Financial insights of MVBF

MyFinsight

Income Overview

Net Income
$12,251K
EPS
$0.93
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Interest and fees on loans	41,058	36,873	36,912*	36,009
Interest on deposits with banks	2,289	3,031	4,358*	4,396
Interest on investment securities	4,790	4,409	3,659*	3,144
Interest on tax-exempt loans and securities	446	461	491*	671
Total interest income	48,583	44,774	45,419*	44,220
Interest on deposits	15,625	15,310	15,566*	16,836
Interest on short-term borrowings and repurchase agreements	32	22	68*	14
Interest on subordinated debt	314	858	905*	797
Interest on senior term loan	-	-	0*	0
Interest on revolving line of credit	338	132	-	-
Total interest expense	16,309	16,322	16,539*	17,647
Net interest income	32,274	28,452	28,880*	26,573
Provision for credit gaines	4,677	1,854	-888*	4,427
Net interest income after provision for credit losses	27,597	26,598	29,768*	22,146
Payment card and service charge income	6,008	5,086	5,262*	3,753
Insurance income	0	54	80*	87
(gain) loss on sale of available-for-sale securities, net	-26	0	3,669*	-7,495
Loss on sale of equity securities, net	926	-	-59*	0
Loss on derivatives, net	-677	-	-116*	-
Loss on sale of loans, net	0	0	-29*	0
Holding gain on equity securities	-	-	915*	-
Holding gain (loss) on equity securities	10,369	669	-	857
Compliance and consulting income	0	0	491*	56
Equity method investments income	1,834	1,966	1,086*	2,395
Loss on divestiture activity	0	0	-14,603*	34,086
Loss on disposal of assets	0	0	-311*	-47
Other operating income	362	434	47*	920
Total noninterest income	18,796	8,209	-3,569*	34,612
Salaries and employee benefits	17,641	16,152	17,004*	21,399
Occupancy expense	1,313	1,273	1,260*	1,260
Equipment depreciation and maintenance	589	594	718*	803
Data processing and communications	1,437	1,351	1,261*	1,458
Software costs	1,642	1,415	1,270*	1,213
Professional fees	2,715	2,460	5,464*	2,954
Insurance, tax and assessment expense	1,055	1,075	642*	920
Travel, entertainment, dues and subscriptions	1,036	922	-1,387*	751
Other operating expenses	2,982	2,870	3,007*	2,573
Total noninterest expense	30,410	28,112	29,237*	33,331
Income before income taxes	15,983	6,695	-3,039*	23,427
Income taxes	3,732	1,511	-1,254*	6,291
Net income from continuing operations	-	-	-1,785*	-
Income from discontinued operations, before income taxes	-	-	0*	-
Income taxes	-	-	0*	-
Net income from discontinued operations	-	-	0*	-
Net income, before noncontrolling interest	12,251	5,184	-1,785*	17,136
Net loss attributable to noncontrolling interest	0	0	-18*	0
Net income attributable to parent	12,251	5,184	-1,767	17,136

Basic EPS	0.95	0.41	-0.138	1.36
Diluted EPS	0.93	0.39	-0.134	1.32
Basic Average Shares	12,869,947	12,795,271	12,798,138	12,615,475
Diluted Average Shares	13,186,672	13,191,405	13,184,600	13,010,527

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$12,251K
EPS
$0.93
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$12,251K
EPS
$0.93
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$12,251KEPS$0.93Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$12,251KEPS$0.93Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$12,251K
EPS
$0.93
Unit: Thousand (K) dollars

Net Income
$12,251K
EPS
$0.93
Unit: Thousand (K) dollars