For the year ending 2025-12-31, LC has $11,567,816K in assets. $10,067,388K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 11,749 | |||
| Interest-bearing deposits in banks | 905,905 | |||
| Total cash and cash equivalents | 917,654 | |||
| Restricted cash | 12,783 | |||
| Securities available for sale, amortized cost | 3,065,885 | |||
| Gross unrealized gains | 26,525 | |||
| Senior Asset Backed Securities Structured Program Transactions | 3,092,410 | |||
| Securities available for sale, amortized cost | 267,853 | |||
| Gross unrealized gains | 504 | |||
| Gross unrealized losses | -32,296 | |||
| Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 236,061 | |||
| Securities available for sale, amortized cost | 224,802 | |||
| Gross unrealized gains | 28 | |||
| Gross unrealized losses | -1,367 | |||
| Allowance for credit losses | -4,093 | |||
| Other Asset Backed Securities Structured Program Transactions | 219,370 | |||
| Securities available for sale, amortized cost | 84,464 | |||
| Gross unrealized losses | -10,602 | |||
| USGovernment Agencies Debt Securities | 73,862 | |||
| Securities available for sale, amortized cost | 60,423 | |||
| Gross unrealized gains | 135 | |||
| Gross unrealized losses | -4,961 | |||
| Mortgage Backed Securities | 55,597 | |||
| Securities available for sale, amortized cost | 3,215 | |||
| Gross unrealized losses | -609 | |||
| Municipal Securities | 2,606 | |||
| Securities available for sale, amortized cost | 27,138 | |||
| Gross unrealized gains | 45 | |||
| Gross unrealized losses | -380 | |||
| Other Debt Securities | 26,803 | |||
| Securities available for sale at fair value (3,733,780 and 3,492,264 at amortized cost, respectively) | 3,706,709 | |||
| Loans held for sale at fair value | 1,762,396 | |||
| Loans and leases held for investment | 4,272,812 | |||
| Gross allowance for loan and lease losses | 312,667 | |||
| Recovery asset value | 36,924 | |||
| Allowance for loan and lease losses | 275,743 | |||
| Loans and leases held for investment, net | 3,997,069 | |||
| Loans held for investment at fair value | 473,314 | |||
| Property, equipment and software, net | 254,088 | |||
| Goodwill | 75,717 | |||
| Other assets | 368,086 | |||
| Total assets | 11,567,816 | |||
| Savings and money market accounts | 6,599,737 | |||
| Certificates of deposit | 2,434,422 | |||
| Checking accounts | 425,324 | |||
| Interest-bearing | 9,459,483 | |||
| Noninterest-bearing | 374,387 | |||
| Total deposits | 9,833,870 | |||
| Accounts payable and accrued expenses | 87,341 | |||
| Due to borrowers | 60,254 | |||
| Operating lease liabilities | 15,826 | |||
| Payable to investors | 11,926 | |||
| Other | 58,171 | |||
| Other liabilities | 233,518 | |||
| Total liabilities | 10,067,388 | |||
| Common stock, 0.01 par value 180,000,000 shares authorized 115,368,987 and 113,383,917 shares issued and outstanding, respectively | 1,154 | |||
| Additional paid-in capital | 1,719,233 | |||
| Accumulated deficit | -201,799 | |||
| Accumulated other comprehensive loss | -18,160 | |||
| Total equity | 1,500,428 | |||
| Total liabilities and equity | 11,567,816 | |||
LendingClub Corp (LC)
LendingClub Corp (LC)