For the quarter ending 2025-12-31, MFBI made $3,361,813 in revenue. $17,845 in net income. Net profit margin of 0.53%.
| Income Statement | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 |
|---|---|---|---|---|
| Loans | 1,438,559 | 1,402,801 | 1,356,245 | 1,309,521.25 |
| Investment securities | 116,939 | 118,614 | 120,219 | 122,976.25 |
| Interest-bearing deposits and other | 24,149 | 25,321 | 24,519 | 42,856.25 |
| Total interest income | 1,579,647 | 1,546,736 | 1,500,983 | 1,475,353.75 |
| Deposits | 542,625 | 502,175 | 474,786 | 464,418.5 |
| Borrowings | 74,531 | 118,500 | 118,713 | 92,778.25 |
| Total interest expense | 617,156 | 620,675 | 593,499 | 557,196.75 |
| Net interest income | 962,491 | 926,061 | 907,484 | 918,157 |
| Provision for credit losses | -80,591 | 10,944 | 80,388 | 3,822 |
| Net interest income after provision for (recovery of) credit losses | 1,043,082 | 915,117 | 827,096 | 914,335 |
| Service fees on deposits | 42,300 | 44,626 | 42,781 | 43,277 |
| Late charges and fees on loans | 13,209 | 9,761 | 5,386 | 3,425.25 |
| Loan servicing fees | 3,061 | 3,186 | 3,315 | 4,050.25 |
| Increase in cash surrender value of bank owned life insurance | 32,243 | 31,841 | 30,840 | 28,544 |
| Other income | 19,369 | 51,973 | 7,990 | 9,212.5 |
| Total noninterest income | 110,182 | 141,387 | 90,312 | 88,509 |
| Salaries and employee benefits | 540,359 | 533,247 | 542,418 | 533,402.75 |
| Directors fees | 29,700 | 29,700 | 30,300 | 30,450 |
| Occupancy and equipment | 137,077 | 134,484 | 140,446 | 140,566.75 |
| Data processing fees | 156,292 | 161,961 | 132,471 | 135,394.5 |
| Franchise taxes | 22,232 | 24,000 | 24,000 | 18,958 |
| Fdic insurance premiums | 20,574 | 18,185 | 17,569 | 21,020 |
| Professional services | 70,960 | 120,095 | 83,303 | 98,383.5 |
| Advertising | 23,936 | 20,963 | 15,443 | 21,188.5 |
| Other | 142,206 | 148,995 | 117,122 | 118,393.75 |
| Total noninterest expense | 1,143,336 | 1,191,630 | 1,103,072 | 1,117,757.75 |
| Income (loss) before income taxes | 9,928 | -135,126 | -185,664 | -114,913.75 |
| Benefit for income taxes | -7,917 | -41,623 | -50,552 | -33,253.75 |
| Net income (loss) | 17,845 | -93,503 | -135,112 | -81,660 |
| Earnings per share, basic | 0.04 | -0.19 | -0.27 | -0.168 |
| Earnings per share, diluted | 0.04 | -0.19 | -0.27 | -0.168 |
| Weighted average number of shares outstanding, basic | 493,065 | 492,594 | 492,126 | 122,790.75 |
| Weighted average number of shares outstanding, diluted | 494,213 | - | - | - |
Monroe Federal Bancorp, Inc. (MFBI)
Monroe Federal Bancorp, Inc. (MFBI)