The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income, before noncontrolling interest | 5,184 | 4,225 | 17,136 | 5,561 |
| Net (accretion) and amortization of investments | -484 | -319 | 66 | 449 |
| Net amortization of deferred loan costs | 425 | 477 | 423 | 651 |
| Provision for credit losses | 1,854 | 2,143 | 4,427 | 2,167 |
| (gain) loss on sale of equity securities, net | - | 0 | 0 | 118 |
| Depreciation and amortization | 423 | 443 | 598 | 1,558 |
| Stock-based compensation | 741 | 878 | 1,316 | 1,607 |
| Loans originated for sale | - | 0 | - | - |
| Proceeds of loans held-for-sale sold | - | 0 | - | - |
| Holding (gain) loss on equity securities | 669 | 3,444 | 857 | -640 |
| Stock-based compensation related to equity method investments | - | - | - | 208 |
| Gain on sale of loans held-for-sale | - | 0 | - | - |
| Loss on sale of available-for-sale securities, net | 0 | 8 | -7,495 | 48 |
| Loss on sale of loans held-for-investment | 0 | 0 | 0 | -149 |
| Gain on sale of discontinued operations | - | 0 | - | - |
| Gain on divestiture activity | 0 | 0 | 34,086 | 608 |
| Loss (gain) on sale of other real estate owned | - | 0 | -179 | - |
| Gain on sale of assets | - | 0 | - | - |
| Income on bank-owned life insurance | 545 | 570 | 339 | 603 |
| Deferred income taxes | 557 | -429 | 102 | -63 |
| Equity method investments income | 1,966 | 2,796 | 2,395 | 2,960 |
| Return on equity method investments | 0 | 0 | -208 | 208 |
| Changes in other assets | 3,903 | 18,961 | 3,030 | -22,758 |
| Changes in other liabilities | -24,923 | 3,386 | 6,401 | -9,573 |
| Net cash (used in) provided by operating activities | -23,306 | -14,975 | -2,564 | 21,567 |
| Proceeds from sale of other real estate owned | - | 0 | 759 | 1,229 |
| Purchase of bank-owned life insurance | - | -22 | 13,065 | - |
| Proceeds from the surrender of bank-owned life insurance | - | 3,170 | - | - |
| Investment in equity method investments | - | 0 | 0 | 0 |
| Sales of available-for-sale investment securities | - | - | - | 29,480 |
| Purchases of available-for-sale investment securities | 30,527 | 108,464 | 29,090 | 74,430 |
| Net maturities/paydowns of available-for-sale investment securities | 14,275 | 24,852 | 42,663 | 59,344 |
| Sales of available-for-sale investment securities | 0 | 64,795 | 30,910 | - |
| Purchases of premises and equipment | 140 | 508 | 955 | 452 |
| Disposals of premises and equipment | 0 | 9 | 55 | 150 |
| Net proceeds from sale of assets | - | 0 | - | - |
| Net change in loans | 62,077 | 87,892 | 107,390 | 83,455 |
| Proceeds from the sale of loans held-for-investment | 0 | 0 | 0 | 27,678 |
| Purchase of equity securities | 147 | 3,000 | 0 | 2,050 |
| Proceeds from sales of equity securities | - | 769 | - | - |
| Proceeds from sale of equity securities | - | - | 581 | 188 |
| Net cash transferred for sale of discontinued operations | - | 0 | - | - |
| Proceeds from divestiture, net | 0 | 0 | 42,282 | 3,463 |
| Net cash (used in) provided by investing activities | -78,616 | -107,016 | -62,730 | -38,855 |
| Net change in fhlb and other borrowings | - | 0 | - | - |
| Principal payments on senior term loan | - | 0 | 0 | 0 |
| Common stock repurchased | - | 142 | 3,638 | 6,380 |
| Net change in deposits | 55,298 | 65,968 | -28,345 | 109,606 |
| Net change in repurchase agreements | 1,090 | 364 | -52 | 268 |
| Redemption of subordinated debt | -40,000 | - | - | - |
| Proceeds from revolving line of credit | 20,000 | - | - | - |
| Deferred financing fees | 178 | - | - | - |
| Common stock options exercised | 1,926 | 2,071 | 158 | 72 |
| Withholding cash paid in lieu of restricted stock | 519 | 26 | 30 | 402 |
| Cash dividends paid on preferred stock | - | - | - | 0 |
| Cash dividends paid on common stock | 2,185 | 2,161 | 2,136 | 4,410 |
| Redemption of noncontrolling interest | - | 0 | - | - |
| Net cash provided by (used in) financing activities | 35,432 | 66,074 | -34,043 | 98,754 |
| Net change in cash and cash equivalents | -66,490 | -55,917 | -99,337 | 81,466 |
| Cash and cash equivalents, beginning of period | 244,125 | 300,042 | 317,913 | - |
| Cash and cash equivalents, end of period | 177,635 | 244,125 | 300,042 | - |
MVB FINANCIAL CORP (MVBF)
MVB FINANCIAL CORP (MVBF)