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Balance Sheets Overview

Debt to Asset Ratio
88.69%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable, net of deferre...
    • Cash and due from banks
    • Bank-owned life insurance ('boli...
    • Others
Liabilities Breakdown
    • Core deposits
    • Brokered deposits
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
372,522
327,739
325,711
197,548
Federal funds sold
27,632
47,618
81,885
97,829
Total cash and cash equivalents
400,154
375,357
407,596
295,377
Available-for-sale securities, at fair value
272,640
277,241
268,959
231,023
Loans held for sale, at fair value
59,927
63,971
66,447
-
Loans receivable, net of deferred fees
6,422,894
6,209,910
5,986,140
4,716,129
Allowance for credit losses
82,088
80,195
87,411
43,052
Net loans
6,340,806
6,129,715
5,898,729
4,673,077
Accrued interest receivable
28,898
27,150
25,390
21,074
Banking premises and equipment, net
49,298
47,335
46,209
33,842
Non-public investments
42,029
40,738
33,740
44,531
Bank-owned life insurance ('boli')
97,370
110,586
104,335
56,342
Prepaid expenses and other assets
69,228
67,749
68,079
58,481
Goodwill
18,512
18,512
18,512
-
2026
1,741
2,632
-
-
2027
3,183
3,183
3,524
-
2028
2,841
2,841
3,183
-
2029
2,499
2,499
2,841
-
2030
2,157
2,157
2,499
-
2030
-
-
2,157
-
2031 and thereafter
5,098
5,099
5,099
-
Core deposit intangible, net
17,519
18,411
19,303
-
Deferred income tax asset, net
50,499
49,672
48,831
28,643
Total assets
7,446,880
7,226,437
7,006,130
5,442,390
Core deposits
5,600,238
5,526,936
5,317,853
4,176,991
Brokered deposits
719,852
570,052
535,681
388,673
Total deposits
6,320,090
6,096,988
5,853,534
4,565,664
Mortgagors' escrow accounts
4,420
4,858
5,193
4,543
Federal home loan bank ('fhlb') borrowings
181,247
189,701
196,235
41,453
Accrued expenses and other liabilities
77,549
70,983
70,716
73,139
Accrued retirement liabilities
21,572
21,129
21,520
20,557
Total liabilities
6,604,878
6,383,659
6,147,198
4,705,356
Common stock, 0.01 par value, 120,000,000 shares authorized 43,818,490 and 45,770,128 shares issued and outstanding at june 30, 2026 and december 31, 2025, respectively
438
448
458
398
Additional paid-in capital
415,841
432,858
458,864
342,526
Unallocated common shares held by the employee stock ownership plan ('esop')
41,285
41,873
42,454
43,049
Retained earnings
474,970
456,978
445,200
440,281
Accumulated other comprehensive loss
-7,962
-5,633
-3,136
-3,122
Total shareholders' equity
842,002
842,778
858,932
737,034
Total liabilities and shareholders' equity
7,446,880
7,226,437
7,006,130
5,442,390
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans receivable, netof deferred fees$6,422,894K (41.44%↑ Y/Y)Cash and due frombanks$372,522K (137.11%↑ Y/Y)Federal funds sold$27,632K (-72.80%↓ Y/Y)2031 and thereafter$5,098K 2027$3,183K 2028$2,841K 2029$2,499K 2030$2,157K 2026$1,741K Net loans$6,340,806K (40.95%↑ Y/Y)Total cash and cashequivalents$400,154K (54.68%↑ Y/Y)Available-for-sale securities, atfair value$272,640K (15.82%↑ Y/Y)Bank-owned life insurance('boli')$97,370K (74.78%↑ Y/Y)Prepaid expenses andother assets$69,228K (19.20%↑ Y/Y)Loans held for sale, atfair value$59,927K Deferred income taxasset, net$50,499K (70.35%↑ Y/Y)Banking premises andequipment, net$49,298K (43.77%↑ Y/Y)Non-public investments$42,029K (17.51%↑ Y/Y)Accrued interestreceivable$28,898K (41.75%↑ Y/Y)Goodwill$18,512K Core depositintangible, net$17,519K Allowance for creditlosses$82,088K (92.69%↑ Y/Y)Total assets$7,446,880K (42.48%↑ Y/Y)Total liabilities andshareholders' equity$7,446,880K (42.48%↑ Y/Y)Total liabilities$6,604,878K (47.12%↑ Y/Y)Total shareholders'equity$842,002K (14.23%↑ Y/Y)Unallocated common sharesheld by the employee...$41,285K (-5.40%↓ Y/Y)Accumulated othercomprehensive loss-$7,962K (-29.63%↓ Y/Y)Total deposits$6,320,090K (48.08%↑ Y/Y)Federal home loan bank('fhlb') borrowings$181,247K (42.04%↑ Y/Y)Accrued expenses andother liabilities$77,549K (13.65%↑ Y/Y)Accrued retirementliabilities$21,572K (0.67%↑ Y/Y)Mortgagors' escrow accounts$4,420K (7.36%↑ Y/Y)Retained earnings$474,970K (11.05%↑ Y/Y)Additional paid-in capital$415,841K (15.90%↑ Y/Y)Common stock, 0.01 parvalue, 120,000,000...$438K (7.62%↑ Y/Y)Core deposits$5,600,238K (39.52%↑ Y/Y)Brokered deposits$719,852K (183.23%↑ Y/Y)

NB Bancorp, Inc. (NBBK)

NB Bancorp, Inc. (NBBK)