MBNKO: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, MBNKO has $2,950,486K in assets. $2,442,973K in debts. $93,915K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others

Balance Sheets	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Cash and cash equivalents	93,915	136,266	72,461	110,361
Federal funds sold	44,734	65,298	78,517	41,633
Investment securities	67,934	60,183	61,081	61,529
Equity investments	8,099	8,099	9,305	8,097
Loans held for sale, at lower of amortized cost or fair value	10,786	15,144	72,918	72,490
Loans	2,607,209	2,551,705	2,486,163	2,412,561
Allowance for credit losses	116,696	114,789	111,053	106,896
Income tax receivable	-	0	0	0
Net loans receivable	2,490,513	2,436,916	2,375,110	2,305,665
Goodwill	150,803	150,803	150,803	150,803
Intangible assets, net	17,340	17,701	18,063	18,424
Accrued interest receivable	19,261	19,401	16,973	15,294
Property, equipment, and right-of-use lease assets, net	10,999	11,861	10,839	11,890
Loan collateral in process of foreclosure	6,418	7,333	8,235	9,007
Other assets	29,684	26,459	26,082	74,801
Total assets	2,950,486	2,955,464	2,900,387	2,879,994

Deposits	2,128,568	2,084,265	2,055,802	2,009,176
Long-term debt	214,159	215,987	215,698	199,928
Short-term debt	44,500	95,250	80,250	86,750
Deferred tax liabilities, net	21,217	19,596	19,019	19,261
Operating lease liabilities	4,489	5,041	3,459	4,041
Accrued interest payable	5,635	6,319	5,290	5,746
Income tax payable	3,310	759	2,875	2,712
Accounts payable and accrued expenses	21,095	20,201	21,117	19,815
Total liabilities	2,442,973	2,447,418	2,403,510	2,347,429
Common stock (50,000,000 shares of 0.01 par value stock authorized - 30,145,347 shares at march 31, 2026 and 29,592,592 shares at december 31, 2025 issued)	301	296	296	295
Additional paid in capital	297,214	299,458	297,730	295,834
Treasury stock (6,280,909 shares at march 31, 2026 and december 31, 2025)	51,130	51,130	51,130	51,130
Accumulated other comprehensive loss	-2,766	-2,381	-2,416	-3,098
Retained earnings	164,465	162,374	152,968	147,995
Total stockholders equity	408,084	408,617	397,448	389,896
Non-controlling interest in consolidated subsidiaries	99,429	99,429	99,429	142,669
Total equity	507,513	508,046	496,877	532,565
Total liabilities and equity	2,950,486	2,955,464	2,900,387	2,879,994

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Balance Sheets Overview

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio82.80%Unit: Thousand (K) dollarsAssets BreakdownLoansGoodwillCash and cash equivalentsOthersLiabilities BreakdownDepositsAdditional paid in capitalLong-term debtOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio82.80%Unit: Thousand (K) dollarsAssets BreakdownLoansGoodwillCash and cash equivalentsOthersLiabilities BreakdownDepositsAdditional paid in capitalLong-term debtOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others