Financial insights of NBBK

MyFinsight

For the quarter ending 2025-09-30, NBBK made $150,516K in revenue. $15,362K in net income. Net profit margin of 10.21%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	77,365	74,719
Interest on securities	2,253	2,307
Interest and dividends on cash equivalents and other	2,070	2,822
Total interest and dividend income	81,688	79,848
Interest on deposits	31,273	31,690
Interest on borrowings	2,240	1,151
Total interest expense	33,513	32,841
Net interest income	48,175	47,007
Provision for credit losses - loans	1,041	4,244
Provision for (release of) credit losses - unfunded commitments	355	-1,083
Total provision for credit losses	1,396	3,161
Net interest income after provision for credit losses	46,779	43,846
Customer service fees	2,498	2,554
Increase in cash surrender value of boli	631	787
Mortgage banking income	193	141
Swap contract income	208	524
Other income	21	172
Total noninterest income	3,551	4,178
Salaries and employee benefits	18,641	18,567
Director and professional service fees	2,920	2,943
Occupancy and equipment expenses	1,559	1,465
Data processing expenses	2,911	2,493
Marketing and charitable contribution expenses	949	954
Fdic and state insurance assessments	928	883
Merger and acquisition expenses	994	530
General and administrative expenses	1,466	1,470
Total noninterest expense	30,368	29,305
Income before taxes	19,962	18,719
Income tax expense	4,600	4,140
Net income	15,362	14,579

Earnings per share, basic	0.43	0.39
Earnings per share, diluted	0.43	0.39
Weighted average number of shares outstanding, basic	35,372,205	37,191,460
Weighted average number of shares outstanding, diluted	35,579,456	37,550,409