Financial insights of LDI

MyFinsight

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total net revenues	286,387	310,260	323,324	282,537
Personnel expense	175,367	176,091	161,150	154,116
Marketing and advertising expense	29,006	32,860	37,700	37,878
Direct origination expense	25,088	19,165	21,965	20,456
General and administrative expense	46,881	47,873	45,352	39,727
Occupancy expense	4,275	4,161	4,287	4,133
Depreciation and amortization	6,335	5,447	6,729	6,379
Servicing expense	11,478	12,810	12,138	8,184
Other interest expense	43,070	43,658	44,292	43,998
Total expenses	341,500	342,065	333,613	314,871
Loss before income taxes	-55,113	-31,805	-10,289	-32,334
Federal income tax at statutory rate	NaN	-2,056*	NaN	NaN
State and local income taxes (net of federal benefit)	NaN	815*	NaN	NaN
State rate change	NaN	0*	NaN	NaN
Change in valuation allowance	NaN	437*	NaN	NaN
Change in unrecognized tax benefits	NaN	191*	NaN	NaN
Tax credits	NaN	6*	NaN	NaN
Disallowed executive compensation	NaN	476*	NaN	NaN
Other	NaN	-95*	NaN	NaN
Return to provision	NaN	-448*	NaN	NaN
Deferred true-up	NaN	-649*	NaN	NaN
Non-controlling interests	NaN	-2,356*	NaN	NaN
Income tax benefit	-171	1,022	-1,555	-7,061
Net loss	-54,942	-32,827	-8,734	-25,273
Net loss attributable to noncontrolling interests	-17,455	-10,347	-3,852	-11,885
Net loss attributable to loandepot, inc	-37,487	-22,480	-4,882	-13,388

Basic EPS	-0.16	-0.102	-0.02	NaN
Diluted EPS	-0.16	-0.102	-0.02	NaN
Basic Average Shares	228,962,329	220,827,812	211,442,981	NaN
Diluted Average Shares	228,962,329	220,827,812	211,442,981	NaN

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.