msbb: the balance sheet

MyFinsight

For the quarter ending 2025-06-30, MSBB has $176,958,175 in assets. $152,885,444 in debts. $3,833,313 in cash and cash equivalents.

Unit: Dollar

Balance Sheets	2025-06-30
Allowance for credit losses	962,286
Loans receivable	144,446,231
Net loans	143,483,945
Available-for-sale securities	9,592,745
Held-to-maturity securities, net of allowance for credit losses of 0	72,638
Interest-bearing deposits in other financial institutions	751,897
Federal funds sold	1,036,000
Cash and due from banks	2,045,416
Cash and cash equivalents	3,833,313
Premises and equipment	4,802,261
Other assets	1,072,024
Loans held for sale	8,854,141
Accrued interest receivable	657,181
Federal home loan bank stock	1,779,000
Federal home loan bank lender risk account	449,870
Deferred federal income taxes	396,701
Bank owned life insurance	1,864,356
Interest-bearing time deposits	100,000
Total assets	176,958,175

Time	46,529,053
Savings and money market	37,299,190
Demand	56,036,131
Total deposits	139,864,374
Directors plan liability	380,303
Advances from the federal home loan bank	11,000,000
Accrued interest payable and other liabilities	1,640,767
Total liabilities	152,885,444
Shares acquired by esop	709,269
Retained earnings	17,016,686
Common stock - authorized 9,000,000 shares of 0.01 par value, issued and outstanding 1,025,431 and 1,022,970 shares at june 30, 2025 and september 30, 2024, respectively	9,959
Shares held in irrevocable trust	96,360
Additional paid-in capital	8,329,791
Accumulated other comprehensive loss	-574,436
Shares issued to irrevocable trust	96,360
Total shareholders' equity	24,072,731
Total liabilities and shareholders' equity	176,958,175