | |||
| Income (loss) before income taxes | 453 | |||
| Income tax expense (benefit) | 109 | |||
| Net income (loss) | 344 | |||
| Basic (in dollars per share) | 0.04 | |||
| Diluted (in dollars per share) | 0.04 | |||
| Weighted average common shares outstanding, basic | 8,086,715 | |||
| Weighted average common shares outstanding, diluted | 8,086,715 | |||
Kentucky First Federal Bancorp (KFFB)
Kentucky First Federal Bancorp (KFFB)