Financial insights of LKFN

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$26,478K
EPS
$1.04
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans, taxable	83,111	80,995*	85,490	84,418
Interest and fees on loans, tax exempt	279	319*	287	291
Interest and dividends on securities, taxable	3,841	3,636*	3,489	3,457
Interest and dividends on securities, tax exempt	3,907	3,902*	3,915	3,917
Other interest income	849	976*	1,706	2,302
Total interest income	91,987	89,828*	94,887	94,385
Interest on deposits	33,431	34,397*	38,446	39,111
Interest on borrowings, short-term	1,783	837*	368	398
Total interest expense	35,214	35,234*	38,814	39,509
Net interest income	56,773	54,594*	56,073	54,876
Provision for credit losses	2,000	4,300*	2,000	3,000
Net interest income after provision for credit losses	54,773	50,294*	54,073	51,876
Net gain (loss) on visa shares	0	0*	0	0
Net securities gains (losses)	0	0*	0	0
Wealth advisory fees	3,063	3,082*	2,855	2,667
Investment brokerage fees	524	538*	557	550
Service charges on deposit accounts	2,874	2,852*	2,921	2,827
Loan and service fees	3,207	2,657*	3,419	3,006
Merchant and interchange fee income	777	797*	892	854
Bank owned life insurance income	976	346*	1,567	1,040
Interest rate swap fee income	701	53*	0	20
Mortgage banking income (gain)	81	-43*	-6	124
Other income	730	1,031*	749	398
Total noninterest income	12,933	11,311*	12,954	11,486
Salaries and employee benefits	20,295	19,029*	20,414	17,096
Net occupancy expense	2,104	2,088*	1,877	1,747
Equipment costs	1,464	1,348*	1,475	1,437
Data processing fees and supplies	4,259	4,132*	4,116	4,152
Corporate and business development	1,493	1,193*	1,563	1,160
Fdic insurance and other regulatory fees	873	786*	878	839
Professional fees	1,937	2,550*	1,726	1,706
Wire fraud loss	-	0*	-	-
Other expense	2,726	2,386*	2,916	2,295
Total noninterest expense	35,151	33,510*	34,965	30,432
Income before income tax expense	32,555	28,095*	32,062	32,930
Income tax expense	6,077	4,789*	5,658	5,964
Net income	26,478	23,306	26,404	26,966

Basic EPS	1.04	0.909	1.03	1.05
Diluted EPS	1.04	0.903	1.03	1.04
Basic Average Shares	25,344,757	25,650,545	25,703,699	25,707,233
Diluted Average Shares	25,493,920	25,799,576	25,821,360	25,776,205

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$26,478K
EPS
$1.04
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$26,478K
EPS
$1.04
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$26,478KEPS$1.04Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$26,478KEPS$1.04Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$26,478K
EPS
$1.04
Unit: Thousand (K) dollars

Net Income
$26,478K
EPS
$1.04
Unit: Thousand (K) dollars