Financial insights of NBBK

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$14,984K
EPS
$0.36
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	100,042	86,884*	77,365	74,719
Interest on securities	2,708	2,668*	2,253	2,307
Interest and dividends on cash equivalents and other	2,936	3,893*	2,070	2,822
Total interest and dividend income	105,686	93,445*	81,688	79,848
Interest on deposits	39,579	38,435*	31,273	31,690
Interest on borrowings	1,239	325*	2,240	1,151
Total interest expense	40,818	38,759*	33,513	32,841
Net interest income	64,868	54,686*	48,175	47,007
Provision for credit gaines - loans	6,382	-3,250*	1,041	4,244
(release of) provision for credit gaines - unfunded commitments	-54	1,068*	355	-1,083
Total provision for credit gaines	6,328	-2,182*	1,396	3,161
Net interest income after provision for credit losses	58,540	56,868*	46,779	43,846
Customer service fees	3,131	2,928*	2,498	2,554
Increase in cash surrender value of boli	853	1,166*	631	787
Mortgage banking income	119	-448*	193	141
Swap contract income	201	399*	208	524
(loss) gain on sale of loans, net	-1	-	-	-
Other income	210	563*	21	172
Total noninterest income	4,513	4,607*	3,551	4,178
Salaries and employee benefits	25,468	21,681*	18,641	18,567
Director and professional service fees	4,049	1,716*	2,920	2,943
Occupancy and equipment expenses	2,491	2,021*	1,559	1,465
Data processing expenses	4,439	3,406*	2,911	2,493
Marketing and charitable contribution expenses	1,033	983*	949	954
Fdic and state insurance assessments	1,152	658*	928	883
Merger and acquisition expenses	534	14,979*	994	530
General and administrative expenses	3,535	2,923*	1,466	1,470
Total noninterest expense	42,701	48,365*	30,368	29,305
Income before taxes	20,352	13,110*	19,962	18,719
Income tax expense	5,368	7,719*	4,600	4,140
Net income	14,984	5,391	15,362	14,579

Basic EPS	0.37	0.136	0.43	0.39
Diluted EPS	0.36	0.136	0.43	0.39
Basic Average Shares	40,969,748	39,663,992	35,372,205	37,191,460
Diluted Average Shares	41,421,002	39,748,699	35,579,456	37,550,409

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$14,984K
EPS
$0.36
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$14,984K
EPS
$0.36
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$14,984KEPS$0.36Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$14,984KEPS$0.36Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$14,984K
EPS
$0.36
Unit: Thousand (K) dollars

Net Income
$14,984K
EPS
$0.36
Unit: Thousand (K) dollars