Financial insights of MBNKO

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$4,953K
EPS
$0.2
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	77,336	71,102*	78,934	75,528
Non-loan interest and dividend income	1,732	1,628*	1,837	1,914
Total interest income	79,068	72,729*	80,771	77,442
Interest on deposits	20,736	20,197*	20,502	19,608
Interest on long-term debt	3,613	3,547*	3,870	3,916
Interest on short-term borrowings	660	949*	713	548
Total interest expense	25,009	24,692*	25,085	24,072
Net interest income	54,059	48,037*	55,686	53,370
Provision for credit losses	22,476	29,645*	18,556	21,562
Loss on sale of recreation loans held for sale	-	-652*	0	1,304
Net interest income after provision for credit losses	31,583	18,392*	37,130	31,808
Gain on equity investments, net	313	9,692*	257	6,096
Gain on taxi medallion assets, net	1,099	858*	1,767	749
Strategic partnership fees	-823	6,287*	-990	-787
Other income	173	3,424*	34	273
Other income, net	2,408	19,608*	3,048	9,209
Salaries and employee benefits	11,000	11,225*	10,145	10,148
Loan servicing fees	3,537	2,874*	2,852	2,899
Collection costs	1,937	1,568*	1,660	1,749
Professional fee costs, net	1,252	1,615*	1,073	1,187
Regulatory fees	979	951*	680	1,109
Rent expense	697	745*	680	683
Depreciation	632	-	-	-
Amortization of intangible assets	361	361*	361	362
Penalties	-	0*	-	-
Director compensation	432	-	-	-
Other expenses	1,547	2,473*	3,251	3,408
Total other expenses	22,374	21,809*	20,702	21,545
Net income (loss) before taxes	11,617	16,191*	19,476	19,472
Income tax provision	4,328	7,044*	5,862	5,805
Net income after taxes	-	-	-	13,667
Net income (loss)	7,289	9,147*	13,614	-
Less income attributable to the non-controlling interest	2,336	1,381*	2,336	2,598
Lessredemption of series f preferred stock - funds paid in excess of carrying value	-	-7,030*	3,515	-
Net income attributable to medallion financial corp	4,953	14,796	7,763	11,069

Basic EPS	0.21	0.652	0.34	0.49
Diluted EPS	0.2	0.61	0.32	0.46
Basic Average Shares	23,059,744	22,684,900	22,854,836	22,783,947
Diluted Average Shares	24,545,801	24,248,147	24,437,133	24,058,084

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$4,953K
EPS
$0.2
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$4,953K
EPS
$0.2
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$4,953KEPS$0.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$4,953KEPS$0.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$4,953K
EPS
$0.2
Unit: Thousand (K) dollars

Net Income
$4,953K
EPS
$0.2
Unit: Thousand (K) dollars