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Balance Sheets Overview

Debt to Asset Ratio
84.17%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans
    • Cash and cash equivalents
    • Goodwill
    • Others
Liabilities Breakdown
    • Deposits
    • Additional paid in capital
    • Long-term debt
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
172,581
93,915
136,266
72,461
Federal funds sold
33,410
44,734
65,298
78,517
Investment securities
69,933
67,934
60,183
61,081
Equity investments
8,734
8,099
8,099
9,305
Loans held for sale, at lower of amortized cost or fair value
21,376
10,786
15,144
72,918
Loans
2,773,366
2,607,209
2,551,705
2,486,163
Allowance for credit losses
122,701
116,696
114,789
111,053
Net loans receivable
2,650,665
2,490,513
2,436,916
2,375,110
Goodwill
150,803
150,803
150,803
150,803
Intangible assets, net
16,979
17,340
17,701
18,063
Accrued interest receivable
20,923
19,261
19,401
16,973
Property, equipment, and right-of-use lease assets, net
8,666
10,999
11,861
10,839
Loan collateral in process of foreclosure
6,646
6,418
7,333
8,235
Income tax receivable
1,143
-
0
0
Other assets
31,726
29,684
26,459
26,082
Total assets
3,193,585
2,950,486
2,955,464
2,900,387
Deposits
2,293,935
2,128,568
2,084,265
2,055,802
Long-term debt
287,547
214,159
215,987
215,698
Short-term debt
54,500
44,500
95,250
80,250
Deferred tax liabilities, net
19,973
21,217
19,596
19,019
Operating lease liabilities
3,876
4,489
5,041
3,459
Accrued interest payable
6,101
5,635
6,319
5,290
Income tax payable
0
3,310
759
2,875
Accounts payable and accrued expenses
22,206
21,095
20,201
21,117
Total liabilities
2,688,138
2,442,973
2,447,418
2,403,510
Common stock (50,000,000 shares of 0.01 par value stock authorized - 30,102,353 shares at june 30, 2026 and 29,592,592 shares at december 31, 2025 issued)
301
301
296
296
Additional paid in capital
298,799
297,214
299,458
297,730
Treasury stock (7,060,708 shares at june 30, 2026 and 6,280,909 at december 31, 2025)
58,814
51,130
51,130
51,130
Accumulated other comprehensive loss
-2,859
-2,766
-2,381
-2,416
Retained earnings
168,591
164,465
162,374
152,968
Total stockholders equity
406,018
408,084
408,617
397,448
Non-controlling interest in consolidated subsidiaries
99,429
99,429
99,429
99,429
Total equity
505,447
507,513
508,046
496,877
Total liabilities and equity
3,193,585
2,950,486
2,955,464
2,900,387
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans$2,773,366K (14.96%↑ Y/Y)Net loansreceivable$2,650,665K (14.96%↑ Y/Y)Cash and cashequivalents$172,581K (56.38%↑ Y/Y)Goodwill$150,803K (0.00%↑ Y/Y)Investment securities$69,933K (13.66%↑ Y/Y)Federal funds sold$33,410K (-19.75%↓ Y/Y)Other assets$31,726K (-57.59%↓ Y/Y)Loans held for sale, atlower of amortized...$21,376K (-70.51%↓ Y/Y)Accrued interestreceivable$20,923K (36.81%↑ Y/Y)Intangible assets, net$16,979K (-7.84%↓ Y/Y)Equity investments$8,734K (7.87%↑ Y/Y)Property, equipment, andright-of-use lease assets,...$8,666K (-27.12%↓ Y/Y)Loan collateral inprocess of foreclosure$6,646K (-26.21%↓ Y/Y)Income tax receivable$1,143K Allowance for creditlosses$122,701K (14.79%↑ Y/Y)Total assets$3,193,585K (10.89%↑ Y/Y)Total liabilities andequity$3,193,585K (10.89%↑ Y/Y)Total liabilities$2,688,138K (14.51%↑ Y/Y)Total equity$505,447K (-5.09%↓ Y/Y)Deposits$2,293,935K (14.17%↑ Y/Y)Long-term debt$287,547K (43.83%↑ Y/Y)Short-term debt$54,500K (-37.18%↓ Y/Y)Accounts payable andaccrued expenses$22,206K (12.07%↑ Y/Y)Deferred taxliabilities, net$19,973K (3.70%↑ Y/Y)Accrued interestpayable$6,101K (6.18%↑ Y/Y)Operating leaseliabilities$3,876K (-4.08%↓ Y/Y)Total stockholdersequity$406,018K (4.13%↑ Y/Y)Non-controlling interest inconsolidated subsidiaries$99,429K (-30.31%↓ Y/Y)Treasury stock(7,060,708 shares at june...$58,814K (15.03%↑ Y/Y)Accumulated othercomprehensive loss-$2,859K (7.71%↑ Y/Y)Additional paid in capital$298,799K (1.00%↑ Y/Y)Retained earnings$168,591K (13.92%↑ Y/Y)Common stock(50,000,000 shares of 0.01...$301K (2.03%↑ Y/Y)

MEDALLION FINANCIAL CORP (MBNKO)

MEDALLION FINANCIAL CORP (MBNKO)