loanDepot, Inc. (LDI)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Other realized losses on sales of servicing rights | - | -104 | - | - |
| Net gain (loss) from derivatives hedging servicing rights | - | 18,804 | - | - |
| Realized gain on sale of servicing rights | - | 62 | - | - |
| Due to changes in valuation inputs or assumptions | - | -23,689 | - | - |
| Valuation changes in servicing rights, net of hedging gains and losses | - | -4,823 | - | - |
| Due to collection/realization of cash flows | - | -36,176 | - | - |
| Late, ancillary and other fees | - | 22,309 | - | - |
| Contractual servicing fees | - | 81,969 | - | - |
| Fair value gain (loss) | - | - | 23,509 | 10,950 |
| Premium (discount) from loan sales | - | - | 81,081 | -871 |
| Discount points, rebates and lender paid costs | - | - | -86,116 | -73,657 |
| Realized (losses) gains from derivative assets and liabilities | - | - | 59,712 | -17,341 |
| Servicing rights additions | - | - | 62,039 | 66,115 |
| Recovery (provision) for loan loss obligation for loans sold | - | - | -3,107 | -9,752 |
| Unrealized gains from derivative assets and liabilities | - | - | 1,887 | -10,024 |
| Late, ancillary and other fees | - | - | 33,364 | 31,673 |
| Contractual servicing fees | - | - | 90,769 | 93,409 |
| Total net revenues | 282,537 | 273,620 | 314,598 | 265,390 |
| Other interest expense | - | - | - | 53,000 |
| Servicing expense | - | - | 8,427 | 8,467 |
| Occupancy expense | 4,133 | 4,295 | 4,800 | 5,204 |
| Marketing and advertising expense | 37,878 | 38,250 | 36,282 | 31,175 |
| Personnel expense | 154,116 | 150,161 | 161,330 | 141,036 |
| Other interest expense | 43,998 | 43,265 | 45,129 | - |
| General and administrative expense | 39,727 | 44,132 | 22,984 | 73,160 |
| Depreciation and amortization | 6,379 | 7,666 | 8,931 | 8,955 |
| Servicing expense | 8,184 | 10,000 | - | - |
| Direct origination expense | 20,456 | 21,954 | 23,120 | 21,550 |
| Total expenses | 314,871 | 319,723 | 311,003 | 342,547 |
| Loss before income taxes | -32,334 | -46,103 | 3,595 | -77,157 |
| Income tax benefit | -7,061 | -5,407 | 923 | -11,304 |
| Net loss | -25,273 | -40,696 | 2,672 | -65,853 |
| Net loss attributable to noncontrolling interests | -11,885 | -18,800 | 1,303 | -33,642 |
| Net loss attributable to loandepot, inc | -13,388 | -21,896 | 1,369 | -32,211 |
| Basic eps | - | -0.11 | 0.01 | -0.18 |
| Diluted eps | - | -0.11 | 0.01 | -0.18 |
| Basic average shares | - | 200,792,570 | 185,385,271 | 182,324,046 |
| Diluted average shares | - | 200,792,570 | 332,532,984 | 182,324,046 |