The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net loss | -8,735 | -65,969 |
| Depreciation and amortization expense | 6,729 | 14,045 |
| Amortization of operating lease right-of-use asset | 2,419 | 5,536 |
| Amortization of debt discount and debt issuance costs | 6,635 | 12,104 |
| Gain on origination and sale of loans | 194,559 | 333,867 |
| Fair value change in trading securities | 1,404 | 1,709 |
| Provision (benefit) for loss obligation on sold loans and servicing rights | 2,694 | 4,149 |
| Deferred tax benefit | 7,827 | 22,166 |
| Fair value change in derivative assets | 2,325 | 7,469 |
| Fair value change in derivative liabilities | 7,015 | 5,959 |
| Fair value change in loans held for sale | -6,613 | -29,438 |
| Fair value change in loans held for investment | 2,755 | 1,076 |
| Fair value change in servicing rights | 56,117 | 102,445 |
| Stock-based compensation expense | 3,600 | 3,460 |
| Originations of loans | 6,398,007 | 11,623,880 |
| Proceeds from sales of loans | 6,776,421 | 12,302,996 |
| Proceeds from principal payments | 17,378 | 35,356 |
| Payments to investors for loan repurchases | 250,419 | 497,643 |
| Premiums (paid) received on derivatives | 12,934 | -32,921 |
| Loss on extinguishment of debt | 0 | 0 |
| Disbursements from joint ventures | 1,664 | 1,791 |
| Other changes in operating assets and liabilities | -31,831 | -13,014 |
| Net cash used in operating activities | 43,413 | -112,263 |
| Purchase of property and equipment | 4,731 | 13,030 |
| Proceeds from sale of servicing rights | 11,607 | 15,480 |
| Cash flows received on trading securities | 1,495 | 3,104 |
| Investments in joint ventures | 0 | 150 |
| Proceeds from principal payments on loans held for investment | 3,004 | 6,113 |
| Return of capital from joint ventures | 0 | 0 |
| Net cash flows provided by investing activities | 11,375 | 11,517 |
| Proceeds from borrowings on warehouse and other lines of credit | 5,753,946 | 10,105,668 |
| Repayment of borrowings on warehouse and other lines of credit | 5,782,657 | 10,071,379 |
| Proceeds from debt obligations | 171,249 | 855,725 |
| Payments on debt obligations | 147,693 | 821,570 |
| Payments of debt issuance costs | 1,165 | 11,412 |
| Treasury stock purchased to net settle and withhold taxes on vested shares | 6,392 | 2,248 |
| Exercise of stock options | 5,690 | - |
| Dividends and shareholder distributions | -5 | 3,158 |
| Net cash provided by financing activities | -7,017 | 51,626 |
| Net change in cash and cash equivalents and restricted cash | 47,771 | -49,120 |
| Cash and cash equivalents at beginning of period | 527,221 | - |
| Cash and cash equivalents at end of period | 525,872 | - |
loanDepot, Inc. (LDI)
loanDepot, Inc. (LDI)