The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net loss on sale of premises and equipment | - | -56 | -28 | -1 |
| Net gain on visa shares | - | 0 | 0 | 0 |
| Net income | 26,478 | 29,906 | 26,404 | 47,051 |
| Depreciation | 1,496 | 1,529 | 1,503 | 2,946 |
| Provision for credit losses | 2,000 | 0 | 2,000 | 9,800 |
| Net (gain) loss on sale and write down of other real estate owned | - | 365 | - | - |
| Net loss on sales and calls of securities available-for-sale | - | 0 | 0 | 0 |
| Net change in loan servicing rights valuation allowance | - | 446 | - | - |
| Amortization of loan servicing rights | -234 | - | 127 | 210 |
| Loans originated for sale, including participations | 3,083 | 3,289 | 6,435 | 8,456 |
| Net gain on sales of loans | 155 | 142 | 179 | 246 |
| Proceeds from sale of loans, including participations | 4,822 | 1,389 | 7,477 | 8,688 |
| Net securities amortization | -870 | -971 | -1,030 | -2,013 |
| Stock based compensation expense | 2,375 | 2,443 | 3,546 | 2,568 |
| Earnings on life insurance | 976 | 1,327 | 1,567 | 1,362 |
| Gain on life insurance | 171 | 1 | 219 | 0 |
| Tax expense of stock award issuances | -71 | 0 | 0 | -136 |
| Interest receivable and other assets | 5,616 | 1,659 | -5,712 | 4,215 |
| Interest payable and other liabilities | 6,452 | 4,103 | -3,359 | -14,038 |
| Total adjustments | 8,188 | 3,817 | 9,664 | -1,955 |
| Net cash from operating activities | 34,666 | 33,723 | 36,068 | 45,096 |
| Proceeds from sales of land, premises and equipment | - | 5 | 0 | 1 |
| Proceeds from sale of securities available-for-sale | - | 0 | 0 | 0 |
| Proceeds from sales of visa shares | - | 0 | 0 | 0 |
| Proceeds from maturities, calls and principal paydowns of securities available-for-sale | 18,120 | 18,699 | 16,882 | 31,253 |
| Proceeds from maturities, calls and principal paydowns of securities held-to-maturity | - | 0 | - | - |
| Purchases of federal home loan bank stock | - | 0 | - | - |
| Purchases of securities available-for-sale | 5,084 | 23,043 | 27,469 | 32,835 |
| Proceeds from sales of other real estate owned | - | 646 | - | - |
| Purchase of life insurance | 53 | 54 | 48 | 12,765 |
| Proceeds from life insurance | - | 595 | 0 | 0 |
| Net (increase) decrease in total loans | 100,090 | 125,903 | 22,176 | 138,087 |
| Purchases of land, premises and equipment | 4,715 | 2,204 | 5,011 | 3,907 |
| Net cash from investing activities | -91,822 | -131,259 | -37,822 | -156,340 |
| Net increase (decrease) in total deposits | 216,910 | -50,968 | -152,515 | 275,867 |
| Net increase (decrease) in other borrowings | 4,000 | 13,000 | -5,000 | 5,000 |
| Proceeds from short-term fhlb borrowings | - | - | 55,000 | - |
| Net proceeds from (payments on) short-term fhlb borrowings | -120,000 | - | - | - |
| Proceeds from long-term fhlb borrowings | -1,200 | - | 0 | 1,200 |
| Payments on short-term fhlb borrowings,net | - | 0 | 0 | 0 |
| Proceeds from (payments on) short-term fhlb borrowings, net | - | -170,000 | - | - |
| Preferred dividends paid | - | 0 | 0 | 13 |
| Proceeds from long-term fhlb borrowings | - | 1,200 | - | - |
| Common dividends paid | 13,206 | 12,852 | 12,852 | 25,711 |
| Payments related to equity incentive plans | 1,292 | -2,986 | 0 | 1,493 |
| Purchase of treasury stock | 19,608 | 18,162 | 224 | 2,005 |
| Sale of treasury stock | 358 | 0 | 0 | 375 |
| Net cash from financing activities | 67,162 | 46,018 | -115,591 | 253,220 |
| Net change in cash and cash equivalents | 10,006 | -51,518 | -117,344 | 141,975 |
| Cash and cash equivalents at beginning of the period | 141,318 | 192,836 | 168,205 | - |
| Cash and cash equivalents at end of the period | 151,324 | 141,318 | 192,836 | - |
LAKELAND FINANCIAL CORP (LKFN)
LAKELAND FINANCIAL CORP (LKFN)