mfbi: the income statement

MyFinsight

Monroe Federal Bancorp, Inc. (MFBI)

For the quarter ending 2025-06-30, MFBI made $1,540,743 in revenue. -$135,112 in net income. Net profit margin of -8.77%.

Unit: Dollar

	2025-06-30
Provision (benefit) for income taxes	-50,552
Other income	7,990
Increase in cash surrender value of bank owned life insurance	30,840
Service fees on deposits	42,781
Loan servicing fees	3,315
Late charges and fees on loans	5,386
Total noninterest income	90,312
Professional services	83,303
Other	117,122
Occupancy and equipment	140,446
Directors fees	30,300
Salaries and employee benefits	542,418
Data processing fees	132,471
Fdic insurance premiums	17,569
Advertising	15,443
Franchise taxes	24,000
Total noninterest expense	1,103,072
Provision for (recovery of) credit losses	80,388
Interest-bearing deposits and other	24,519
Investment securities	120,219
Loans	1,356,245
Total interest income	1,500,983
Deposits	474,786
Borrowings	118,713
Total interest expense	593,499
Net interest income	907,484
Net interest income after provision for (recovery of) credit losses	827,096
Loss before income taxes	-185,664
Net (loss) income	-135,112

Earnings per share, basic	-0.27
Earnings per share, diluted	-0.27
Weighted average number of shares outstanding, basic	492,126

Unit: Dollar