Financial insights of MVBF

MyFinsight

For the year ending 2025-12-31.

Income Overview

Net Income
$26,940K
EPS
$2.06
Unit: Thousand (K) dollars

Income Statement	2025-12-31
Interest and fees on loans	143,863
Interest on deposits with banks	16,340
Interest on investment securities	12,618
Interest on tax-exempt loans and securities	2,502
Total interest income	175,323
Interest on deposits	64,494
Interest on short-term borrowings and repurchase agreements	125
Interest on subordinated debt	3,296
Interest on senior term loan	0
Total interest expense	67,915
Net interest income	107,408
Provision (release of allowance) for credit losses	8,737
Net interest income after provision (release of allowance) for credit losses	98,671
Payment card and service charge income	17,871
Insurance income	330
Gain (loss) on sale of available-for-sale securities, net	-7,439
Gain (loss) on sale of equity securities, net	118
Gain (loss) on derivatives, net	-466
Gain (loss) on sale of loans, net	-149
Holding gain on equity securities	3,661
Compliance and consulting income	584
Equity method investments income (loss)	8,151
Gain (loss) on acquisition and divestiture activity	34,854
Gain (loss) on disposal of assets	-404
Other operating income	3,155
Total noninterest income	60,266
Salaries and employee benefits	70,984
Occupancy expense	5,098
Equipment depreciation and maintenance	3,272
Data processing and communications	5,446
Software costs	4,909
Professional fees	15,116
Insurance, tax and assessment expense	3,639
Travel, entertainment, dues and subscriptions	3,032
Other operating expenses	10,591
Total noninterest expense	122,087
Income from continuing operations, before income taxes	36,850
Income taxes	9,928
Net income from continuing operations	26,922
Income from discontinued operations, before income taxes	0
Income taxes	0
Net income from discontinued operations	0
Net income	26,922
Net (income) loss attributable to noncontrolling interest	-18
Net income available to common shareholders	26,940

Basic EPS	2.11
Diluted EPS	2.06
Basic Average Shares	12,775,242
Diluted Average Shares	13,105,521

MyFinsight

Income Overview

Net Income
$26,940K
EPS
$2.06
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$26,940K
EPS
$2.06
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$26,940KEPS$2.06Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$26,940KEPS$2.06Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$26,940K
EPS
$2.06
Unit: Thousand (K) dollars

Net Income
$26,940K
EPS
$2.06
Unit: Thousand (K) dollars