MyFinsight
Home
Blog
About
NBT BANCORP INC (NBTB)
NBT BANCORP INC (NBTB)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Change in Cash
-$421,419K
Free Cash flow
$60,526K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Net increase (decrease) in short...
Available For Sale
Held To Maturity
Others
Negative Cash Flow Breakdown
Net (increase) in loans
Net increase in deposits
Available For Sale Securities De...
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
53,030
51,142
55,509
54,471
Provision for loan losses
6,136
5,577
3,765
3,100
Depreciation and amortization of premises and equipment
3,503
3,450
3,430
3,376
Net amortization on securities
-66
-149
-275
-302
Amortization of intangible assets
3,191
3,348
3,362
3,429
Amortization of operating lease right-of-use assets
2,301
2,277
2,247
2,254
Excess tax benefit on stock-based compensation
32
169
12
243
Stock-based compensation expense
871
3,369
647
1,587
Bank owned life insurance income
2,505
2,659
3,576
3,240
Amortization of subordinated debt issuance costs
0
0
0
0
Proceeds from sale of loans held for sale
840
2,149
10,777
35,056
Originations of loans held for sale
634
1,168
8,246
35,027
Net gains on sale of loans held for sale
21
58
125
199
Net securities (gains)
175
442
142
-2
Net gains on sale of other real estate owned
39
60
-47
28
Impairment of a minority interest equity investment
-
-
0
-
Net deferred income tax expense (benefit)
-
-
23,573
-
Net change in other assets and other liabilities
4,646
13,865
25,384
-15,749
Net cash provided by operating activities
61,886
53,040
66,147
80,589
Net cash (used in) provided by acquisitions
0
488
0
653
Available For Sale
72,743
70,947
95,805
70,521
Available For Sale Securities Debt
0
-
0
0
Available For Sale Securities Debt
162,653
132,811
132,102
140,503
Held To Maturity
52,571
27,852
31,680
61,268
Held To Maturity Securities
59,341
14,000
23,274
23,296
Equity Securities Fv Ni
0
-
0
0
Purchases
-
-
0
0
Net (increase) in loans
331,062
-45,972
7,594
-25,218
Proceeds from federal home loan bank stock redemption
-
-
30,492
-
Proceeds from federal reserve and federal home loan bank stock redemption
11,472
-30,229
-
48
Purchases of federal reserve and federal home loan bank stock
18,354
118
153
3,885
Proceeds from settlement of bank owned life insurance
7,096
995
3,520
3,567
Purchases of premises and equipment, net
1,360
4,423
4,031
6,240
Proceeds from sales of other real estate owned
61
350
79
134
Net cash (used in) provided by investing activities
-428,827
-5,689
-35,842
-13,821
Net increase in deposits
-205,664
243,773
-161,725
145,686
Net increase (decrease) in short-term borrowings
198,632
-30,263
9,340
25,759
Redemption of subordinated debt
25,000
-
0
118,000
Proceeds from long-term debt
-
-
0
-
Repayments of long-term debt
28
27
1,546
40
Proceeds from the issuance of shares to employee and other stock plans
-
-
0
117
Cash paid by employer for tax-withholding on stock issuance
178
1,625
0
2,207
Purchase of treasury stock
3,016
11,014
10,185
0
Cash dividends
19,224
19,239
19,315
19,404
Net cash provided by (used in) financing activities
-54,478
181,605
-183,431
31,911
Net (decrease) increase in cash and cash equivalents
-421,419
228,956
-153,126
98,679
Cash and cash equivalents at beginning of period
716,072
487,116
640,242
284,056
Cash and cash equivalents at end of period
294,653
716,072
487,116
640,242
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Net income
$53,030K
(-10.51%↓ Y/Y)
Provision for loan losses
$6,136K
(-75.83%↓ Y/Y)
Depreciation and
amortization of premises and...
$3,503K
(-43.44%↓ Y/Y)
Amortization of intangible
assets
$3,191K
(-38.07%↓ Y/Y)
Amortization of operating
lease right-of-use...
$2,301K
(-43.71%↓ Y/Y)
Stock-based compensation
expense
$871K
(-71.41%↓ Y/Y)
Proceeds from sale of
loans held for sale
$840K
(-99.52%↓ Y/Y)
Net amortization on
securities
-$66K
(92.80%↑ Y/Y)
Net cash provided by
operating activities
$61,886K
(-30.06%↓ Y/Y)
Canceled cashflow
$8,052K
Net (decrease)
increase in cash and cash...
-$421,419K
(-263.65%↓ Y/Y)
Canceled cashflow
$61,886K
Available For Sale
$72,743K
(-19.33%↓ Y/Y)
Held To Maturity
$52,571K
(-35.30%↓ Y/Y)
Proceeds from federal
reserve and federal home...
$11,472K
(-62.03%↓ Y/Y)
Proceeds from settlement
of bank owned life...
$7,096K
(63.88%↑ Y/Y)
Proceeds from sales of
other real estate...
$61K
(-54.81%↓ Y/Y)
Net increase
(decrease) in short-term...
$198,632K
(313.65%↑ Y/Y)
Net change in other
assets and other...
$4,646K
(-68.93%↓ Y/Y)
Bank owned life
insurance income
$2,505K
(-55.08%↓ Y/Y)
Originations of loans held for
sale
$634K
(-99.62%↓ Y/Y)
Net securities
(gains)
$175K
(2087.50%↑ Y/Y)
Net gains on sale of
other real estate...
$39K
(-53.01%↓ Y/Y)
Excess tax benefit on
stock-based compensation
$32K
(-92.36%↓ Y/Y)
Net gains on sale of
loans held for sale
$21K
(-93.29%↓ Y/Y)
Net cash (used in)
provided by investing...
-$428,827K
(-296.05%↓ Y/Y)
Canceled cashflow
$143,943K
Net cash provided by
(used in) financing...
-$54,478K
(-9.59%↓ Y/Y)
Canceled cashflow
$198,632K
Net (increase) in
loans
$331,062K
(68442.86%↑ Y/Y)
Available For Sale
Securities Debt
$162,653K
(-19.58%↓ Y/Y)
Held To Maturity
Securities
$59,341K
(31.38%↑ Y/Y)
Purchases of federal
reserve and federal home...
$18,354K
(-32.00%↓ Y/Y)
Purchases of premises and
equipment, net
$1,360K
(-77.45%↓ Y/Y)
Net increase in
deposits
-$205,664K
(-296.95%↓ Y/Y)
Redemption of subordinated
debt
$25,000K
Cash dividends
$19,224K
(-43.25%↓ Y/Y)
Purchase of treasury
stock
$3,016K
Cash paid by employer
for...
$178K
(-91.93%↓ Y/Y)
Repayments of long-term
debt
$28K
(-99.89%↓ Y/Y)
Buy us a coffee