MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Income Overview
Net Income
-$1,508
Unit: Dollar
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans
1,458,641
1,419,914
1,438,559
1,402,801
Investment securities
98,019
114,729
116,939
118,614
Interest-bearing deposits and other
20,192
23,828
24,149
25,321
Total interest income
1,576,852
1,558,471
1,579,647
1,546,736
Deposits
536,525
551,460
542,625
502,175
Borrowings
57,769
59,825
74,531
118,500
Total interest expense
594,294
611,285
617,156
620,675
Net interest income
982,558
947,186
962,491
926,061
Provision for credit losses
20,778
-67,685
-80,591
10,944
Net interest income after provision for credit losses
961,780
1,014,871
1,043,082
915,117
Service fees on deposits
40,896
39,925
42,300
44,626
Late charges and fees on loans
7,870
7,963
13,209
9,761
Loan servicing fees
3,056
3,057
3,061
3,186
Increase in cash surrender value of bank owned life insurance
34,305
33,396
32,243
31,841
Other income
10,182
13,076
19,369
51,973
Total noninterest income
96,309
97,417
110,182
141,387
Salaries and employee benefits
537,218
598,627
540,359
533,247
Directors fees
25,400
25,200
29,700
29,700
Occupancy and equipment
139,515
146,326
137,077
134,484
Data processing fees
129,018
159,067
156,292
161,961
Franchise taxes
25,308
26,250
22,232
24,000
Fdic insurance premiums
20,691
17,252
20,574
18,185
Professional services
44,207
147,036
70,960
120,095
Advertising
17,289
17,384
23,936
20,963
Loss on sale of available-for-sale investments
-
-261,282
-
-
Other
132,194
101,886
142,206
148,995
Total noninterest expense
1,070,840
1,500,310
1,143,336
1,191,630
Loss before income taxes
-12,751
-388,022
9,928
-135,126
Benefit for income taxes
-11,243
-84,194
-7,917
-41,623
Net loss
-1,508
-303,828
17,845
-93,503
Basic EPS
0
-0.616
0.04
-0.19
Diluted EPS
-
-0.26*
0.04
-0.19
Basic Average Shares
493,968
493,495
493,065
492,594
Diluted Average Shares
493,968
-
494,213
-
Page 1
Unit: Dollar. Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Income Statement
Loans
$1,458,641
(7.55%↑ Y/Y)
Investment securities
$98,019
(-18.47%↓ Y/Y)
Interest-bearing deposits and
other
$20,192
(-17.65%↓ Y/Y)
Total interest income
$1,576,852
(5.05%↑ Y/Y)
Net loss
-$1,508
(98.88%↑ Y/Y)
Benefit for income taxes
-$11,243
(77.76%↑ Y/Y)
Net interest income
$982,558
(8.27%↑ Y/Y)
Service fees on deposits
$40,896
(-4.41%↓ Y/Y)
Increase in cash
surrender value of bank...
$34,305
(11.24%↑ Y/Y)
Other income
$10,182
(27.43%↑ Y/Y)
Late charges and fees
on loans
$7,870
(46.12%↑ Y/Y)
Loan servicing fees
$3,056
(-7.81%↓ Y/Y)
Total interest
expense
$594,294
(0.13%↑ Y/Y)
Loss before income
taxes
-$12,751
(93.13%↑ Y/Y)
Net interest income
after provision for...
$961,780
(16.28%↑ Y/Y)
Total noninterest
income
$96,309
(6.64%↑ Y/Y)
Provision for credit
losses
$20,778
(-74.15%↓ Y/Y)
Deposits
$536,525
(13.00%↑ Y/Y)
Borrowings
$57,769
(-51.34%↓ Y/Y)
Total noninterest
expense
$1,070,840
(-2.92%↓ Y/Y)
Salaries and employee
benefits
$537,218
(-0.96%↓ Y/Y)
Occupancy and equipment
$139,515
(-0.66%↓ Y/Y)
Other
$132,194
(12.87%↑ Y/Y)
Data processing fees
$129,018
(-2.61%↓ Y/Y)
Professional services
$44,207
(-46.93%↓ Y/Y)
Directors fees
$25,400
(-16.17%↓ Y/Y)
Franchise taxes
$25,308
(5.45%↑ Y/Y)
Fdic insurance
premiums
$20,691
(17.77%↑ Y/Y)
Advertising
$17,289
(11.95%↑ Y/Y)
Buy us a coffee
Monroe Federal Bancorp, Inc. (MFBI)
Monroe Federal Bancorp, Inc. (MFBI)