nbbk: the income statement

MyFinsight

NB Bancorp, Inc. (NBBK)

For the quarter ending 2025-06-30, NBBK made $82,943K in revenue. $14,579K in net income. Net profit margin of 17.58%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	4,140
Other income	172
Customer service fees	2,554
Swap contract income	524
Mortgage banking income	141
Increase in cash surrender value of boli	787
Total noninterest income	4,178
Marketing and charitable contribution expenses	954
Salaries and employee benefits	18,567
Data processing expenses	2,493
General and administrative expenses	1,470
Fdic and state insurance assessments	883
Merger and acquisition expenses	530
Occupancy and equipment expenses	1,465
Director and professional service fees	2,943
Total noninterest expense	29,305
Provision for credit losses - unfunded commitments	-1,083
Provision for credit losses - loans	4,244
Total provision for credit losses	3,161
Interest on deposits	31,690
Interest on borrowings	1,151
Total interest expense	32,841
Interest on securities	2,307
Interest and fees on loans	74,719
Interest and dividends on cash equivalents and other	2,822
Total interest and dividend income	79,848
Net interest income	47,007
Net interest income after provision for credit losses	43,846
Income before taxes	18,719
Net income	14,579

Earnings per share, basic	0.39
Earnings per share, diluted	0.39
Weighted average number of shares outstanding, basic	37,191,460
Weighted average number of shares outstanding, diluted	37,550,409

Unit: Thousand (K) dollars (except for numbers of shares and EPS)