Financial insights of NBBK

MyFinsight

Income Overview

Net Income
$21,123K
EPS
$0.53
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Interest and fees on loans	106,574	100,042	86,884*	77,365
Interest on securities	2,758	2,708	2,668*	2,253
Interest and dividends on cash equivalents and other	2,460	2,936	3,893*	2,070
Total interest and dividend income	111,792	105,686	93,445*	81,688
Interest on deposits	40,686	39,579	38,435*	31,273
Interest on borrowings	1,961	1,239	325*	2,240
Total interest expense	42,647	40,818	38,759*	33,513
Net interest income	69,145	64,868	54,686*	48,175
Provision for credit gaines - loans	2,994	6,382	-3,250*	1,041
Provision for (release of) credit gaines - unfunded commitments	199	-54	1,068*	355
Total provision for credit gaines	3,193	6,328	-2,182*	1,396
Net interest income after provision for credit losses	65,952	58,540	56,868*	46,779
Customer service fees	3,681	3,131	2,928*	2,498
Increase in cash surrender value of boli	962	853	1,166*	631
Mortgage banking income	92	119	-448*	193
Swap contract income	72	201	399*	208
Gain on sale of loans, net	227	-1	-	-
Other income	525	210	563*	21
Total noninterest income	5,559	4,513	4,607*	3,551
Salaries and employee benefits	25,549	25,468	21,681*	18,641
Director and professional service fees	3,816	4,049	1,716*	2,920
Occupancy and equipment expenses	2,468	2,491	2,021*	1,559
Data processing expenses	4,899	4,439	3,406*	2,911
Marketing and charitable contribution expenses	1,530	1,033	983*	949
Fdic and state insurance assessments	1,584	1,152	658*	928
Merger and acquisition expenses	-	534	14,979*	994
General and administrative expenses	4,171	3,535	2,923*	1,466
Total noninterest expense	44,017	42,701	48,365*	30,368
Income before taxes	27,494	20,352	13,110*	19,962
Income tax expense	6,371	5,368	7,719*	4,600
Net income	21,123	14,984	5,391	15,362

Basic EPS	0.53	0.37	0.136	0.43
Diluted EPS	0.53	0.36	0.136	0.43
Basic Average Shares	39,693,140	40,969,748	39,663,992	35,372,205
Diluted Average Shares	40,000,305	41,421,002	39,748,699	35,579,456

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$21,123K
EPS
$0.53
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$21,123K
EPS
$0.53
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$21,123KEPS$0.53Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$21,123KEPS$0.53Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$21,123K
EPS
$0.53
Unit: Thousand (K) dollars

Net Income
$21,123K
EPS
$0.53
Unit: Thousand (K) dollars