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Balance Sheets Overview

Debt to Asset Ratio
90.28%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable
    • Interest-bearing balances with b...
    • Accrued interest receivable and ...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
10,330
9,366
10,568
10,477
Interest-bearing balances with banks
302,266
168,269
233,557
289,565
Total cash and cash equivalents
312,596
177,635
244,125
300,042
Investment securities available-for-sale
429,578
421,729
410,510
324,709
Equity securities
62,503
51,459
50,643
44,199
Loans receivable
2,476,393
2,403,739
2,343,163
2,259,386
Allowance for credit losses
28,217
22,605
21,827
23,322
Loans receivable, net
2,448,176
2,381,134
2,321,336
2,236,064
Premises and equipment, net
9,935
10,071
10,379
10,351
Bank-owned life insurance
57,401
56,815
56,270
55,726
Equity method investments
90,195
88,809
86,823
83,922
Assets held-for-sale
-
-
0
0
Accrued interest receivable and other assets
135,469
134,646
128,832
177,940
Total assets
3,545,853
3,322,298
3,308,918
3,232,953
Noninterest-bearing
1,069,207
1,011,098
1,144,682
1,027,231
Interest-bearing
2,042,169
1,886,246
1,697,364
1,748,847
Total deposits
3,111,376
2,897,344
2,842,046
2,776,078
Accrued interest payable and other liabilities
32,153
31,559
55,539
52,172
Repurchase agreements
3,709
4,429
3,339
2,975
Subordinated debt
34,072
34,046
74,026
73,976
Liabilities held-for-sale
-
-
0
0
Revolving line of credit
20,000
20,000
-
-
Total liabilities
3,201,310
2,987,378
2,974,950
2,905,201
Common stock - par value 1 40,000,000 shares authorized as of june 30, 2026 and december 31, 2025 14,322,668 and 12,947,151 shares issued and outstanding, respectively, as of june 30, 2026 and 14,042,683 and 12,715,598 shares issued and outstanding, respectively, as of december 31, 2025
14,323
14,174
14,043
13,892
Additional paid-in capital
172,940
172,397
170,380
167,608
Retained earnings
203,497
193,413
190,414
188,350
Accumulated other comprehensive loss
-18,039
-18,061
-13,866
-15,239
Treasury stock - 1,375,517 and 1,327,085 shares at cost as of june 30, 2026 and december 31, 2025, respectively
28,178
27,003
27,003
26,859
Total equity attributable to parent
-
-
333,968
327,752
Noncontrolling interest
-
-
0
0
Total stockholders' equity
344,543
334,920
333,968
327,752
Total liabilities and stockholders equity
3,545,853
3,322,298
3,308,918
3,232,953
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans receivable$2,476,393K (15.00%↑ Y/Y)Interest-bearing balances withbanks$302,266K (-22.75%↓ Y/Y)Cash and due frombanks$10,330K (27.37%↑ Y/Y)Loans receivable, net$2,448,176K (14.80%↑ Y/Y)Investment securitiesavailable-for-sale$429,578K (8.33%↑ Y/Y)Total cash and cashequivalents$312,596K (-21.73%↓ Y/Y)Accrued interestreceivable and other assets$135,469K (19.60%↑ Y/Y)Equity methodinvestments$90,195K (10.77%↑ Y/Y)Equity securities$62,503K (42.30%↑ Y/Y)Bank-owned life insurance$57,401K (24.63%↑ Y/Y)Premises and equipment,net$9,935K (-8.66%↓ Y/Y)Allowance for creditlosses$28,217K (35.76%↑ Y/Y)Total assets$3,545,853K (9.98%↑ Y/Y)Total liabilities andstockholders equity$3,545,853K (9.98%↑ Y/Y)Total liabilities$3,201,310K (9.57%↑ Y/Y)Total stockholders'equity$344,543K (13.97%↑ Y/Y)Treasury stock -1,375,517 and 1,327,085...$28,178K (21.87%↑ Y/Y)Accumulated othercomprehensive loss-$18,039K (35.27%↑ Y/Y)Total deposits$3,111,376K (10.95%↑ Y/Y)Subordinated debt$34,072K (-53.90%↓ Y/Y)Accrued interestpayable and other...$32,153K (-20.28%↓ Y/Y)Revolving line of credit$20,000K Repurchase agreements$3,709K (22.53%↑ Y/Y)Retained earnings$203,497K (17.39%↑ Y/Y)Additional paid-in capital$172,940K (4.13%↑ Y/Y)Common stock - par value1 40,000,000...$14,323K (3.21%↑ Y/Y)Interest-bearing$2,042,169K (16.41%↑ Y/Y)Noninterest-bearing$1,069,207K (1.82%↑ Y/Y)

MVB FINANCIAL CORP (MVBF)

MVB FINANCIAL CORP (MVBF)