Financial insights of LDI

MyFinsight

For the quarter ending 2025-09-30, LDI made $323,324K in revenue. -$4,882K in net income. Net profit margin of -1.51%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total net revenues	323,324	282,537	273,620	314,598
Personnel expense	161,150	154,116	150,161	161,330
Marketing and advertising expense	37,700	37,878	38,250	36,282
Direct origination expense	21,965	20,456	21,954	23,120
General and administrative expense	45,352	39,727	44,132	22,984
Servicing expense	-	-	-	8,427
Occupancy expense	4,287	4,133	4,295	4,800
Depreciation and amortization	6,729	6,379	7,666	8,931
Servicing expense	12,138	8,184	10,000	-
Other interest expense	44,292	43,998	43,265	45,129
Total expenses	333,613	314,871	319,723	311,003
(loss) income before income taxes	-10,289	-32,334	-46,103	3,595
Income tax (benefit) expense	-1,555	-7,061	-5,407	923
Net (loss) income	-8,734	-25,273	-40,696	2,672
Net (loss) income attributable to noncontrolling interests	-3,852	-11,885	-18,800	1,303
Net (loss) income attributable to loandepot, inc	-4,882	-13,388	-21,896	1,369

Basic eps	-	-	-0.11	0.01
Diluted eps	-	-	-0.11	0.01
Basic average shares	-	-	200,792,570	185,385,271
Diluted average shares	-	-	200,792,570	332,532,984
Basic (in shares)	211,442,981	-	-	-
Basic (in usd per share)	-0.02	-	-	-
Diluted (in shares)	211,442,981	-	-	-
Diluted (in usd per share)	-0.02	-	-	-