Financial insights of MFIN

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$4,953K
EPS
$0.2
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Interest and fees on loans	77,336	71,264*	78,934
Non-loan interest and dividend income	1,732	1,743*	1,837
Total interest income	79,068	73,007*	80,771
Interest on deposits	20,736	18,855*	20,502
Interest on long-term debt	3,613	3,616*	3,870
Interest on short-term borrowings	660	701*	713
Total interest expense	25,009	23,172*	25,085
Net interest income	54,059	49,835*	55,686
Provision for credit losses	22,476	34,154*	18,556
Net interest income after provision for credit losses	31,583	15,681*	37,130
Gain on equity investments, net	313	17,841*	257
Loss on taxi medallion assets, net	1,099	-669*	1,767
Strategic partnership fees	-823	6,591*	-990
Gain on sale of recreation loans held for sale	-	1,304*	0
Other income	173	3,782*	34
Other income, net	2,408	28,849*	3,048
Salaries and employee benefits	11,000	11,229*	10,145
Loan servicing fees	3,537	2,944*	2,852
Collection costs	1,937	1,701*	1,660
Professional fee costs, net	1,252	1,786*	1,073
Regulatory fees	979	1,594*	680
Rent expense	697	749*	680
Depreciation	632	-	-
Amortization of intangible assets	361	362*	361
Penalties	-	0*	-
Director compensation	432	-	-
Other expenses	1,547	2,708*	3,251
Total other expenses	22,374	23,073*	20,702
Net income (loss) before taxes	11,617	21,457*	19,476
Income tax provision	4,328	6,958*	5,862
Net income (loss)	7,289	14,499*	13,614
Less income attributable to the non-controlling interest	2,336	1,774*	2,336
Lessredemption of series f preferred stock - funds paid in excess of carrying value	-	-7,030*	3,515
Net income attributable to medallion financial corp	4,953	19,755	7,763

Basic EPS	0.21	0.87	0.34
Diluted EPS	0.2	0.821	0.32
Basic Average Shares	23,059,744	22,694,286	22,854,836
Diluted Average Shares	24,545,801	24,058,443	24,437,133

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$4,953K
EPS
$0.2
Unit: Thousand (K) dollars

Time Plot

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Income Statement

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Income Overview

Net Income$4,953KEPS$0.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$4,953K
EPS
$0.2
Unit: Thousand (K) dollars