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For the year ending 2025-06-30, KFFB made $19,548K in revenue. $181K in net income. Net profit margin of 0.93%.

Income Overview

Revenue
$19,548K
Net Income
$181K
Net Profit Margin
0.93%
EPS
$0.02
Unit: Thousand (K) dollars
Revenue Breakdown
    • Loans, including fees
    • Interest-bearing deposits and ot...
    • Mortgage-backed securities
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Income Statement
2025-06-30
Deferred-150
Current207
Total income tax expense (benefit)-57
Other213
Net gains on sales of loans201
Earnings on bank-owned life insurance86
Total non-interest income500
Audit and accounting354
Other non-interest expense737
Occupancy and equipment550
Employee compensation and benefits4,846
Voice and data communications136
Foreclosure and reo expense, net88
Fdic insurance premiums253
Data processing674
Advertising186
Regulatory assessments97
Outside service fees511
Franchise and other taxes132
Total non-interest expense-8,564
Provision for credit losses-39
Mortgage-backed securities301
Interest-bearing deposits and other1,194
Loans, including fees17,742
Total interest income19,237
Deposits8,146
Borrowings2,750
Total interest expense-10,896
Net interest income8,341
Net interest income after provision for loan losses8,302
Income (loss) before income taxes238
Net income (loss)181
Basic (in dollars per share)0.02
Diluted (in dollars per share)0.02
Weighted average common shares outstanding, basic8,098,715
Weighted average common shares outstanding, diluted8,098,715
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

DownloadDownload image
Loans, including fees$17,742K Interest-bearing deposits andother$1,194K Mortgage-backed securities$301K Total interest income$19,237K Net interest income$8,341K Earnings on bank-ownedlife insurance$86K Net gains on sales ofloans$201K Other$213K Total interestexpense$10,896K Net interest incomeafter provision for...$8,302K Total non-interestincome$500K Provision for creditlosses$39K Borrowings$2,750K Deposits$8,146K Income (loss) beforeincome taxes$238K Total non-interestexpense$8,564K Net income (loss)$181K Total income taxexpense (benefit)$57K Deferred-$150K Franchise and other taxes$132K Outside service fees$511K Regulatory assessments$97K Advertising$186K Data processing$674K Fdic insurancepremiums$253K Foreclosure and reo expense,net$88K Voice and datacommunications$136K Employee compensationand benefits$4,846K Occupancy and equipment$550K Other non-interestexpense$737K Audit and accounting$354K Current$207K

Kentucky First Federal Bancorp (KFFB)

Kentucky First Federal Bancorp (KFFB)