Monroe Federal Bancorp, Inc. (MFBI)
Monroe Federal Bancorp, Inc. (MFBI)
| Income Statement | 2026-03-31 | 2025-03-31 | ||
|---|---|---|---|---|
| Loans | 5,617,519 | 5,238,085 | ||
| Investment securities | 470,501 | 491,905 | ||
| Interest-bearing deposits and other | 97,817 | 171,425 | ||
| Total interest income | 6,185,837 | 5,901,415 | ||
| Deposits | 2,071,046 | 1,857,674 | ||
| Borrowings | 371,569 | 371,113 | ||
| Total interest expense | 2,442,615 | 2,228,787 | ||
| Net interest income | 3,743,222 | 3,672,628 | ||
| (recovery of) provision for credit losses | -56,944 | 15,288 | ||
| Net interest income after (recovery of) provision for credit losses | 3,800,166 | 3,657,340 | ||
| Service fees on deposits | 169,632 | 173,108 | ||
| Late charges and fees on loans | 36,319 | 13,701 | ||
| Loan servicing fees | 12,619 | 16,201 | ||
| Increase in cash surrender value of bank owned life insurance | 128,320 | 114,176 | ||
| Other income | 92,408 | 36,850 | ||
| Total noninterest income | 439,298 | 354,036 | ||
| Salaries and employee benefits | 2,214,651 | 2,133,611 | ||
| Directors fees | 114,900 | 121,800 | ||
| Occupancy and equipment | 558,333 | 562,267 | ||
| Data processing fees | 609,791 | 541,578 | ||
| Franchise taxes | 96,482 | 75,832 | ||
| Fdic insurance premiums | 73,580 | 84,080 | ||
| Professional services | 421,394 | 393,534 | ||
| Advertising | 77,726 | 84,754 | ||
| Loss on sale of available-for-sale investments | -261,282 | NaN | ||
| Other | 510,209 | 473,575 | ||
| Total noninterest expense | 4,938,348 | 4,471,031 | ||
| Loss before income taxes | -698,884 | -459,655 | ||
| Benefit for income taxes | -184,286 | -133,015 | ||
| Net loss | -514,598 | -326,640 | ||
| Basic EPS | -1.04 | -0.67 | ||
| Diluted EPS | -1.04 | -0.67 | ||
| Basic Average Shares | 492,820 | 491,163 | ||