For the year ending 2025-12-31, LKFN has $6,990,022K in assets. $6,227,530K in debts. $141,318K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 57,139 | |||
| Short-term investments | 84,179 | |||
| Total cash and cash equivalents | 141,318 | |||
| Securities available-for-sale, at fair value | 1,052,062 | |||
| Securities held-to-maturity, at amortized cost (fair value of 117,510 and 113,107 respectively) | 133,208 | |||
| Real estate mortgage loans held-for-sale | 2,707 | |||
| Line Of Credit | 711,742 | |||
| Non Working Capital Loans | 841,947 | |||
| Total Commercial And Industrial Loans | 1,553,689 | |||
| Commercial Real Estate | 497,239 | |||
| Owner Occupied Loans | 807,335 | |||
| Nonowner Occupied Loans | 923,708 | |||
| Multifamily Loans | 438,233 | |||
| Real Estate Loan | 2,666,515 | |||
| Loans Secured By Farmland | 155,073 | |||
| Loans For Agricultural Production | 251,783 | |||
| Agri Business And Agricultural Loans | 406,856 | |||
| Other Commercial Loans | 97,381 | |||
| Commercial Loan-Commercial Portfolio Segment | 4,724,441 | |||
| First Mortgage | 267,134 | |||
| Second Mortgage | 251,185 | |||
| Residential Construction And Land Development Loans | 18,873 | |||
| Total Consumer1To4Family Mortgage Loans | 537,192 | |||
| Other Consumer Loans | 116,224 | |||
| Consumer Loan-Consumer Portfolio Segment | 653,416 | |||
| Gross loans | 5,377,857 | |||
| Less allowance for credit losses | 68,995 | |||
| Net deferred loan fees | 2,508 | |||
| Loans, net of allowance for credit losses of 68,995 and 85,960 | 5,306,354 | |||
| Land, premises and equipment, net | 65,542 | |||
| Bank owned life insurance | 129,978 | |||
| Federal reserve and federal home loan bank stock | 21,420 | |||
| Accrued interest receivable | 28,997 | |||
| Goodwill | 4,970 | |||
| Other assets | 103,466 | |||
| Total assets | 6,990,022 | |||
| Noninterest bearing deposits | 1,221,327 | |||
| Interest bearing deposits | 4,752,023 | |||
| Total deposits | 5,973,350 | |||
| Short-term advance | 170,000 | |||
| Long-term advance | 1,200 | |||
| Other borrowings | 13,000 | |||
| Total borrowings | 184,200 | |||
| Accrued interest payable | 8,868 | |||
| Other liabilities | 61,112 | |||
| Total liabilities | 6,227,530 | |||
| Common stock 90,000,000 shares authorized, no par value 26,023,644 shares issued and 25,219,634 outstanding as of december31, 2025 25,978,831 shares issued and 25,509,592 outstanding as of december31, 2024 | 136,965 | |||
| Retained earnings | 788,345 | |||
| Accumulated other comprehensive income (loss) | -127,137 | |||
| Treasury stock, at cost (804,010shares and469,239shares as of december31, 2025 and 2024, respectively) | 35,770 | |||
| Total stockholders equity | 762,403 | |||
| Noncontrolling interest | 89 | |||
| Total equity | 762,492 | |||
| Total liabilities and equity | 6,990,022 | |||
LAKELAND FINANCIAL CORP (LKFN)
LAKELAND FINANCIAL CORP (LKFN)