The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 103,361 |
| Depreciation | 5,978 |
| Provision for credit losses | 11,800 |
| Net (gain) loss on sale and write down of other real estate owned | 365 |
| Net change in loan servicing rights valuation allowance | 446 |
| Loans originated for sale, including participations | 18,180 |
| Net gain on sales of loans | 567 |
| Proceeds from sale of loans, including participations | 17,554 |
| Net gain on visa shares | 0 |
| Net loss on sale of premises and equipment | -85 |
| Net loss on sales and calls of securities available-for-sale | 0 |
| Net securities amortization | -4,014 |
| Stock based compensation expense | 8,557 |
| Earnings on life insurance | 4,256 |
| Gain on life insurance | 220 |
| Tax (benefit) expense of stock award issuances | -136 |
| Interest receivable and other assets | 162 |
| Interest payable and other liabilities | -13,294 |
| Total adjustments | 11,526 |
| Net cash from operating activities | 114,887 |
| Proceeds from sale of securities available-for-sale | 0 |
| Proceeds from sales of visa shares | 0 |
| Proceeds from maturities, calls and principal paydowns of securities available-for-sale | 66,834 |
| Proceeds from maturities, calls and principal paydowns of securities held-to-maturity | 0 |
| Purchases of securities available-for-sale | 83,347 |
| Purchase of life insurance | 12,867 |
| Net (increase) decrease in total loans | 286,166 |
| Proceeds from sales of land, premises and equipment | 6 |
| Purchases of land, premises and equipment | 11,122 |
| Purchases of federal home loan bank stock | 0 |
| Proceeds from sales of other real estate owned | 646 |
| Proceeds from life insurance | 595 |
| Net cash from investing activities | -325,421 |
| Net increase in total deposits | 72,384 |
| Net increase (decrease) in other borrowings | 13,000 |
| Payments on short-term fhlb borrowings,net | 0 |
| Proceeds from (payments on) short-term fhlb borrowings, net | -170,000 |
| Proceeds from long-term fhlb borrowings | 1,200 |
| Common dividends paid | 51,415 |
| Preferred dividends paid | 13 |
| Payments related to equity incentive plan | -1,493 |
| Purchase of treasury stock | 20,391 |
| Sales of treasury stock | 375 |
| Net cash from financing activities | 183,647 |
| Net change in cash and cash equivalents | -26,887 |
| Cash and cash equivalents at beginning of the year | 168,205 |
| Cash and cash equivalents at end of the year | 141,318 |
LAKELAND FINANCIAL CORP (LKFN)
LAKELAND FINANCIAL CORP (LKFN)