Financial insights of LC

MyFinsight

For the quarter ending 2025-09-30, LC made $266,231K in revenue. $44,274K in net income. Net profit margin of 16.63%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total net revenue	266,231	248,435	217,711	201,881
Provision for credit losses	46,280	39,733	58,149	47,541
Compensation and benefits	60,830	61,989	58,389	57,408
Marketing	40,712	33,580	29,239	26,186
Equipment and software	13,465	14,495	14,644	12,789
Depreciation and amortization	16,879	15,460	13,909	13,341
Professional services	10,922	10,300	9,764	8,014
Occupancy	5,245	4,787	4,345	4,005
Other non-interest expense	14,660	14,107	13,577	14,589
Total non-interest expense	162,713	154,718	143,867	136,332
Income before income tax expense	57,238	53,984	15,695	18,008
Income tax expense	12,964	15,806	4,024	3,551
Net income	44,274	38,178	11,671	14,457

Basic eps (in usd per share)	0.39	0.33	0.1	0.13
Diluted eps (in usd per share)	0.37	0.33	0.1	0.13
Weighted-average common shares basic (in shares)	114,961,676	114,409,231	113,693,399	112,042,202
Weighted-average common shares diluted (in shares)	118,188,124	115,692,969	116,176,898	113,922,256