Financial insights of NBBK

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Interest and fees on loans	315,009
Interest on investment securities	9,508
Interest and dividends on cash equivalents and other	11,231
Total interest and dividend income	335,748
Interest on deposits	132,879
Interest on borrowings	5,411
Total interest expense	138,290
Net interest income	197,458
Provision for credit losses - loans	4,677
(release of) provision for credit losses - unfunded commitments	-24
Total provision for credit losses	4,653
Net interest income after provision for credit losses	192,805
Customer service fees	10,505
Increase in cash surrender value of boli	3,293
Mortgage banking income	53
Swap contract income	1,497
Other income	852
Total noninterest income	16,200
Salaries and employee benefits	77,492
Director and professional service fees	10,510
Occupancy and equipment expenses	6,557
Data processing expenses	11,512
Marketing and charitable contribution expenses	3,837
Fdic and state insurance assessments	3,374
Merger and acquisition expenses	17,265
General and administrative expenses	7,327
Total noninterest expense	137,874
Income before taxes	71,131
Income tax expense	20,829
Net income	50,302

Basic EPS	1.34
Diluted EPS	1.34
Basic Average Shares	37,409,219
Diluted Average Shares	37,626,188