The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net loss | -107,530 |
| Depreciation and amortization expense | 26,221 |
| Amortization of debt issuance costs | 25,606 |
| Amortization of operating lease right-of-use asset | 10,394 |
| Gain on origination and sale of loans | 741,412 |
| Fair value change in trading securities | 4,100 |
| Provision for loss obligation on sold loans and servicing rights | 9,345 |
| Decrease in provision for deferred income taxes | 6,863 |
| Fair value change in derivative assets | 28,004 |
| Fair value change in derivative liabilities | 14,342 |
| Fair value change in loans held for sale | -30,388 |
| Fair value change in loans held for investment | 4,446 |
| Fair value change in servicing rights | 212,976 |
| Stock-based compensation expense | 12,223 |
| Originations of loans | 25,916,129 |
| Proceeds from sales of loans | 26,754,123 |
| Proceeds from principal payments on loans held for sale | 64,002 |
| Proceeds from principal payments on loans held for investment | 11,252 |
| Payments to investors for loan repurchases | 977,358 |
| Premiums paid on derivatives | 25,980 |
| Loss (gain) on extinguishment of debt | 0 |
| Disbursements from joint ventures | 5,118 |
| Other changes in operating assets and liabilities | 38,226 |
| Net cash used in operating activities | -707,510 |
| Purchase of property and equipment | 27,100 |
| Proceeds from sale of servicing rights | 35,837 |
| Cash flows received on trading securities | 5,925 |
| Investment in joint ventures | 150 |
| Return of capital from joint ventures | 0 |
| Net cash provided by investing activities | 14,512 |
| Proceeds from borrowings on warehouse and other lines of credit | 23,076,513 |
| Repayment of borrowings on warehouse and other lines of credit | 22,551,101 |
| Proceeds from debt obligations | 1,565,061 |
| Payments on debt obligations | 1,501,318 |
| Payments of debt issuance costs | 16,521 |
| Treasury stock purchased to net settle and withhold taxes on vested shares | 9,295 |
| Exercise of stock options | 5,926 |
| Dividends and shareholder distributions | 2,466 |
| Net cash provided by (used in) financing activities | 566,799 |
| Net change in cash and cash equivalents and restricted cash | -126,199 |
| Cash and cash equivalents and restricted cash at beginning of the period | 527,221 |
| Cash and cash equivalents and restricted cash at end of the period | 401,022 |
loanDepot, Inc. (LDI)
loanDepot, Inc. (LDI)