For the quarter ending 2026-03-31, MBNKO had -$62,915K decrease in cash & cash equivalents over the period.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income resulting from operations | 7,289 | 14,534 | 13,614 | 27,193 |
| Provision for credit losses | 22,476 | 27,690 | 18,556 | 43,576 |
| Proceeds from sales of strategic partnership loans held for sale | 174,342 | 258,468 | 505,338 | - |
| Origination of loans held for sale | 169,984 | 258,335 | 513,229 | - |
| Gain on sale of recreation loans held for sale | - | 1,304 | - | - |
| Paid-in-kind interest income | 303 | 359 | 317 | 485 |
| Depreciation and amortization | 2,041 | 2,058 | 2,047 | 4,218 |
| Amortization of loan origination costs and fees, net | -3,005 | -2,952 | -2,725 | -4,915 |
| Increase in deferred and other tax liabilities, net | 4,172 | -1,539 | -79 | 3,109 |
| Net change in value of loan collateral in process of foreclosure | - | 0 | 9,149 | -9,149 |
| Net gains on equity investments | 313 | 8,769 | 257 | 15,526 |
| Stock-based compensation expense | 2,075 | 1,679 | 1,687 | 3,369 |
| Increase in accrued interest receivable | -140 | 2,428 | 1,679 | -20 |
| (decrease) increase in other assets | 3,519 | 2,488 | -47,545 | 46,399 |
| Increase (decrease) in accounts payable and accrued expenses | 579 | 580 | 633 | -5,118 |
| Decrease in accrued interest payable | -684 | 1,029 | -456 | -2,485 |
| Net cash provided by operating activities | 41,316 | 33,768 | 66,979 | 25,536 |
| Loans originated | 212,270 | 166,501 | -79,267 | 662,568 |
| Proceeds from principal receipts, sales, and maturities of loans | 131,066 | 131,091 | -155,572 | 615,066 |
| Purchases of investments | 9,750 | 75 | 1,208 | 13,550 |
| Proceeds from principal receipts, sales, and maturities of investments | 1,584 | 10,974 | 1,378 | 23,985 |
| Proceeds from the sale and principal payments on loan collateral in process of foreclosure | 3,344 | 3,168 | 3,280 | 6,771 |
| Net cash used in investing activities | -86,026 | -21,343 | -72,855 | -30,296 |
| Proceeds from time deposits and funds borrowed | 245,664 | 149,117 | 320,310 | 1,048,514 |
| Repayments of time deposits and funds borrowed | 254,120 | 105,962 | 263,866 | 1,123,610 |
| Non-controlling interest equity raised by medallion bank | - | 0 | 0 | 73,126 |
| Non-controlling interest redemption at medallion bank | - | 0 | 46,000 | - |
| Cash dividends paid on common stock | 3,099 | 2,707 | 2,703 | 5,562 |
| Distributions to non-controlling interests | 2,336 | 2,336 | 3,091 | 3,355 |
| Payment of withholding taxes on net settlement of vested stock | 4,327 | 0 | 0 | 1,202 |
| Treasury stock repurchased | 0 | 0 | 0 | 986 |
| Proceeds from the exercise of stock options | 13 | 49 | 210 | 257 |
| Net cash used in financing activities | -18,205 | 38,161 | 4,860 | -12,818 |
| Net decrease in cash and cash equivalents | -62,915 | 50,586 | -1,016 | -17,578 |
| Cash and cash equivalents, beginning of period | 201,564 | 150,978 | 169,572 | - |
| Cash and cash equivalents, end of period | 138,649 | 201,564 | 150,978 | - |
MEDALLION FINANCIAL CORP (MBNKO)
MEDALLION FINANCIAL CORP (MBNKO)