MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

loanDepot, Inc. (LDI)

loanDepot, Inc. (LDI)

|||

Balance Sheets Overview

Debt to Asset Ratio
95.03%
Unit: Thousand (K) dollars
Assets Breakdown
    • Servicing rights, at fair value ...
    • Loans eligible for repurchase
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Warehouse and other lines of cre...
    • Liability for loans eligible for...
    • Additional paid-in capital
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
229,128
277,418
337,232
459,161
Restricted cash
70,717
79,770
63,790
66,711
Loans held for sale, at fair value (includes 802,806 and 606,215 pledged to creditors in securitization trusts at june30, 2026 and december31, 2025, respectively)
2,643,032
3,266,759
3,165,542
2,606,361
Loans held for investment, at fair value (pledged to creditors in a securitization trust)
106,268
108,227
109,821
111,341
Derivative assets, at fair value
59,225
70,076
42,365
54,582
Servicing rights, at fair value (includes 696,417 and 661,475 pledged to creditors in securitization trusts at june30, 2026 and december31, 2025, respectively)
1,779,817
1,691,235
1,658,223
1,637,930
Trading securities, at fair value
82,008
83,722
85,640
85,980
Property and equipment, net
65,485
63,514
61,929
58,037
Operating lease right-of-use assets
25,951
24,592
23,877
24,679
Loans eligible for repurchase
1,401,739
1,344,573
1,074,386
916,911
Investments in joint ventures
18,177
18,101
18,251
18,270
Other assets
215,013
218,532
216,880
205,022
Total assets
6,696,560
7,246,519
6,857,936
6,244,985
Warehouse and other lines of credit
2,443,802
3,024,131
2,902,539
2,382,706
Accounts payable, accrued expenses and other liabilities
346,638
374,374
349,350
373,627
Derivative liabilities, at fair value
6,341
17,253
10,718
12,085
Liability for loans eligible for repurchase
1,401,739
1,344,573
1,074,386
916,911
Operating lease liability
34,790
34,325
34,630
35,476
Debt obligations, net
2,130,204
2,114,567
2,100,303
2,090,870
Total liabilities
6,363,514
6,909,223
6,471,926
5,811,675
Common stock-Common Class A
242
241
138
128
Common stock-Common Class B
106
106
-
0
Common stock-Common Class C
0
0
108
117
Common stock-Common Class D
0
0
97
97
Treasury stock at cost, 10,342,938 and 8,779,081 shares at june30, 2026 and december31, 2025, respectively
32,057
29,706
29,635
28,980
Additional paid-in capital
888,977
885,378
878,204
880,389
Retained deficit
-656,237
-651,749
-614,398
-592,382
Noncontrolling interest
132,015
133,026
151,496
173,941
Total equity
333,046
337,296
386,010
433,310
Total liabilities and equity
6,696,560
7,246,519
6,857,936
6,244,985
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans held for sale, atfair value (includes...$2,643,032K (0.77%↑ Y/Y)Servicing rights, at fairvalue (includes...$1,779,817K (8.79%↑ Y/Y)Loans eligible forrepurchase$1,401,739K (58.87%↑ Y/Y)Cash and cashequivalents$229,128K (-43.93%↓ Y/Y)Other assets$215,013K (-1.29%↓ Y/Y)Loans held forinvestment, at fair value...$106,268K (-4.77%↓ Y/Y)Trading securities, atfair value$82,008K (-4.72%↓ Y/Y)Restricted cash$70,717K (1.78%↑ Y/Y)Property and equipment,net$65,485K (9.08%↑ Y/Y)Derivative assets, at fairvalue$59,225K (-15.20%↓ Y/Y)Operating leaseright-of-use assets$25,951K (0.91%↑ Y/Y)Investments in jointventures$18,177K (-0.47%↓ Y/Y)Total assets$6,696,560K (7.86%↑ Y/Y)Total liabilities andequity$6,696,560K (7.86%↑ Y/Y)Total liabilities$6,363,514K (10.29%↑ Y/Y)Total equity$333,046K (-24.14%↓ Y/Y)Retained deficit-$656,237K (-11.70%↓ Y/Y)Treasury stock at cost,10,342,938 and 8,779,081...$32,057K (41.92%↑ Y/Y)Warehouse and other linesof credit$2,443,802K (1.34%↑ Y/Y)Debt obligations,net$2,130,204K (3.31%↑ Y/Y)Liability for loanseligible for repurchase$1,401,739K (58.87%↑ Y/Y)Accounts payable,accrued expenses and...$346,638K (-3.32%↓ Y/Y)Operating lease liability$34,790K (-4.22%↓ Y/Y)Derivative liabilities, atfair value$6,341K (-66.80%↓ Y/Y)Additional paid-in capital$888,977K (0.80%↑ Y/Y)Noncontrolling interest$132,015K (-20.90%↓ Y/Y)Common stock-CommonClass A$242K (103.36%↑ Y/Y)Common stock-CommonClass B$106K