Financial insights of LDI

MyFinsight

For the year ending 2025-12-31, LDI made $1,189,741K in revenue. -$62,646K in net income. Net profit margin of -5.27%.

Income Statement	2025-12-31
Total net revenues	1,189,741
Personnel expense	641,518
Marketing and advertising expense	146,688
Direct origination expense	83,540
General and administrative expense	177,084
Occupancy expense	16,876
Depreciation and amortization	26,221
Servicing expense	43,132
Other interest expense	175,213
Total expenses	1,310,272
Loss before income taxes	-120,531
Federal income tax at statutory rate	-25,312
State and local income taxes (net of federal benefit)	3,258
State rate change	0
Change in valuation allowance	1,749
Change in unrecognized tax benefits	764
Tax credits	23
Disallowed executive compensation	1,904
Other	-379
Return to provision	-1,793
Deferred true-up	-2,595
Non-controlling interests	-9,426
Income tax benefit	-13,001
Net loss	-107,530
Net loss attributable to noncontrolling interest	-44,884
Net loss attributable to loandepot, inc	-62,646

Basic EPS	-0.3
Diluted EPS	-0.3
Basic Average Shares	211,021,121
Diluted Average Shares	211,021,121