Financial insights of MVBF

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$5,184K
EPS
$0.39
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	36,873	36,912*	36,009	35,293
Interest on deposits with banks	3,031	4,358*	4,396	3,592
Interest on investment securities	4,409	3,659*	3,144	2,829
Interest on tax-exempt loans and securities	461	491*	671	670
Total interest income	44,774	45,419*	44,220	42,384
Interest on deposits	15,310	15,566*	16,836	15,783
Interest on short-term borrowings and repurchase agreements	22	68*	14	24
Interest on subordinated debt	858	905*	797	797
Interest on senior term loan	-	0*	0	0
Interest on revolving line of credit	132	-	-	-
Total interest expense	16,322	16,539*	17,647	16,604
Net interest income	28,452	28,880*	26,573	25,780
Provision for credit gaines	1,854	-888*	4,427	1,990
Gain on divestiture activity	-	-	-	0
Net interest income after provision for credit losses	26,598	29,768*	22,146	23,790
Payment card and service charge income	5,086	5,262*	3,753	4,653
Loss (gain) on sale of equity securities, net	-	-59*	0	118
Insurance income	54	80*	87	80
Gain (loss) on derivatives, net	-	-116*	-	-
Gain on sale of available-for-sale securities, net	0	3,669*	-7,495	90
Loss on sale of loans, net	0	-29*	0	-80
Holding gain on equity securities	-	915*	-	-
Holding gain (loss) on equity securities	669	-	857	-374
Compliance and consulting income	0	491*	56	6
Equity method investments income	1,966	1,086*	2,395	2,315
Loss on divestiture activity	0	-14,603*	34,086	-
Loss on disposal of assets	0	-311*	-47	-15
Other operating income	434	47*	920	1,152
Total noninterest income	8,209	-3,569*	34,612	7,945
Salaries and employee benefits	16,152	17,004*	21,399	15,801
Commercial And Retail Banking Segment-Operating Segments	1,273	-	-	-
Financial Holding Company-Operating Segments	146	-	-	-
Intersegment Elimination	-146	-	-	-
Occupancy expense	1,273	1,260*	1,260	1,299
Equipment depreciation and maintenance	594	718*	803	900
Data processing and communications	1,351	1,261*	1,458	1,332
Software costs	1,415	1,270*	1,213	-
Professional fees	2,460	5,464*	2,954	3,481
Insurance, tax and assessment expense	1,075	642*	920	1,078
Travel, entertainment, dues and subscriptions	922	-1,387*	751	2,195
Other operating expenses	2,870	3,007*	2,573	2,483
Total noninterest expense	28,112	29,237*	33,331	28,569
Income before income taxes	6,695	-3,039*	23,427	3,166
Income taxes	1,511	-1,254*	6,291	1,164
Net income from continuing operations	-	-1,785*	-	-
Income from discontinued operations, before income taxes	-	0*	-	-
Income taxes	-	0*	-	-
Net income from discontinued operations	-	0*	-	-
Net income, before noncontrolling interest	5,184	-1,785*	17,136	2,002
Net loss attributable to noncontrolling interest	0	-18*	0	0
Net income attributable to parent	5,184	-1,767	17,136	2,002

Basic EPS	0.41	-0.138	1.36	0.16
Diluted EPS	0.39	-0.134	1.32	0.15
Basic Average Shares	12,795,271	12,798,138	12,615,475	12,912,113
Diluted Average Shares	13,191,405	13,184,600	13,010,527	13,121,436

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$5,184K
EPS
$0.39
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income$5,184KEPS$0.39Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$5,184K
EPS
$0.39
Unit: Thousand (K) dollars