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Income Statement
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Balance Sheet
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Income Overview
Net Income
$21,123K
EPS
$0.53
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Interest and fees on loans
106,574
100,042
86,884*
77,365
Interest on securities
2,758
2,708
2,668*
2,253
Interest and dividends on cash equivalents and other
2,460
2,936
3,893*
2,070
Total interest and dividend income
111,792
105,686
93,445*
81,688
Interest on deposits
40,686
39,579
38,435*
31,273
Interest on borrowings
1,961
1,239
325*
2,240
Total interest expense
42,647
40,818
38,759*
33,513
Net interest income
69,145
64,868
54,686*
48,175
Provision for credit gaines - loans
2,994
6,382
-3,250*
1,041
Provision for (release of) credit gaines - unfunded commitments
199
-54
1,068*
355
Total provision for credit gaines
3,193
6,328
-2,182*
1,396
Net interest income after provision for credit losses
65,952
58,540
56,868*
46,779
Customer service fees
3,681
3,131
2,928*
2,498
Increase in cash surrender value of boli
962
853
1,166*
631
Mortgage banking income
92
119
-448*
193
Swap contract income
72
201
399*
208
Gain on sale of loans, net
227
-1
-
-
Other income
525
210
563*
21
Total noninterest income
5,559
4,513
4,607*
3,551
Salaries and employee benefits
25,549
25,468
21,681*
18,641
Director and professional service fees
3,816
4,049
1,716*
2,920
Occupancy and equipment expenses
2,468
2,491
2,021*
1,559
Data processing expenses
4,899
4,439
3,406*
2,911
Marketing and charitable contribution expenses
1,530
1,033
983*
949
Fdic and state insurance assessments
1,584
1,152
658*
928
Merger and acquisition expenses
-
534
14,979*
994
General and administrative expenses
4,171
3,535
2,923*
1,466
Total noninterest expense
44,017
42,701
48,365*
30,368
Income before taxes
27,494
20,352
13,110*
19,962
Income tax expense
6,371
5,368
7,719*
4,600
Net income
21,123
14,984
5,391
15,362
Basic EPS
0.53
0.37
0.136
0.43
Diluted EPS
0.53
0.36
0.136
0.43
Basic Average Shares
39,693,140
40,969,748
39,663,992
35,372,205
Diluted Average Shares
40,000,305
41,421,002
39,748,699
35,579,456
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Income Statement
Interest and fees on loans
$106,574K
(42.63%↑ Y/Y)
Interest on securities
$2,758K
(19.55%↑ Y/Y)
Interest and dividends on
cash equivalents and...
$2,460K
(-12.83%↓ Y/Y)
Total interest and
dividend income
$111,792K
(40.01%↑ Y/Y)
Net interest income
$69,145K
(47.10%↑ Y/Y)
Customer service fees
$3,681K
(44.13%↑ Y/Y)
Increase in cash
surrender value of boli
$962K
(22.24%↑ Y/Y)
Other income
$525K
(205.23%↑ Y/Y)
Gain on sale of loans,
net
$227K
Mortgage banking income
$92K
(-34.75%↓ Y/Y)
Swap contract income
$72K
(-86.26%↓ Y/Y)
Total interest
expense
$42,647K
(29.86%↑ Y/Y)
Net interest income
after provision for...
$65,952K
(50.42%↑ Y/Y)
Total noninterest
income
$5,559K
(33.05%↑ Y/Y)
Total provision for
credit gaines
$3,193K
(1.01%↑ Y/Y)
Interest on deposits
$40,686K
(28.39%↑ Y/Y)
Interest on borrowings
$1,961K
(70.37%↑ Y/Y)
Income before taxes
$27,494K
(46.88%↑ Y/Y)
Total noninterest
expense
$44,017K
(50.20%↑ Y/Y)
Provision for credit
gaines - loans
$2,994K
(-29.45%↓ Y/Y)
Provision for (release of)
credit gaines -...
$199K
(118.37%↑ Y/Y)
Net income
$21,123K
(44.89%↑ Y/Y)
Income tax expense
$6,371K
(53.89%↑ Y/Y)
Salaries and employee
benefits
$25,549K
(37.60%↑ Y/Y)
Data processing
expenses
$4,899K
(96.51%↑ Y/Y)
General and
administrative expenses
$4,171K
(183.74%↑ Y/Y)
Director and
professional service fees
$3,816K
(29.66%↑ Y/Y)
Occupancy and equipment
expenses
$2,468K
(68.46%↑ Y/Y)
Fdic and state
insurance assessments
$1,584K
(79.39%↑ Y/Y)
Marketing and charitable
contribution expenses
$1,530K
(60.38%↑ Y/Y)
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NB Bancorp, Inc. (NBBK)
NB Bancorp, Inc. (NBBK)