For the quarter ending 2025-09-30, MFIN had -$18,594K decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 |
|---|---|
| Net income resulting from operations | 40,807 |
| Provision for credit losses | 62,132 |
| Proceeds from sales of loans held for sale | 505,338 |
| Origination of loans held for sale | 513,229 |
| Paid-in-kind interest income | 802 |
| Depreciation and amortization | 6,265 |
| Amortization of loan origination costs and fees, net | -7,640 |
| Increase in deferred and other tax liabilities, net | 3,030 |
| Net change in value of loan collateral in process of foreclosure | 0 |
| Net gains on investments | 15,783 |
| Stock-based compensation expense | 5,056 |
| Increase in accrued interest receivable | 1,659 |
| Increase (decrease) in other assets | -1,146 |
| Decrease in accounts payable and accrued expenses | -4,485 |
| (decrease) increase in accrued interest payable | -2,941 |
| Net cash provided by operating activities | 92,515 |
| Loans originated | 583,301 |
| Proceeds from principal receipts, sales, and maturities of loans | 459,494 |
| Purchases of investments | 14,758 |
| Proceeds from principal receipts, sales, and maturities of investments | 25,363 |
| Proceeds from the sale and principal payments on loan collateral in process of foreclosure | 10,051 |
| Net cash used for investing activities | -103,151 |
| Proceeds from time deposits and funds borrowed | 1,368,824 |
| Repayments of time deposits and funds borrowed | 1,387,476 |
| Non-controlling interest equity raised by medallion bank | 73,126 |
| Non-controlling interest redemption at medallion bank | 46,000 |
| Cash dividends paid on common stock | 8,265 |
| Distributions to non-controlling interests | 6,446 |
| Payment of withholding taxes on net settlement of vested stock | 1,202 |
| Treasury stock repurchased | 986 |
| Proceeds from the exercise of stock options | 467 |
| Net cash (used in) provided by financing activities | -7,958 |
| Net (decrease) increase in cash and cash equivalents | -18,594 |
| Cash and cash equivalents at beginning of period | 169,572 |
| Cash and cash equivalents at end of period | 150,978 |
MEDALLION FINANCIAL CORP (MFIN)
MEDALLION FINANCIAL CORP (MFIN)