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Kentucky First Federal Bancorp (KFFB)

Kentucky First Federal Bancorp (KFFB)

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Cash Flow Overview

Change in Cash
$1,624K
Free Cash flow
$823K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from federal home loan ...
    • Proceeds from loans held for sal...
    • Loans originated for investment,...
    • Others
Negative Cash Flow Breakdown
    • Repayments on federal home loan ...
    • Origination of loans held for sa...
    • Purchase of fhlb stock
    • Others
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
581
304
344
181
Depreciation
52
48
48
201
Accretion of purchased loan discount
-
-
-
33
Amortization of deferred loan origination fees, net
3
72
27
34
Amortization of premiums on debt securities
13
13
10
20
Net gain on sale of loans
62
101
65
201
Net (gain) loss on real estate owned
-
-
-
-3
Earnings on bank-owned life insurance
22
22
22
86
Provision for credit losses
41
10
-
39
Origination of loans held for sale
2,747
3,834
2,002
7,595
Proceeds from loans held for sale
2,770
3,617
2,639
7,029
Deferred income taxes
-54
55
8
-150
Accrued income tax
219
-113
-49
63
Accrued interest receivable
124
34
-3
269
Prepaid expenses and other assets
79
57
109
-43
Accrued interest payable
199
114
-553
773
Accounts payable and other liabilities
-
-
-
-30
Other liabilities
128
-205
245
-
Net cash provided by (used in) operating activities
886
-303
450
-86
Purchase of investments-afs
-
-
2,405
-
Purchase of securities available-for-sale
0
2,405
-
2,987
Held-to-maturity
9
8
9
39
Available-for-sale
901
579
535
3,155
Proceeds from redemption of fhlb stock
147
0
617
592
Purchase of fhlb stock
146
364
78
342
Loans originated for investment, net of principal collected
-1,568
3,317
-825
-5,808
Proceeds from sale of real estate owned
-
-
-
7
Additions to premises and equipment, net
63
64
5
149
Net cash provided by (used in) investing activities
2,416
-3,158
-502
6,123
Net change in deposits
495
1,779
-6,148
21,424
Payments by borrowers for taxes and insurance, net
338
-935
321
-40
Proceeds from federal home loan bank advances
7,700
16,372
10,730
15,121
Repayments on federal home loan bank advances
10,211
8,708
9,706
41,349
Net cash provided by financing activities
-1,678
8,508
-4,803
-4,844
Net increase in cash and cash equivalents
1,624
5,047
-4,855
1,193
Beginning cash and cash equivalents
14,625
14,625
19,480
18,287
Ending cash and cash equivalents
21,296
19,672
14,625
19,480
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Loans originated forinvestment, net of principal...-$1,568K Available-for-sale$901K Proceeds from loans heldfor sale$2,770K Proceeds from redemptionof fhlb stock$147K Held-to-maturity$9K Net income$581K Accrued income tax$219K Accrued interestpayable$199K Other liabilities$128K Depreciation$52K Provision for creditlosses$41K Net cash provided by(used in) investing...$2,416K Net cash provided by(used in) operating...$886K Canceled cashflow$209K Canceled cashflow$3,104K Net increase in cashand cash...$1,624K Canceled cashflow$1,678K Purchase of fhlb stock$146K Additions to premises andequipment, net$63K Proceeds from federalhome loan bank...$7,700K Net change indeposits$495K Payments by borrowers fortaxes and insurance,...$338K Origination of loans held forsale$2,747K Accrued interestreceivable$124K Prepaid expenses andother assets$79K Net gain on sale ofloans$62K Deferred income taxes-$54K Earnings on bank-ownedlife insurance$22K Amortization of premiums ondebt securities$13K Amortization of deferred loanorigination fees, net$3K Net cash provided byfinancing activities-$1,678K Canceled cashflow$8,533K Repayments on federal homeloan bank advances$10,211K