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Income Overview

Net Income
$12,251K
EPS
$0.93
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Interest and fees on loans
41,058
36,873
36,912*
36,009
Interest on deposits with banks
2,289
3,031
4,358*
4,396
Interest on investment securities
4,790
4,409
3,659*
3,144
Interest on tax-exempt loans and securities
446
461
491*
671
Total interest income
48,583
44,774
45,419*
44,220
Interest on deposits
15,625
15,310
15,566*
16,836
Interest on short-term borrowings and repurchase agreements
32
22
68*
14
Interest on subordinated debt
314
858
905*
797
Interest on senior term loan
-
-
0*
0
Interest on revolving line of credit
338
132
-
-
Total interest expense
16,309
16,322
16,539*
17,647
Net interest income
32,274
28,452
28,880*
26,573
Provision for credit gaines
4,677
1,854
-888*
4,427
Net interest income after provision for credit losses
27,597
26,598
29,768*
22,146
Payment card and service charge income
6,008
5,086
5,262*
3,753
Insurance income
0
54
80*
87
(gain) loss on sale of available-for-sale securities, net
-26
0
3,669*
-7,495
Loss on sale of equity securities, net
926
-
-59*
0
Loss on derivatives, net
-677
-
-116*
-
Loss on sale of loans, net
0
0
-29*
0
Holding gain on equity securities
-
-
915*
-
Holding gain (loss) on equity securities
10,369
669
-
857
Compliance and consulting income
0
0
491*
56
Equity method investments income
1,834
1,966
1,086*
2,395
Loss on divestiture activity
0
0
-14,603*
34,086
Loss on disposal of assets
0
0
-311*
-47
Other operating income
362
434
47*
920
Total noninterest income
18,796
8,209
-3,569*
34,612
Salaries and employee benefits
17,641
16,152
17,004*
21,399
Occupancy expense
1,313
1,273
1,260*
1,260
Equipment depreciation and maintenance
589
594
718*
803
Data processing and communications
1,437
1,351
1,261*
1,458
Software costs
1,642
1,415
1,270*
1,213
Professional fees
2,715
2,460
5,464*
2,954
Insurance, tax and assessment expense
1,055
1,075
642*
920
Travel, entertainment, dues and subscriptions
1,036
922
-1,387*
751
Other operating expenses
2,982
2,870
3,007*
2,573
Total noninterest expense
30,410
28,112
29,237*
33,331
Income before income taxes
15,983
6,695
-3,039*
23,427
Income taxes
3,732
1,511
-1,254*
6,291
Net income from continuing operations
-
-
-1,785*
-
Income from discontinued operations, before income taxes
-
-
0*
-
Income taxes
-
-
0*
-
Net income from discontinued operations
-
-
0*
-
Net income, before noncontrolling interest
12,251
5,184
-1,785*
17,136
Net loss attributable to noncontrolling interest
0
0
-18*
0
Net income attributable to parent
12,251
5,184
-1,767
17,136
Basic EPS
0.95
0.41
-0.138
1.36
Diluted EPS
0.93
0.39
-0.134
1.32
Basic Average Shares
12,869,947
12,795,271
12,798,138
12,615,475
Diluted Average Shares
13,186,672
13,191,405
13,184,600
13,010,527
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$41,058K (16.33%↑ Y/Y)Interest on investmentsecurities$4,790K (69.32%↑ Y/Y)Interest on deposits withbanks$2,289K (-36.28%↓ Y/Y)Interest on tax-exemptloans and securities$446K (-33.43%↓ Y/Y)Total interest income$48,583K (14.63%↑ Y/Y)Net interest income$32,274K (25.19%↑ Y/Y)Holding gain (loss) onequity securities$10,369K (2872.46%↑ Y/Y)Payment card and servicecharge income$6,008K (29.12%↑ Y/Y)Equity methodinvestments income$1,834K (-20.78%↓ Y/Y)Loss on sale of equitysecurities, net$926K (684.75%↑ Y/Y)Total interestexpense$16,309K (-1.78%↓ Y/Y)Other operatingincome$362K (-68.58%↓ Y/Y)Net interest incomeafter provision for...$27,597K (16.00%↑ Y/Y)Total noninterestincome$18,796K (136.58%↑ Y/Y)Provision for creditgaines$4,677K (135.03%↑ Y/Y)Loss on derivatives,net-$677K Interest on deposits$15,625K (-1.00%↓ Y/Y)Interest on revolvingline of credit$338K Interest on subordinateddebt$314K (-60.60%↓ Y/Y)Interest on short-termborrowings and repurchase...$32K (33.33%↑ Y/Y)(gain) loss on sale ofavailable-for-sale securities, net-$26K (-128.89%↓ Y/Y)Income before incometaxes$15,983K (404.83%↑ Y/Y)Total noninterestexpense$30,410K (6.44%↑ Y/Y)Net income, beforenoncontrolling interest$12,251K (511.94%↑ Y/Y)Income taxes$3,732K (220.62%↑ Y/Y)Salaries and employeebenefits$17,641K (11.64%↑ Y/Y)Other operatingexpenses$2,982K (20.10%↑ Y/Y)Professional fees$2,715K (-22.01%↓ Y/Y)Software costs$1,642K Data processing andcommunications$1,437K (7.88%↑ Y/Y)Occupancy expense$1,313K (1.08%↑ Y/Y)Insurance, tax andassessment expense$1,055K (-2.13%↓ Y/Y)Travel, entertainment,dues and...$1,036K (-52.80%↓ Y/Y)Equipment depreciationand maintenance$589K (-34.56%↓ Y/Y)Net incomeattributable to parent$12,251K (511.94%↑ Y/Y)

MVB FINANCIAL CORP (MVBF)

MVB FINANCIAL CORP (MVBF)