For the year ending 2025-12-31, MBNKO had $31,992K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 55,341 |
| Provision for credit losses | 89,822 |
| Proceeds from sales of strategic partnership loans held for sale | 763,806 |
| Origination of loans held for sale | 771,564 |
| Gain on sale of recreation loans held for sale | 1,304 |
| Paid-in-kind interest income | 1,161 |
| Depreciation and amortization | 8,323 |
| Amortization of origination fees, net | -10,592 |
| Increase (decrease) in deferred and other tax liabilities, net | 1,491 |
| Net change in value of loan collateral in process of foreclosure | 0 |
| Net gains on equity investments | 24,552 |
| Stock-based compensation expense | 6,735 |
| Increase in accrued interest receivable | 4,087 |
| Increase in other assets | 1,342 |
| (increase) decrease in accounts payable and accrued expenses | -3,905 |
| Decrease (increase) in accrued interest payable | -1,912 |
| Net cash provided by operating activities | 126,283 |
| Loans originated | 749,802 |
| Proceeds from principal receipts, sales, maturities, and recoveries of loans | 590,585 |
| Purchases of investments | 14,833 |
| Proceeds from principal receipts, sales, and maturities of investments | 36,337 |
| Proceeds from the sale and principal payments on loan collateral in process of foreclosure | 13,219 |
| Net cash used for investing activities | -124,494 |
| Proceeds from time deposits and funds borrowed | 1,517,941 |
| Repayments of time deposits and funds borrowed | 1,493,438 |
| Non-controlling interest equity raised by medallion bank | 73,126 |
| Non-controlling interest redemption at medallion bank | 46,000 |
| Cash dividends paid on common stock | 10,972 |
| Distributions to non-controlling interests | 8,782 |
| Payment of withholding taxes on net settlement of vested stock | 1,202 |
| Treasury stock repurchased | 986 |
| Proceeds from the exercise of stock options | 516 |
| Net cash provided by financing activities | 30,203 |
| Net increase (decrease) in cash and cash equivalents | 31,992 |
| Cash and cash equivalents, beginning of period | 169,572 |
| Cash and cash equivalents, end of period | 201,564 |
MEDALLION FINANCIAL CORP (MBNKO)
MEDALLION FINANCIAL CORP (MBNKO)