The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 15,362 | 27,234 |
| Net accretion of available-for-sale securities | 18 | 197 |
| Amortization of core deposit intangible | 38 | 74 |
| Provision for credit losses | 1,396 | 4,319 |
| Loan hedge fair value adjustments, net | -41 | -74 |
| Change in net deferred loan origination fees | -567 | 61 |
| Mortgage loans originated for sale | 3,323 | 1,660 |
| Proceeds from sale of mortgage loans held for sale | 4,151 | 3,892 |
| Gain on sale of mortgage loans | 169 | 48 |
| Depreciation and amortization expense | 751 | 1,422 |
| Gain from boli death benefit | 0 | 25 |
| Increase in cash surrender values of boli | 631 | 1,793 |
| Deferred income tax benefit | -10 | -19 |
| Esop expense | 789 | 1,502 |
| Stock-based compensation | 1,061 | 787 |
| Accrued interest receivable | 688 | 701 |
| Prepaid expenses and other assets | -5,303 | -1,333 |
| Accrued expenses and other liabilities | 580 | 3,398 |
| Accrued retirement liabilities | -872 | -2,397 |
| Net cash provided by operating activities | 24,246 | 36,986 |
| Loan originations and purchases, net of repayments | 176,956 | 212,820 |
| Purchases of available-for-sale securities | 25,381 | 20,177 |
| Proceeds from maturities, calls and paydowns of available-for-sale securities | 32,163 | 15,869 |
| Recoveries of loans previously charged off | 103 | 1,414 |
| Net change in non-public investments | -8,764 | -11,403 |
| Proceeds from boli death benefit | 0 | 128 |
| Proceeds from surrender of boli policies | 0 | 48,764 |
| Purchases of banking premises and equipment | 304 | 1,057 |
| Net cash used in investing activities | -179,139 | -179,282 |
| Net change in deposits | 297,612 | 90,400 |
| Repurchase of common shares under share repurchase plan | 17,532 | 59,593 |
| Dividends paid | 2,788 | - |
| Net change in mortgagors' escrow accounts | 426 | -432 |
| Increase (decrease) in fhlb borrowings, net | -86,147 | 6,765 |
| Net cash provided by financing activities | 191,571 | 37,140 |
| Net change in cash and cash equivalents | 36,678 | -105,156 |
| Cash and cash equivalents at beginning of period | 363,855 | - |
| Cash and cash equivalents at end of period | 295,377 | - |
NB Bancorp, Inc. (NBBK)
NB Bancorp, Inc. (NBBK)