For the quarter ending 2025-09-30, MBNKO had -$1,016K decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income resulting from operations | 13,614 | 27,193 |
| Provision for credit losses | 18,556 | 43,576 |
| Proceeds from sales of loans held for sale | 505,338 | - |
| Origination of loans held for sale | 513,229 | - |
| Paid-in-kind interest income | 317 | 485 |
| Depreciation and amortization | 2,047 | 4,218 |
| Amortization of loan origination costs and fees, net | -2,725 | -4,915 |
| Increase in deferred and other tax liabilities, net | -79 | 3,109 |
| Net change in value of loan collateral in process of foreclosure | 9,149 | -9,149 |
| Net gains on investments | 257 | 15,526 |
| Stock-based compensation expense | 1,687 | 3,369 |
| Increase in accrued interest receivable | 1,679 | -20 |
| Increase (decrease) in other assets | -47,545 | 46,399 |
| Decrease in accounts payable and accrued expenses | 633 | -5,118 |
| (decrease) increase in accrued interest payable | -456 | -2,485 |
| Net cash provided by operating activities | 66,979 | 25,536 |
| Loans originated | -79,267 | 662,568 |
| Proceeds from principal receipts, sales, and maturities of loans | -155,572 | 615,066 |
| Purchases of investments | 1,208 | 13,550 |
| Proceeds from principal receipts, sales, and maturities of investments | 1,378 | 23,985 |
| Proceeds from the sale and principal payments on loan collateral in process of foreclosure | 3,280 | 6,771 |
| Net cash used for investing activities | -72,855 | -30,296 |
| Proceeds from time deposits and funds borrowed | 320,310 | 1,048,514 |
| Repayments of time deposits and funds borrowed | 263,866 | 1,123,610 |
| Non-controlling interest equity raised by medallion bank | 0 | 73,126 |
| Non-controlling interest redemption at medallion bank | 46,000 | - |
| Cash dividends paid on common stock | 2,703 | 5,562 |
| Distributions to non-controlling interests | 3,091 | 3,355 |
| Payment of withholding taxes on net settlement of vested stock | 0 | 1,202 |
| Treasury stock repurchased | 0 | 986 |
| Proceeds from the exercise of stock options | 210 | 257 |
| Net cash (used in) provided by financing activities | 4,860 | -12,818 |
| Net (decrease) increase in cash and cash equivalents | -1,016 | -17,578 |
| Cash and cash equivalents at beginning of period | 169,572 | - |
| Cash and cash equivalents at end of period | 150,978 | - |
MEDALLION FINANCIAL CORP (MBNKO)
MEDALLION FINANCIAL CORP (MBNKO)