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Cash Flow Overview

Change in Cash
$5,569,465
Free Cash flow
$27,837,062
Unit: Dollar
Positive Cash Flow Breakdown
    • Sale and maturity - fixed-maturi...
    • Other assets
    • Accounts payable, accrued expens...
    • Others
Negative Cash Flow Breakdown
    • Purchase - fixed-maturity securi...
    • Loss and loss adjustment expense...
    • Reinsurance balances payable
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
15,470,171
-5,808,250
14,759,661
10,872,475
Net realized losses on investments
202,328
2,923
210,580
6,322
Net unrealized losses on equity investments
-81,100
-216,795
-353,238
382,734
Net unrealized losses (gains) on other investments
523,773
-795,629
-336,770
-194,290
Gain on sale of real estate
0
0
0
0
Depreciation and amortization
761,473
715,507
677,955
644,653
Credit losses
28,113
28,032
503,462
27,131
Accretion of bond discount, net
3,907
1,226
11,854
-835
Amortization of discount and issuance costs on debt
0
0
0
2,406
Loss on extinguishment of debt
0
0
0
0
Stock-based compensation
645,931
653,984
241,317
430,173
Deferred income tax benefit
938,924
-1,592,992
-217,656
388,404
Premiums receivable, net
284,378
-1,956,408
3,263,221
1,001,810
Reinsurance receivables, net
-4,686,382
-1,000,021
-1,022,115
4,580,017
Prepaid reinsurance
-3,127,872
2,792,645
0
-1,506,944
Deferred policy acquisition costs
-223,149
-67,459
2,489,426
1,529,751
Other assets
-5,122,391
6,987,398
-582,066
3,349,436
Loss and loss adjustment expense reserves
-4,273,644
31,210,044
-655,628
7,266,792
Unearned premiums
-1,015,525
-385,341
13,986,932
9,778,044
Advance premiums
245,085
1,893,915
-3,708,504
1,999,376
Reinsurance balances payable
-3,077,094
-457,143
-457,710
249,513
Deferred ceding commission revenue
11,910
-5,544,085
800,112
566,769
Accounts payable, accrued expenses and other liabilities
5,033,266
-6,268,680
-2,731,078
2,841,097
Taxes payable
1,337,704
9,077
2,835,135
-
Net cash flows provided by operating activities
28,745,292
8,714,486
22,797,974
25,929,806
Redemption - fixed-maturity securities held-to-maturity
-
-
0
1,000,000
Purchase - fixed-maturity securities available-for-sale
31,933,792
13,475,699
66,216,465
41,338,974
Sale and maturity - fixed-maturity securities available-for-sale
11,115,721
6,108,053
30,437,870
9,141,057
Purchase - equity securities
51,800
-
0
0
Sale - equity securities
-
-
0
0
Proceeds from sale of real estate
0
0
0
0
Acquisition of property and equipment
908,230
835,807
714,623
652,468
Net cash flows used in investing activities
-21,778,101
-8,203,453
-36,493,218
-31,850,385
Principal payments on equipment financing
321,823
317,156
312,557
308,024
Principal payment on notes-Notes Twenty Twenty Two
-
-
-
0
Principal payments on notes-Notes Twenty Twenty Two
-
-
0
-
Principal payments on 2024 notes
0
-5,950,000
-
5,950,000
Principal payments on notes-Notes Two Thousand Twenty Four
-
-
5,950,000
-
Issue costs on 2024 notes and 2022 notes
-
-
-
0
Issue costs on 2024 and 2022 notes
-
-
0
-
Proceeds from exercise of stock options
1
41,249
-1,877
7,503
Proceeds from employee stock purchase plan
-
-
137,116
-
Withholding taxes paid on net exercise of stock options
0
0
0
0
Withholding taxes paid on vested restricted stock awards
59,829
336,189
13,714
0
Net proceeds from issuance of common stock
0
0
0
-13,929
Acquisition of treasury stock
291,833
-
-
-
Dividends paid
724,242
722,276
707,296
707,101
Net cash flows (used in) provided by financing activities
-1,397,726
-1,334,372
-898,328
-1,021,551
Increase in cash and cash equivalents
5,569,465
-823,339
-14,593,572
-6,942,130
Cash and cash equivalents, beginning of period
11,355,391
12,178,730
26,772,302
28,669,441
Cash and cash equivalents, end of period
16,924,856
11,355,391
12,178,730
26,772,302
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$15,470,171 (2.21%↑ Y/Y)Other assets-$5,122,391 (-1085.10%↓ Y/Y)Accounts payable,accrued expenses and...$5,033,266 (778.04%↑ Y/Y)Reinsurance receivables,net-$4,686,382 (66.24%↑ Y/Y)Prepaid reinsurance-$3,127,872 (-185.71%↓ Y/Y)Taxes payable$1,337,704 Deferred income taxbenefit$938,924 (352.20%↑ Y/Y)Depreciation andamortization$761,473 (-38.45%↓ Y/Y)Stock-based compensation$645,931 (-20.34%↓ Y/Y)Advance premiums$245,085 (-88.91%↓ Y/Y)Deferred policyacquisition costs-$223,149 (74.77%↑ Y/Y)Net realized losseson investments$202,328 (3386.01%↑ Y/Y)Net unrealizedlosses on equity...-$81,100 (71.89%↑ Y/Y)Credit losses$28,113 (-59.29%↓ Y/Y)Deferred cedingcommission revenue$11,910 (100.26%↑ Y/Y)Accretion of bonddiscount, net$3,907 (113.48%↑ Y/Y)Net cash flowsprovided by operating...$28,745,292 (5.95%↑ Y/Y)Canceled cashflow$9,174,414 Increase in cash and cashequivalents$5,569,465 (10.40%↑ Y/Y)Canceled cashflow$23,175,827 Loss and lossadjustment expense...-$4,273,644 (-155.38%↓ Y/Y)Reinsurance balancespayable-$3,077,094 (39.29%↑ Y/Y)Unearned premiums-$1,015,525 (77.12%↑ Y/Y)Net unrealizedlosses (gains) on other...$523,773 (-25.47%↓ Y/Y)Premiums receivable, net$284,378 (106.43%↑ Y/Y)Sale and maturity -fixed-maturity securities...$11,115,721 (-44.90%↓ Y/Y)Proceeds from exercise ofstock options$1 (-100.00%↓ Y/Y)Net cash flows usedin investing...-$21,778,101 (11.16%↑ Y/Y)Net cash flows (usedin) provided by...-$1,397,726 (-157.62%↓ Y/Y)Canceled cashflow$11,115,721 Canceled cashflow$1 Purchase -fixed-maturity securities...$31,933,792 (-31.80%↓ Y/Y)Dividends paid$724,242 Principal payments onequipment financing$321,823 (-46.60%↓ Y/Y)Acquisition of treasurystock$291,833 Withholding taxes paid onvested restricted...$59,829 (-89.09%↓ Y/Y)Acquisition of property andequipment$908,230 (-36.95%↓ Y/Y)Purchase - equitysecurities$51,800 (171.20%↑ Y/Y)

KINGSTONE COMPANIES, INC. (KINS)

KINGSTONE COMPANIES, INC. (KINS)