Financial insights of MBNKO

MyFinsight

For the quarter ending 2025-09-30, MBNKO made $127,626K in revenue. $7,763K in net income. Net profit margin of 6.08%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	78,934	75,528
Non-loan interest and dividend income	1,837	1,914
Total interest income	80,771	77,442
Interest on deposits	20,502	19,608
Interest on long-term debt	3,870	3,916
Interest on short-term borrowings	713	548
Total interest expense	25,085	24,072
Net interest income	55,686	53,370
Provision for credit losses	18,556	21,562
Net interest income after provision for credit losses	37,130	31,808
Gain (loss) on equity investments, net	257	6,096
Gain on taxi medallion assets, net	1,767	749
Strategic partnership fees	-990	-787
Gain on sale of recreation loans held for sale	0	1,304
Other income	34	273
Total other income, net	3,048	9,209
Salaries and employee benefits	10,145	10,148
Loan servicing fees	2,852	2,899
Collection costs	1,660	1,749
Professional fee costs, net	1,073	1,187
Regulatory fees	680	1,109
Rent expense	680	683
Amortization of intangible assets	361	362
Other expenses	3,251	3,408
Total other expenses	20,702	21,545
Income before income taxes	19,476	19,472
Income tax provision	5,862	5,805
Net income after taxes	13,614	13,667
Less income attributable to the non-controlling interest	2,336	2,598
Less redemption of non-controlling interest	3,515	-
Net income attributable to medallion financial corp.stockholders	7,763	11,069

Adjusted weighted average common shares outstanding applicable to diluted eps	24,437,133	24,058,084
Basic net income per share	0.34	0.49
Diluted net income per share	0.32	0.46
Weighted average number of shares outstanding, basic, total	22,854,836	22,783,947