MFIN: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, MFIN has $2,950,486K in assets. $2,442,973K in debts. $93,915K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others

Balance Sheets	2026-03-31	2025-12-31	2025-09-30
Cash and cash equivalents	93,915	136,266	72,461
Federal funds sold	44,734	65,298	78,517
Investment securities	67,934	60,183	61,081
Equity investments	8,099	8,099	9,305
Loans held for sale, at lower of amortized cost or fair value	10,786	15,144	72,918
Loans	2,607,209	2,551,705	2,486,163
Allowance for credit losses	116,696	114,789	111,053
Net loans receivable	2,490,513	2,436,916	2,375,110
Goodwill	150,803	150,803	150,803
Intangible assets, net	17,340	17,701	18,063
Accrued interest receivable	19,261	19,401	16,973
Property, equipment, and right-of-use lease assets, net	10,999	11,861	10,839
Loan collateral in process of foreclosure	6,418	7,333	8,235
Income tax receivable	-	0	0
Other assets	29,684	26,459	26,082
Total assets	2,950,486	2,955,464	2,900,387

Deposits	2,128,568	2,084,265	2,055,802
Long-term debt	214,159	215,987	215,698
Short-term debt	44,500	95,250	80,250
Deferred tax liabilities, net	21,217	19,596	19,019
Operating lease liabilities	4,489	5,041	3,459
Accrued interest payable	5,635	6,319	5,290
Income tax payable	3,310	759	2,875
Accounts payable and accrued expenses	21,095	20,201	21,117
Total liabilities	2,442,973	2,447,418	2,403,510
Common stock (50,000,000 shares of 0.01 par value stock authorized - 30,145,347 shares at march 31, 2026 and 29,592,592 shares at december 31, 2025 issued)	301	296	296
Additional paid in capital	297,214	299,458	297,730
Treasury stock (6,280,909 shares at march 31, 2026 and december 31, 2025)	51,130	51,130	51,130
Accumulated other comprehensive loss	-2,766	-2,381	-2,416
Retained earnings	164,465	162,374	152,968
Total stockholders equity	408,084	408,617	397,448
Non-controlling interest in consolidated subsidiaries	99,429	99,429	99,429
Total equity	507,513	508,046	496,877
Total liabilities and equity	2,950,486	2,955,464	2,900,387

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Balance Sheets Overview

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio82.80%Unit: Thousand (K) dollarsAssets BreakdownLoansGoodwillCash and cash equivalentsOthersLiabilities BreakdownDepositsAdditional paid in capitalLong-term debtOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio82.80%Unit: Thousand (K) dollarsAssets BreakdownLoansGoodwillCash and cash equivalentsOthersLiabilities BreakdownDepositsAdditional paid in capitalLong-term debtOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others

Debt to Asset Ratio
82.80%
Unit: Thousand (K) dollars
Assets Breakdown
Loans
Goodwill
Cash and cash equivalents
Others
Liabilities Breakdown
Deposits
Additional paid in capital
Long-term debt
Others