| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net loss | -54,942 | -32,826 | -8,735 | -65,969 |
| Depreciation and amortization expense | 6,335 | 5,447 | 6,729 | 14,045 |
| Amortization of operating lease right-of-use asset | 2,481 | 17,651 | 2,419 | 5,536 |
| Amortization of debt discount and debt issuance costs | 7,231 | -8,345 | 6,635 | 12,104 |
| Gain on origination and sale of loans | 179,992 | 212,986 | 194,559 | 333,867 |
| Fair value change in trading securities | -506 | 987 | 1,404 | 1,709 |
| Provision for loss obligation on sold loans and servicing rights | 3,719 | 2,502 | 2,694 | 4,149 |
| Deferred tax benefit | 13 | -23,130 | 7,827 | 22,166 |
| Fair value change in derivative assets | -33,081 | 18,210 | 2,325 | 7,469 |
| Fair value change in derivative liabilities | -6,535 | 1,368 | 7,015 | 5,959 |
| Fair value change in loans held for sale | 28,770 | 5,663 | -6,613 | -29,438 |
| Fair value change in loans held for investment | 72 | 615 | 2,755 | 1,076 |
| Fair value change in servicing rights | 51,882 | 54,414 | 56,117 | 102,445 |
| Stock-based compensation expense | 6,393 | 5,163 | 3,600 | 3,460 |
| Originations of loans | 7,571,294 | 7,894,242 | 6,398,007 | 11,623,880 |
| Proceeds from sales of loans | 7,757,461 | 7,674,706 | 6,776,421 | 12,302,996 |
| Proceeds from principal payments on loans held for sale | 14,544 | 11,268 | 17,378 | 35,356 |
| Proceeds from principal payments on loans held for investment | 1,666 | 11,252 | NaN | NaN |
| Payments to investors for loan repurchases | 240,865 | 229,296 | 250,419 | 497,643 |
| Premiums received (paid) on derivatives | 5,370 | 45,967 | 12,934 | -32,921 |
| Loss (gain) on extinguishment of debt | NaN | 0 | 0 | 0 |
| Disbursements from joint ventures | 496 | 1,663 | 1,664 | 1,791 |
| Proceeds from principal payments on loans held for investment | NaN | NaN | 3,004 | 6,113 |
| Other changes in operating assets and liabilities | -17,521 | 83,071 | -31,831 | -13,014 |
| Return of capital from joint ventures | NaN | 0 | 0 | 0 |
| Net cash used in operating activities | -169,349 | -638,660 | 43,413 | -112,263 |
| Purchase of property and equipment | 7,849 | 9,339 | 4,731 | 13,030 |
| Proceeds from sale of servicing rights | 1,656 | 8,750 | 11,607 | 15,480 |
| Cash flows received on trading securities | 1,413 | 1,326 | 1,495 | 3,104 |
| Investments in joint ventures | 0 | 0 | 0 | 150 |
| Net cash used in investing activities | -4,780 | -8,380 | 11,375 | 11,517 |
| Proceeds from borrowings on warehouse and other lines of credit | 7,300,654 | 7,216,899 | 5,753,946 | 10,105,668 |
| Repayment of borrowings on warehouse and other lines of credit | 7,179,062 | 6,697,065 | 5,782,657 | 10,071,379 |
| Proceeds from debt obligations | 27,813 | 538,087 | 171,249 | 855,725 |
| Dividends and shareholder distributions | NaN | -687 | -5 | 3,158 |
| Payments on debt obligations | 20,181 | 532,055 | 147,693 | 821,570 |
| Payments of debt issuance costs | 14 | 3,944 | 1,165 | 11,412 |
| Treasury stock purchased to net settle and withhold taxes on vested shares | 71 | 655 | 6,392 | 2,248 |
| Exercise of stock options | 1,040 | 236 | 5,690 | NaN |
| Refund (payment) of shareholder tax distributions and dividends, net | 116 | NaN | NaN | NaN |
| Net cash provided by financing activities | 130,295 | 522,190 | -7,017 | 51,626 |
| Net change in cash and cash equivalents and restricted cash | -43,834 | -124,850 | 47,771 | -49,120 |
| Cash and cash equivalents and restricted cash at beginning of the period | 401,022 | 525,872 | 527,221 | NaN |
| Cash and cash equivalents and restricted cash at end of the period | 357,188 | 401,022 | 525,872 | NaN |
loanDepot, Inc. (LDI)
loanDepot, Inc. (LDI)