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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$57,375K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net change in deposits
    • Proceeds from maturities, calls ...
    • Proceeds from surrender (purchas...
    • Others
Negative Cash Flow Breakdown
    • Loan originations and purchases,...
    • Purchases of available-for-sale ...
    • Repurchase of common shares unde...
    • Others

Cash Flow
2025-12-31
Net income
50,302
Net accretion of available-for-sale securities
291
Amortization of core deposit intangible
576
Provision for credit losses
4,653
Loan hedge fair value adjustments, including amortization
140
Change in net deferred loan origination fees
-1,337
Mortgage loans originated for sale
6,525
Proceeds from sale of mortgage loans held for sale
8,860
Write down on consumer loans transferred to held for sale
517
Gain on sale of mortgage loans
165
Depreciation and amortization expense
3,022
Gain from boli death benefit
25
Increase in cash surrender values of boli
3,268
Deferred income tax expense (benefit)
3,330
Esop expense
3,568
Stock-based compensation
2,910
Accrued interest receivable
1,144
Prepaid expenses and other assets
-5,123
Accrued expenses and other liabilities
-8,874
Accrued retirement liabilities
-3,254
Net cash provided by operating activities
60,792
Loan originations and purchases, net of repayments
505,958
Purchases of available-for-sale securities
101,500
Proceeds from sales of available-for-sale securities
23,963
Proceeds from maturities, calls and paydowns of available-for-sale securities
67,475
Recoveries of loans previously charged off
2,264
Net change in non-public investments
-2,649
Acquisition, net of cash and cash equivalents acquired
48,120
Proceeds from boli death benefit
128
Proceeds from surrender (purchases) of boli policies
48,764
Purchases of banking premises and equipment
3,417
Net cash used in investing activities
-519,050
Net change in deposits
540,120
Net change in mortgagors' escrow accounts
4
Repurchase of common shares under share repurchase plans
77,125
Dividends declared and paid
5,575
(decrease) increase in fhlb borrowings, net
44,575
Net cash provided by financing activities
501,999
Net change in cash and cash equivalents
43,741
Cash and cash equivalents at beginning of period
363,855
Cash and cash equivalents at end of period
407,596
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net change indeposits$540,120K Net income$50,302K Proceeds from sale ofmortgage loans held for...$8,860K Prepaid expenses andother assets-$5,123K (decrease) increase in fhlbborrowings, net$44,575K Net change inmortgagors' escrow accounts$4K Provision for creditlosses$4,653K Esop expense$3,568K Deferred income taxexpense (benefit)$3,330K Depreciation andamortization expense$3,022K Stock-based compensation$2,910K Change in net deferredloan origination...-$1,337K Amortization of core depositintangible$576K Write down on consumerloans transferred to...$517K Loan hedge fair valueadjustments, including...$140K Net cash provided byfinancing activities$501,999K Net cash provided byoperating activities$60,792K Canceled cashflow$82,700K Canceled cashflow$23,546K Net change in cashand cash...$43,741K Canceled cashflow$519,050K Repurchase of common sharesunder share...$77,125K Dividends declared andpaid$5,575K Proceeds frommaturities, calls and...$67,475K Proceeds from surrender(purchases) of boli policies$48,764K Proceeds from sales ofavailable-for-sale securities$23,963K Recoveries of loanspreviously charged off$2,264K Proceeds from boli deathbenefit$128K Accrued expenses andother liabilities-$8,874K Mortgage loansoriginated for sale$6,525K Increase in cashsurrender values of boli$3,268K Accrued retirementliabilities-$3,254K Accrued interestreceivable$1,144K Net accretion ofavailable-for-sale securities$291K Gain on sale ofmortgage loans$165K Gain from boli deathbenefit$25K Net cash used ininvesting activities-$519,050K Canceled cashflow$142,594K Loan originationsand purchases, net...$505,958K Purchases ofavailable-for-sale securities$101,500K Acquisition, net of cash andcash equivalents...$48,120K Purchases of bankingpremises and equipment$3,417K Net change innon-public investments-$2,649K

NB Bancorp, Inc. (NBBK)

NB Bancorp, Inc. (NBBK)