For the quarter ending 2025-12-31, MFBI has $147,943,374 in assets. $135,289,801 in debts.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 1,191,729 | 2,442,270 | 1,578,395 | |
| Interest-bearing deposits in other financial institutions | 106,705 | 128,669 | 344,798 | |
| Federal funds sold | 263,000 | 148,000 | 291,000 | |
| Cash and cash equivalents | 1,561,434 | 2,718,939 | 2,214,193 | |
| Available-for-sale securities | 23,003,345 | 23,009,150 | 22,848,176 | |
| Loans receivable | 112,241,027 | 110,712,845 | 109,269,018 | |
| Allowance for credit losses | 890,232 | 951,939 | 934,565 | |
| Net loans | 111,350,795 | 109,760,906 | 108,334,453 | |
| Premises and equipment | 5,087,304 | 5,076,207 | 5,069,776 | |
| Restricted stock | 875,000 | 875,000 | 867,600 | |
| Bank owned life insurance | 3,700,115 | 3,667,872 | 3,636,031 | |
| Accrued interest receivable | 501,291 | 493,806 | 456,080 | |
| Net deferred federal income taxes | 1,229,784 | 1,301,593 | 1,394,224 | |
| Other assets | 634,306 | 695,850 | 678,633 | |
| Total assets | 147,943,374 | 147,599,323 | 145,499,166 | |
| Demand | 35,564,356 | 34,851,812 | 39,268,854 | |
| Savings and money market | 52,482,639 | 51,785,760 | 51,498,436 | |
| Time | 40,690,417 | 35,826,065 | 34,395,044 | |
| Total deposits | 128,737,412 | 122,463,637 | 125,162,334 | |
| Advances from the federal home loan bank | 4,665,000 | 11,142,000 | 6,477,000 | |
| Advances by borrowers for taxes and insurance | 642,876 | 336,340 | 590,014 | |
| Directors plan liability | 626,061 | 620,046 | 614,232 | |
| Accrued interest payable and other liabilities | 618,452 | 676,926 | 645,621 | |
| Preferred stock - .01 par value, 1,000,000 shares authorized | - | - | 0 | |
| Total liabilities | 135,289,801 | 135,238,949 | 133,489,201 | |
| Common stock - .01 par value, 14,000,000 shares authorized, 531,172 shares issued at december 31, 2025 and march 31, 2025 | 5,264 | 5,264 | 5,264 | |
| Additional paid in capital | 3,865,853 | 3,865,243 | 3,862,826 | |
| Unallocated common stock of esop | 331,659 | 336,265 | 340,872 | |
| Retained earnings | 12,380,292 | 12,362,447 | 12,455,950 | |
| Treasury stock - 21,000 shares | 210,000 | 210,000 | 210,000 | |
| Deferred compensation plan - rabbi trust - 21,000 shares | 210,000 | 210,000 | 210,000 | |
| Accumulated other comprehensive loss | -3,266,177 | -3,536,315 | -3,973,203 | |
| Total stockholders' equity | 12,653,573 | 12,360,374 | 12,009,965 | |
| Total liabilities and stockholders' equity | 147,943,374 | 147,599,323 | 145,499,166 | |
Monroe Federal Bancorp, Inc. (MFBI)
Monroe Federal Bancorp, Inc. (MFBI)