MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Change in Cash
-$627,953
Free Cash flow
$253,283
Unit: Dollar
Positive Cash Flow Breakdown
Net increase (decrease) in depos...
Proceeds from sales of available...
Net change in loans
Others
Negative Cash Flow Breakdown
Repayment of fhlb advances - sho...
Purchases of available-for-sale ...
Other liabilities
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2025-12-31
2025-09-30
2025-06-30
Gain on sale of loans
-
5,804
21,120
Net income
171,270
326,932
645,373
Depreciation and amortization
115,475
108,687
290,719
Deferred income taxes
-
-
-46,391
Amortization of premiums and discounts
-1,185
1,985
8,922
Amortization of deferred loan fees
26,342
27,714
59,408
Deferred income taxes
-7,088
67,392
-
Proceeds from sales of loans
-
325,750
1,653,427
Provision for credit losses
-
0
66,000
Esop compensation expense
86,300
9,374
68,538
Loans originated for sale
-
325,750
1,639,617
Loss on sale of investment securities
-12,088
-
-
Gain on sale of foreclosed assets
528
0
6,982
Increase in cash surrender value of bank-owned life insurance
12,206
12,098
35,176
Share based compensation
41,783
39,085
42,759
Accrued interest receivable
-125,112
21,176
-28,334
Other assets
-122,149
-31,807
1,313
Other liabilities
-276,897
-470,154
782,844
Net cash provided by (used in) operating activities
349,931
94,707
1,776,909
Purchase of interest-bearing deposits in banks
-
100,000
-
Purchases of fhlb stock
-
0
80,100
Proceeds from maturities of interest-bearing deposits in banks
-
100,000
-
Purchases of available-for-sale securities
2,266,933
0
277,432
Proceeds from sales of available-for-sale securites
2,058,697
-
-
Proceeds from calls, maturities and paydowns of available-for-sale securities
157,900
168,305
1,479,830
Principal repayments on securities held-to-maturity
4,082
4,915
19,575
Net change in loans
-1,075,417
-2,022,948
-3,221,828
Purchase of premises and equipment
96,648
455,556
2,354,332
Proceeds from redemption of fhlb stock
161,200
570,900
173,600
Proceeds from sale of foreclosed assets
19,200
0
54,300
Net cash provided (used in) investing activities
1,112,915
2,311,512
2,237,269
Net increase (decrease) in deposits
2,929,911
4,123,655
5,307,417
Proceeds from fhlb advances - short term
-
4,000,000
71,000,000
Repayment of fhlb advances - short term
5,000,000
9,000,000
82,000,000
Repurchase of common stock
20,710
0
385,878
Net used in financing activities
-2,090,799
-876,345
-6,078,461
(decrease) increase in cash and cash equivalents
-627,953
1,529,874
-2,064,283
Cash and cash equivalents at beginning of period
5,363,187
5,897,596
-
Cash and cash equivalents at end of period
4,735,234
5,363,187
-
Page 1
Unit: Dollar. Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Proceeds from sales of
available-for-sale securites
$2,058,697
Net income
$171,270
Accrued interest
receivable
-$125,112
Other assets
-$122,149
Net change in loans
-$1,075,417
Proceeds from redemption
of fhlb stock
$161,200
Proceeds from calls,
maturities and paydowns of...
$157,900
Proceeds from sale of
foreclosed assets
$19,200
Principal repayments on
securities...
$4,082
Depreciation and
amortization
$115,475
Esop compensation
expense
$86,300
Share based
compensation
$41,783
Loss on sale of
investment securities
-$12,088
Net cash provided
(used in) investing...
$1,112,915
Net cash provided by
(used in) operating...
$349,931
Canceled cashflow
$2,363,581
Canceled cashflow
$324,246
(decrease) increase in cash
and cash...
-$627,953
Canceled cashflow
$1,462,846
Net increase
(decrease) in deposits
$2,929,911
Purchases of
available-for-sale securities
$2,266,933
Purchase of premises and
equipment
$96,648
Other liabilities
-$276,897
Amortization of deferred loan
fees
$26,342
Increase in cash
surrender value of...
$12,206
Deferred income taxes
-$7,088
Amortization of premiums and
discounts
-$1,185
Gain on sale of
foreclosed assets
$528
Net used in
financing activities
-$2,090,799
Canceled cashflow
$2,929,911
Repayment of fhlb advances
- short term
$5,000,000
Repurchase of common stock
$20,710
Buy us a coffee
Mercer Bancorp, Inc. (MSBB)
Mercer Bancorp, Inc. (MSBB)