Financial insights of KINS

MyFinsight

For the quarter ending 2025-09-30, KINS made $55,652,490 in revenue. $13,058,504 in net income. Net profit margin of 23.46%.

Unit: Dollar

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenues	55,652,490	52,294,779	50,498,775	40,771,728
Loss and loss adjustment expenses	21,232,324	17,927,162	27,175,078	13,027,597
Commission expense	10,308,092	10,629,629	9,312,880	9,004,254
Other underwriting expenses	8,358,432	7,727,367	7,405,422	6,894,590
Other operating expenses	1,330,258	1,153,480	1,035,737	1,241,572
Depreciation and amortization	644,653	613,364	623,863	619,056
Interest expense	72,609	77,074	227,454	900,583
Total expenses	41,946,368	38,128,076	45,780,434	31,687,652
Income from operations before taxes	13,706,122	14,166,703	4,718,341	9,084,076
Income tax expense	2,833,647	2,914,371	835,681	2,105,931
Net income	10,872,475	11,252,332	3,882,660	6,978,145
Gross decrease in net unrealized losses on available-for-sale-securities	2,760,803	1,289,253	2,812,432	4,533,334
Reclassification adjustment for net realized losses included in net income	-6,322	-4,078	-1,726	-3,939
Net decrease in net unrealized losses	2,767,125	1,293,331	2,814,158	4,537,273
Income tax (expense) benefit related to items of other comprehensive income (loss)	-	-	-	-952,827
Income tax expense related to items of other comprehensive income	-581,096	-271,600	-590,972	-
Other comprehensive income, net of tax	2,186,029	1,021,731	2,223,186	3,584,446
Comprehensive income	13,058,504	12,274,063	6,105,846	10,562,591

Basic (in dollars per share)	0.77	0.81	0.29	0.61
Basic (in shares)	14,142,374	13,925,707	13,472,404	11,404,360
Diluted (in dollars per share)	0.74	0.78	0.27	0.55
Diluted (in shares)	14,601,241	14,387,538	14,272,502	12,581,128