KINGSTONE COMPANIES, INC. (KINS)
KINGSTONE COMPANIES, INC. (KINS)
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Gross unrealized gains-Held To Maturity Securities USTreasury Securities | NaN | 0 | NaN | NaN |
| Gross unrealized losses - less than 12 months-Held To Maturity Securities USTreasury Securities | NaN | 3,070 | NaN | NaN |
| Gross unrealized loss - more than 12 months-Held To Maturity Securities USTreasury Securities | NaN | 22,083 | NaN | NaN |
| Estimated fair value-Held To Maturity Securities USTreasury Securities | NaN | 1,204,337 | NaN | NaN |
| Gross unrealized gains-Exchange Traded Debt | NaN | 0 | NaN | NaN |
| Gross unrealized losses - less than 12 months-Exchange Traded Debt | NaN | 0 | NaN | NaN |
| Gross unrealized loss - more than 12 months-Exchange Traded Debt | NaN | 62,111 | NaN | NaN |
| Estimated fair value-Exchange Traded Debt | NaN | 242,000 | NaN | NaN |
| Gross unrealized gains-Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous | NaN | 0 | NaN | NaN |
| Gross unrealized losses - less than 12 months-Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous | NaN | 0 | NaN | NaN |
| Gross unrealized loss - more than 12 months-Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous | NaN | 817,817 | NaN | NaN |
| Estimated fair value-Fixed Maturity Securities Corporate And Other Bonds Industrial And Miscellaneous | NaN | 3,690,930 | NaN | NaN |
| Fixed-maturity securities, held-to-maturity, at amortized cost (fair value of 5,137,267 at december31, 2025 and 5,959,265 at december31, 2024) | NaN | 6,042,348 | NaN | NaN |
| Fixed-maturity securities, held-to-maturity, at amortized cost (fair value of 5,053,137 at march31, 2026 and 5,137,267 at december31, 2025) | 6,041,016 | NaN | 6,043,708 | 7,045,231 |
| Fixed-maturity securities, available-for-sale, at fair value (amortized cost of 304,102,884 at march31, 2026 and 296,738,055 at december31, 2025) | 293,800,426 | NaN | 252,640,428 | 217,679,350 |
| Fixed-maturity securities, available-for-sale, at fair value (amortized cost of 296,738,055 at december31, 2025 and 202,308,158 at december31, 2024) | NaN | 289,037,190 | NaN | NaN |
| Equity securities, at fair value (cost of 13,546,654 at march31, 2026 and 13,546,654 at december31, 2025) | 9,839,800 | 10,056,595 | 10,409,833 | 10,027,099 |
| Other investments | 3,756,749 | 4,552,378 | 4,889,148 | 5,083,438 |
| Total investments | 313,437,991 | 309,688,511 | 273,983,117 | 239,835,118 |
| Cash and cash equivalents | 11,355,391 | 12,178,730 | 26,772,302 | 33,714,432 |
| Premiums receivable, net of allowance for credit losses of 53,299 at march31, 2026, and 20,631 at december31, 2025 | 19,027,968 | 21,012,408 | 18,252,649 | 17,277,970 |
| Reinsurance receivables, net | 57,996,924 | 58,996,945 | 60,019,060 | 55,439,043 |
| Prepaid reinsurance | 4,934,974 | 2,142,329 | 2,142,329 | 3,649,273 |
| Deferred policy acquisition costs | 27,799,748 | 27,867,207 | 25,377,781 | 23,848,030 |
| Intangible assets | 500,000 | 500,000 | 500,000 | 500,000 |
| Property and equipment, net | 8,017,975 | 7,897,675 | 7,861,007 | 7,853,192 |
| Deferred income taxes, net | 6,318,887 | 4,179,559 | 4,138,144 | 5,107,644 |
| Other assets | 15,949,185 | 8,961,787 | 9,543,853 | 6,196,823 |
| Total assets | 465,339,043 | 453,425,151 | 428,590,242 | 393,421,525 |
| Loss and loss adjustment expense reserves | 171,748,662 | 140,538,618 | 141,194,246 | 133,927,454 |
| Unearned premiums | 153,642,731 | 154,028,072 | 140,041,140 | 130,263,096 |
| Advance premiums | 5,897,368 | 4,003,453 | 7,711,957 | 5,712,581 |
| Reinsurance balances payable | 4,775,176 | 5,232,319 | 5,690,029 | 5,440,516 |
| Deferred ceding commission revenue | 2,818,444 | 8,362,529 | 7,562,417 | 6,995,648 |
| Accounts payable, accrued expenses and other liabilities | 4,984,969 | 11,253,649 | 12,152,437 | 7,984,147 |
| Income taxes payable | 2,844,212 | 2,835,135 | 1,832,290 | 3,159,483 |
| Debt, net (current 1,315,984 and long-term 2,806,987 at march31, 2026, current 1,296,900 and long-term 3,143,227 at december31, 2025) | 4,122,971 | 4,440,127 | 4,752,684 | 5,060,708 |
| Total liabilities | 350,834,533 | 330,693,902 | 320,937,200 | 298,543,633 |
| Common stock, 0.01 par value authorized 20,000,000 shares issued 16,006,728 shares at march31, 2026 and 15,921,651 shares at december31, 2025 outstanding 14,482,603 shares at march31, 2026 and 14,397,526 shares at december31, 2025 | 160,066 | 159,216 | 156,715 | 156,612 |
| Capital in excess of par | 99,982,907 | 99,624,713 | 99,264,372 | 98,840,728 |
| Accumulated other comprehensive loss | -8,136,787 | -6,081,530 | -6,744,530 | -8,930,559 |
| Retained earnings | 28,066,331 | 34,596,857 | 20,544,492 | 10,379,118 |
| Stockholders' equity before treasury stock | 120,072,517 | 128,299,256 | 113,221,049 | 100,445,899 |
| Treasury stock, at cost, 1,524,125 shares at march31, 2026 and 1,524,125 at december31, 2025 | 5,568,007 | 5,568,007 | 5,568,007 | 5,568,007 |
| Total stockholders' equity | 114,504,510 | 122,731,249 | 107,653,042 | 94,877,892 |
| Total liabilities and stockholders' equity | 465,339,043 | 453,425,151 | 428,590,242 | 393,421,525 |