mfin: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, MFIN has $2,900,387K in assets. $2,403,510K in debts. $72,461K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30
Cash and cash equivalents	72,461
Federal funds sold	78,517
Investment securities	61,081
Equity investments	9,305
Loans held for sale, at lower of amortized cost or fair value	72,918
Loans	2,486,163
Allowance for credit losses	111,053
Net loans receivable	2,375,110
Goodwill	150,803
Intangible assets, net	18,063
Property, equipment, and right-of-use lease asset, net	10,839
Accrued interest receivable	16,973
Loan collateral in process of foreclosure	8,235
Income tax receivable	0
Other assets	26,082
Total assets	2,900,387

Deposits	2,055,802
Long-term debt	215,698
Short-term debt	80,250
Deferred tax liabilities, net	19,019
Operating lease liabilities	3,459
Accrued interest payable	5,290
Income tax payable	2,875
Accounts payable and accrued expenses	21,117
Total liabilities	2,403,510
Common stock (50,000,000 shares of 0.01 par value stock authorized - 29,560,344 shares at september 30, 2025 and 29,308,182 shares at december 31, 2024 issued)	296
Additional paid in capital	297,730
Treasury stock (6,280,909 shares at september 30, 2025 and 6,172,558 shares at december 31, 2024)	51,130
Accumulated other comprehensive loss	-2,416
Retained earnings	152,968
Total stockholders equity	397,448
Non-controlling interest in consolidated subsidiaries	99,429
Total equity	496,877
Total liabilities and equity	2,900,387