For the quarter ending 2026-03-31, NBTB has $16,204,406K in assets. $14,290,009K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 151,558 | 185,158 | 245,757 | 264,777 |
| Short-term interest-bearing accounts | 564,514 | 301,958 | 394,485 | 276,786 |
| Equity securities, at fair value | 47,186 | 48,760 | 49,607 | 46,658 |
| Securities available for sale, at fair value | 1,918,526 | 1,862,838 | 1,813,194 | 1,729,428 |
| Securities held to maturity (fair value 687,330 and 702,577, respectively) | 748,607 | 762,756 | 771,474 | 809,664 |
| Federal reserve and federal home loan bank stock | 44,658 | 44,575 | 44,650 | 40,813 |
| Loans held for sale | 185 | 1,108 | 3,926 | 3,756 |
| Loans | 11,547,255 | 11,598,114 | 11,595,134 | 11,624,680 |
| Less allowance for loan losses | 138,600 | 138,000 | 139,000 | 140,200 |
| Net loans | 11,408,655 | 11,460,114 | 11,456,134 | 11,484,480 |
| Premises and equipment before accumulated depreciation | - | 280,345 | - | - |
| Accumulated depreciation | - | 181,068 | - | - |
| Premises and equipment, net | 100,253 | 99,277 | 98,669 | 95,793 |
| Goodwill | 453,278 | 453,278 | 454,072 | 454,072 |
| Intangible assets, net | 54,308 | 57,656 | 61,018 | 64,447 |
| Bank owned life insurance | 319,397 | 317,733 | 317,677 | 318,004 |
| Other assets | 393,281 | 399,910 | 401,921 | 426,103 |
| Total assets | 16,204,406 | 15,995,121 | 16,112,584 | 16,014,781 |
| Demand (noninterest bearing) | 3,847,041 | 3,800,209 | 3,871,074 | 3,866,856 |
| Savings, interest-bearing checking and money market | 8,508,200 | 8,206,539 | 8,197,697 | 7,997,219 |
| Time | 1,387,725 | 1,492,445 | 1,592,147 | 1,651,157 |
| Total deposits | 13,742,966 | 13,499,193 | 13,660,918 | 13,515,232 |
| Short-term borrowings | 117,806 | 148,069 | 138,729 | 112,970 |
| Long-term debt | 43,110 | 43,176 | 44,762 | 44,842 |
| Subordinated debt, net | 24,800 | 24,509 | 24,223 | 141,943 |
| Junior subordinated debt | 111,691 | 111,668 | 111,644 | 111,621 |
| Other liabilities | 249,636 | 272,290 | 279,162 | 283,007 |
| Total liabilities | 14,290,009 | 14,098,905 | 14,259,438 | 14,209,615 |
| Common stock, 0.01 par value, 100,000,000 shares authorized 59,083,155 shares issued | 591 | 591 | 591 | 591 |
| Additional paid-in-capital | 965,891 | 964,778 | 964,116 | 962,868 |
| Retained earnings | 1,228,753 | 1,196,850 | 1,160,656 | 1,125,589 |
| Accumulated other comprehensive loss | -87,315 | -82,596 | -98,880 | -109,488 |
| Common stock in treasury, at cost, 7,073,509 and 6,880,200 shares, respectively | 193,523 | 183,407 | 173,337 | 174,394 |
| Total stockholders' equity | 1,914,397 | 1,896,216 | 1,853,146 | 1,805,166 |
| Total liabilities and stockholders' equity | 16,204,406 | 15,995,121 | 16,112,584 | 16,014,781 |
NBT BANCORP INC (NBTB)
NBT BANCORP INC (NBTB)