Financial insights of MFBI

MyFinsight

For the quarter ending 2025-12-31.

Income Overview

Net Income
$17,845
EPS
$0.04
Unit: Dollar

Income Statement	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Loans	1,438,559	1,402,801	1,356,245	1,309,521.25*
Investment securities	116,939	118,614	120,219	122,976.25*
Interest-bearing deposits and other	24,149	25,321	24,519	42,856.25*
Total interest income	1,579,647	1,546,736	1,500,983	1,475,353.75*
Deposits	542,625	502,175	474,786	464,418.5*
Borrowings	74,531	118,500	118,713	92,778.25*
Total interest expense	617,156	620,675	593,499	557,196.75*
Net interest income	962,491	926,061	907,484	918,157*
Provision for credit losses	-80,591	10,944	80,388	3,822*
Net interest income after provision for (recovery of) credit losses	1,043,082	915,117	827,096	914,335*
Service fees on deposits	42,300	44,626	42,781	43,277*
Late charges and fees on loans	13,209	9,761	5,386	3,425.25*
Loan servicing fees	3,061	3,186	3,315	4,050.25*
Increase in cash surrender value of bank owned life insurance	32,243	31,841	30,840	28,544*
Other income	19,369	51,973	7,990	9,212.5*
Total noninterest income	110,182	141,387	90,312	88,509*
Salaries and employee benefits	540,359	533,247	542,418	533,402.75*
Directors fees	29,700	29,700	30,300	30,450*
Occupancy and equipment	137,077	134,484	140,446	140,566.75*
Data processing fees	156,292	161,961	132,471	135,394.5*
Franchise taxes	22,232	24,000	24,000	18,958*
Fdic insurance premiums	20,574	18,185	17,569	21,020*
Professional services	70,960	120,095	83,303	98,383.5*
Advertising	23,936	20,963	15,443	21,188.5*
Other	142,206	148,995	117,122	118,393.75*
Total noninterest expense	1,143,336	1,191,630	1,103,072	1,117,757.75*
Income (loss) before income taxes	9,928	-135,126	-185,664	-114,913.75*
Benefit for income taxes	-7,917	-41,623	-50,552	-33,253.75*
Net income (loss)	17,845	-93,503	-135,112	-81,660

Basic EPS	0.04	-0.19	-0.27	-0.166
Diluted EPS	0.04	-0.19	-0.27	-0.168*
Basic Average Shares	493,065	492,594	492,126	491,163
Diluted Average Shares	494,213	-	-	-

MyFinsight

Income Overview

Net Income
$17,845
EPS
$0.04
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$17,845
EPS
$0.04
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$17,845EPS$0.04Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$17,845EPS$0.04Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$17,845
EPS
$0.04
Unit: Dollar

Net Income
$17,845
EPS
$0.04
Unit: Dollar