The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 14,984 | 7,706 | 15,362 | 27,234 |
| Net (accretion) amortization of available-for-sale securities | 55 | 76 | 18 | 197 |
| Amortization of core deposit intangible | 892 | 464 | 38 | 74 |
| Provision for credit losses | 6,328 | -1,062 | 1,396 | 4,319 |
| Loan hedge fair value adjustments, net | 19 | 255 | -41 | -74 |
| Change in net deferred loan origination fees | -2,479 | -831 | -567 | 61 |
| Mortgage loans originated for sale | - | 1,542 | 3,323 | 1,660 |
| Proceeds from sale of mortgage loans held for sale | - | 817 | 4,151 | 3,892 |
| Loans originated for sale | 2,792 | - | - | - |
| Write down on consumer loans transferred to held for sale | - | 517 | - | - |
| Proceeds from sale of loans held for sale | 2,984 | - | - | - |
| Gain on sale of mortgage loans | - | -52 | 169 | 48 |
| Gain on sale of loans | 17 | - | - | - |
| Depreciation and amortization expense | 901 | 849 | 751 | 1,422 |
| Gain from boli death benefit | - | 0 | 0 | 25 |
| Increase in cash surrender values of boli | 853 | 844 | 631 | 1,793 |
| Deferred income tax benefit | -12 | 3,359 | -10 | -19 |
| Esop expense | 885 | 1,277 | 789 | 1,502 |
| Stock-based compensation | 1,443 | 1,062 | 1,061 | 787 |
| Net change in loans held for sale | -3,622 | - | - | - |
| Accrued interest receivable | 1,760 | -245 | 688 | 701 |
| Prepaid expenses and other assets | -424 | 1,513 | -5,303 | -1,333 |
| Accrued expenses and other liabilities | -1,750 | -12,852 | 580 | 3,398 |
| Accrued retirement liabilities | -391 | 15 | -872 | -2,397 |
| Net cash provided by operating activities | 27,331 | -440 | 24,246 | 36,986 |
| Loan originations and purchases, net of repayments | 241,442 | 116,182 | 176,956 | 212,820 |
| Purchases of available-for-sale securities | 34,070 | 55,942 | 25,381 | 20,177 |
| Proceeds from sales of available-for-sale securities | - | 23,963 | - | - |
| Proceeds from maturities, calls and paydowns of available-for-sale securities | 24,512 | 19,443 | 32,163 | 15,869 |
| Recoveries of loans previously charged off | 237 | 747 | 103 | 1,414 |
| Net change in non-public investments | -6,998 | 17,518 | -8,764 | -11,403 |
| Acquisition, net of cash and cash equivalents acquired | - | 48,120 | - | - |
| Proceeds from boli death benefit | - | 0 | 0 | 128 |
| Purchases of boli policies | 20,000 | - | - | - |
| Proceeds from surrender of boli policies | 14,602 | 0 | 0 | 48,764 |
| Purchases of banking premises and equipment | 2,027 | 2,056 | 304 | 1,057 |
| (decrease) increase in fhlb borrowings, net | - | 123,957 | -86,147 | 6,765 |
| Net cash used in investing activities | -265,186 | -160,629 | -179,139 | -179,282 |
| Net change in deposits | 243,454 | 152,108 | 297,612 | 90,400 |
| Net change in mortgagors' escrow accounts | -335 | 10 | 426 | -432 |
| Repurchase of common shares under share repurchase plans | 27,763 | 0 | 17,532 | 59,593 |
| Dividends paid | 3,206 | 2,787 | 2,788 | - |
| Advances of fhlb borrowings | 415,700 | - | - | - |
| Paydowns of fhlb borrowings | 422,234 | - | - | - |
| Net cash provided by financing activities | 205,616 | 273,288 | 191,571 | 37,140 |
| Net change in cash and cash equivalents | -32,239 | 112,219 | 36,678 | -105,156 |
| Cash and cash equivalents at beginning of period | 407,596 | 295,377 | 363,855 | - |
| Cash and cash equivalents at end of period | 375,357 | 407,596 | 295,377 | - |
NB Bancorp, Inc. (NBBK)
NB Bancorp, Inc. (NBBK)