Financial insights of KINS

MyFinsight

For the year ending 2025-12-31, KINS made $214,867,301 in revenue. $46,861,074 in net income. Net profit margin of 21.81%.

Income Statement	2025-12-31
Total revenues	214,867,301
Loss and loss adjustment expenses	84,265,722
Commission expense	40,726,801
Other underwriting expenses	31,718,770
Other operating expenses	4,105,310
Depreciation and amortization	2,559,835
Interest expense	445,213
Total expenses	163,821,651
Income from operations before taxes	51,045,650
Federal income tax before utilization of net operating loss	10,896,837
Utilization of net operating loss	419,357
Current federal income tax expense	10,477,480
Current state income tax expense	2,590
Deferred federal and state income tax (benefit)	-201,548
Income tax expense	10,278,522
Net income	40,767,128
Gross decrease in unrealized losses on available-for-sale-securities	7,491,149
Reclassification adjustment for losses included in net income	-222,706
Net decrease in unrealized losses	7,713,855
Income tax expense related to items of other comprehensive income	-1,619,909
Other comprehensive income, net of tax	6,093,946
Comprehensive income	46,861,074

Basic EPS	2.93
Diluted EPS	2.88
Basic Average Shares	13,926,024
Diluted Average Shares	14,143,173