| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 94,123 | 49,849 |
| Net fair value adjustments | -95,495 | -57,120 |
| Change in fair value of loan servicing assets | 42,635 | 30,723 |
| Gain on sales of loans | 43,541 | 25,742 |
| Provision for credit losses | 144,162 | 97,882 |
| Accretion of loan deferred fees and costs | 47,531 | 31,547 |
| Stock-based compensation, net | 26,083 | 17,584 |
| Depreciation and amortization | 46,248 | 29,369 |
| Other, net | -7,642 | -5,893 |
| Net change to loans held for sale | 2,219,285 | 1,317,153 |
| Other assets | -36,576 | -24,077 |
| Other liabilities | -5,780 | 9,595 |
| Net cash used for operating activities | -1,823,173 | -1,052,350 |
| Net change in loans and leases | -249,344 | -85,143 |
| Purchases of securities available for sale | 25,452 | 6,202 |
| Proceeds from maturities and paydowns of securities available for sale | 1,288,127 | 815,390 |
| Purchases of property, equipment and software, net | 124,763 | 103,760 |
| Other investing activities | 3,888 | 3,088 |
| Net cash provided by investing activities | 1,383,368 | 787,483 |
| Net change in deposits | 318,217 | 65,953 |
| Principal payments on borrowings | 0 | 0 |
| Other financing activities | -10,138 | -4,161 |
| Net cash provided by financing activities | 308,079 | 61,792 |
| Net decrease in cash, cash equivalents and restricted cash | -131,726 | -203,075 |
| Cash and cash equivalents at beginning of period | 977,396 | - |
| Cash and cash equivalents at end of period | 845,670 | - |
LendingClub Corp (LC)
LendingClub Corp (LC)