The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 26,404 | 47,051 |
| Depreciation | 1,503 | 2,946 |
| Provision for credit losses | 2,000 | 9,800 |
| Amortization of loan servicing rights | 127 | 210 |
| Loans originated for sale, including participations | 6,435 | 8,456 |
| Net gain on sales of loans | 179 | 246 |
| Proceeds from sale of loans, including participations | 7,477 | 8,688 |
| Net gain on visa shares | 0 | 0 |
| Net (gain) loss on sales of premises and equipment | -28 | -1 |
| Net (gain) loss on sales and calls of securities available-for-sale | 0 | 0 |
| Net securities amortization | -1,030 | -2,013 |
| Stock based compensation expense | 3,546 | 2,568 |
| Earnings on life insurance | 1,567 | 1,362 |
| Gain on life insurance | 219 | 0 |
| Tax expense (benefit) of stock award issuances | 0 | -136 |
| Interest receivable and other assets | -5,712 | 4,215 |
| Interest payable and other liabilities | -3,359 | -14,038 |
| Total adjustments | 9,664 | -1,955 |
| Net cash from operating activities | 36,068 | 45,096 |
| Proceeds from sale of securities available-for-sale | 0 | 0 |
| Proceeds from sale of visa shares | 0 | 0 |
| Proceeds from maturities, calls and principal paydowns of securities available-for-sale | 16,882 | 31,253 |
| Purchases of securities available-for-sale | 27,469 | 32,835 |
| Purchase of life insurance | 48 | 12,765 |
| Net (increase) decrease in total loans | 22,176 | 138,087 |
| Proceeds from sales of land, premises and equipment | 0 | 1 |
| Purchases of land, premises and equipment | 5,011 | 3,907 |
| Proceeds from life insurance | 0 | 0 |
| Net cash from investing activities | -37,822 | -156,340 |
| Net increase (decrease) in total deposits | -152,515 | 275,867 |
| Net increase (decrease) in short-term borrowings | -5,000 | 5,000 |
| Proceeds from short-term fhlb borrowings | 55,000 | - |
| Proceeds from long-term fhlb borrowings | 0 | 1,200 |
| Net payments on short-term fhlb borrowings | 0 | 0 |
| Common dividends paid | 12,852 | 25,711 |
| Preferred dividends paid | 0 | 13 |
| Payments related to equity incentive plans | 0 | 1,493 |
| Purchase of treasury stock | 224 | 2,005 |
| Sale of treasury stock | 0 | 375 |
| Net cash from financing activities | -115,591 | 253,220 |
| Net change in cash and cash equivalents | -117,344 | 141,975 |
| Cash and cash equivalents at beginning of period | 168,205 | - |
| Cash and cash equivalents at end of period | 192,836 | - |
LAKELAND FINANCIAL CORP (LKFN)
LAKELAND FINANCIAL CORP (LKFN)