msbb: the income statement

MyFinsight

For the quarter ending 2025-06-30, MSBB made $4,528,386 in revenue. $333,698 in net income. Net profit margin of 7.37%.

Unit: Dollar

Income Statement	2025-06-30
Deposits	461,381
Federal home loan bank advances	172,531
Total interest expense	633,912
Interest-bearing deposits and other	77,138
Investment securities	83,546
Loans	2,241,947
Total interest income	2,402,631
Net interest income	1,768,719
Provision for credit losses	38,000
Net interest income after provision for credit losses	1,730,719
Other income	4,014
Gain on sale of loans	8,968
Bank owned life insurance	16,625
Loan servicing fees	6,344
Late charges and fees on loans	28,152
Service fees on deposits	30,079
Total noninterest income	94,182
Franchise taxes	35,959
Professional services	114,544
Other	102,224
Occupancy and equipment	137,800
Directors fees	22,800
Loan expenses	55,534
Salaries and employee benefits	703,457
Data processing fees	164,271
Fdic insurance premiums	20,169
Advertising	21,722
Deposit account services expense	19,181
Total noninterest expense	1,397,661
Income before income taxes	427,240
Provision for income taxes	93,542
Net income	333,698

Earnings per share, basic	0.36
Earnings per share, diluted	0.36
Weighted average number of shares outstanding, basic	931,299
Weighted average number of shares outstanding, diluted	936,828