| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income resulting from operations | 40,807 | 27,193 |
| Provision for credit losses | 62,132 | 43,576 |
| Proceeds from sales of loans held for sale | 505,338 | - |
| Origination of loans held for sale | 513,229 | - |
| Paid-in-kind interest income | 802 | 485 |
| Depreciation and amortization | 6,265 | 4,218 |
| Amortization of loan origination costs and fees, net | -7,640 | -4,915 |
| Increase in deferred and other tax liabilities, net | 3,030 | 3,109 |
| Net change in value of loan collateral in process of foreclosure | 0 | -9,149 |
| Net gains on investments | 15,783 | 15,526 |
| Stock-based compensation expense | 5,056 | 3,369 |
| Increase in accrued interest receivable | 1,659 | -20 |
| Increase (decrease) in other assets | -1,146 | 46,399 |
| Decrease in accounts payable and accrued expenses | -4,485 | -5,118 |
| (decrease) increase in accrued interest payable | -2,941 | -2,485 |
| Net cash provided by operating activities | 92,515 | 25,536 |
| Loans originated | 583,301 | 662,568 |
| Proceeds from principal receipts, sales, and maturities of loans | 459,494 | 615,066 |
| Purchases of investments | 14,758 | 13,550 |
| Proceeds from principal receipts, sales, and maturities of investments | 25,363 | 23,985 |
| Proceeds from the sale and principal payments on loan collateral in process of foreclosure | 10,051 | 6,771 |
| Net cash used for investing activities | -103,151 | -30,296 |
| Proceeds from time deposits and funds borrowed | 1,368,824 | 1,048,514 |
| Repayments of time deposits and funds borrowed | 1,387,476 | 1,123,610 |
| Non-controlling interest equity raised by medallion bank | 73,126 | 73,126 |
| Non-controlling interest redemption at medallion bank | 46,000 | - |
| Cash dividends paid on common stock | 8,265 | 5,562 |
| Distributions to non-controlling interests | 6,446 | 3,355 |
| Payment of withholding taxes on net settlement of vested stock | 1,202 | 1,202 |
| Treasury stock repurchased | 986 | 986 |
| Proceeds from the exercise of stock options | 467 | 257 |
| Net cash (used in) provided by financing activities | -7,958 | -12,818 |
| Net (decrease) increase in cash and cash equivalents | -18,594 | -17,578 |
| Cash and cash equivalents at beginning of period | 169,572 | - |
| Cash and cash equivalents at end of period | 150,978 | - |
MEDALLION FINANCIAL CORP (MBNKO)
MEDALLION FINANCIAL CORP (MBNKO)