Financial insights of MSBB

MyFinsight

For the year ending 2025-09-30, MSBB made $18,586,129 in revenue. $972,305 in net income. Net profit margin of 5.23%.

Unit: Dollar

Income Statement	2025-09-30
Loans	8,808,611
Investment securities	337,029
Interest-bearing deposits and other	289,417
Total interest income	9,435,057
Deposits	1,845,588
Federal home loan bank advances	791,657
Total interest expense	2,637,245
Net interest income	6,797,812
Provision for credit losses	66,000
Net interest income after provision for credit losses	6,731,812
Service fees on deposits	227,822
Late charges and fees on loans	123,711
Gain on sale of loans	26,924
Loan servicing fees	35,110
Gain on sale of foreclosed real estate	6,982
Bank owned life insurance	47,274
Other income	37,021
Total noninterest income	504,844
Salaries and employee benefits	2,703,854
Directors fees	84,000
Occupancy and equipment	556,300
Data processing fees	856,108
Franchise taxes	140,691
Fdic insurance premiums	80,978
Professional services	535,051
Deposit account services expense	189,431
Advertising	93,150
Loan expenses	264,580
Other	504,840
Total noninterest expense	6,008,983
Income before income taxes	1,227,673
Provision for income taxes	255,368
Net income	972,305

Earnings per share, basic	1.03
Earnings per share, diluted	1.02
Weighted average number of shares outstanding, basic	941,060
Weighted average number of shares outstanding, diluted	948,893