For the quarter ending 2026-03-31, LKFN has $7,083,680K in assets. $6,334,687K in debts. $151,324K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 65,698 | 57,139 | 67,496 | 97,413 |
| Short-term investments | 85,626 | 84,179 | 125,340 | 212,767 |
| Total cash and cash equivalents | 151,324 | 141,318 | 192,836 | 310,180 |
| Securities available-for-sale, at fair value | 1,026,991 | 1,052,062 | 1,031,938 | 996,957 |
| Securities held-to-maturity, at amortized cost | 133,617 | 133,208 | 132,799 | 132,389 |
| Real estate mortgage loans held-for-sale | 1,086 | 2,707 | 725 | 1,637 |
| Line Of Credit | 742,655 | 711,742 | 709,645 | - |
| Non Working Capital Loans | 836,121 | 841,947 | 808,371 | - |
| Total Commercial And Industrial Loans | 1,578,776 | 1,553,689 | 1,518,016 | - |
| Commercial Real Estate | 509,143 | 497,239 | 574,896 | - |
| Owner Occupied Loans | 807,813 | 807,335 | 804,253 | - |
| Nonowner Occupied Loans | 960,395 | 923,708 | 863,085 | - |
| Multifamily Loans | 462,984 | 438,233 | 413,016 | - |
| Real Estate Loan | 2,740,335 | 2,666,515 | 2,655,250 | - |
| Loans Secured By Farmland | 177,823 | 155,073 | 153,904 | - |
| Loans For Agricultural Production | 196,258 | 251,783 | 186,068 | - |
| Agri Business And Agricultural Loans | 374,081 | 406,856 | 339,972 | - |
| Other Commercial Loans | 95,764 | 97,381 | 91,833 | - |
| Commercial Loan-Commercial Portfolio Segment | 4,788,956 | 4,724,441 | 4,605,071 | - |
| First Mortgage | 292,724 | 267,134 | 273,580 | - |
| Second Mortgage | 263,600 | 251,185 | 241,256 | - |
| Residential Construction And Land Development Loans | 14,429 | 18,873 | 18,706 | - |
| Total Consumer1To4Family Mortgage Loans | 570,753 | 537,192 | 533,542 | - |
| Other Consumer Loans | 116,158 | 116,224 | 112,430 | - |
| Consumer Loan-Consumer Portfolio Segment | 686,911 | 653,416 | 645,972 | - |
| Loans receivable before allowance for credit loss | 5,475,867 | 5,377,857 | 5,251,043 | - |
| Less allowance for credit losses | 68,914 | 68,995 | 68,168 | - |
| Net deferred loan fees | 2,509 | 2,508 | 2,424 | - |
| Loans, net of allowance for credit losses | 5,404,444 | 5,306,354 | 5,180,451 | 5,160,275 |
| Land, premises and equipment, net | 68,761 | 65,542 | 64,928 | 61,449 |
| Bank owned life insurance | 130,710 | 129,978 | 128,618 | 127,399 |
| Federal reserve and federal home loan bank stock | 21,420 | 21,420 | 21,420 | 21,420 |
| Accrued interest receivable | 29,703 | 28,997 | 28,667 | 29,109 |
| Goodwill | 4,970 | 4,970 | 4,970 | 4,970 |
| Other assets | 110,654 | 103,466 | 107,676 | 118,516 |
| Total assets | 7,083,680 | 6,990,022 | 6,895,028 | 6,964,301 |
| Noninterest bearing deposits | 1,301,547 | 1,221,327 | 1,268,241 | 1,261,740 |
| Interest bearing deposits | 4,888,713 | 4,752,023 | 4,756,077 | 4,915,093 |
| Total deposits | 6,190,260 | 5,973,350 | 6,024,318 | 6,176,833 |
| Short-term advance | 50,000 | 170,000 | 55,000 | - |
| Long-term advance | 1,200 | 1,200 | 1,200 | - |
| Other borrowings | 17,000 | 13,000 | - | 5,000 |
| Total borrowings | - | - | 56,200 | 1,200 |
| Total borrowings | 68,200 | 184,200 | - | 6,200 |
| Accrued interest payable | 8,591 | 8,868 | 8,628 | 9,996 |
| Other liabilities | 67,636 | 61,112 | 58,379 | 61,285 |
| Total liabilities | 6,334,687 | 6,227,530 | 6,147,525 | 6,254,314 |
| Common stock | 137,929 | 136,965 | 134,434 | 130,664 |
| Retained earnings | 801,617 | 788,345 | 771,291 | 757,739 |
| Accumulated other comprehensive income (loss) | -135,622 | -127,137 | -140,703 | -161,121 |
| Treasury stock at cost | 55,020 | 35,770 | 17,608 | 17,384 |
| Total stockholders equity | 748,904 | 762,403 | 747,414 | 709,898 |
| Noncontrolling interest | 89 | 89 | 89 | 89 |
| Total equity | 748,993 | 762,492 | 747,503 | 709,987 |
| Total liabilities and equity | 7,083,680 | 6,990,022 | 6,895,028 | 6,964,301 |
LAKELAND FINANCIAL CORP (LKFN)
LAKELAND FINANCIAL CORP (LKFN)