nCino, Inc. (NCNO)
nCino, Inc. (NCNO)
| Balance Sheets | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 |
|---|---|---|---|---|
| Cash and cash equivalents (vie 3,421 and 8,498 at january31, 2026 and april30, 2026, respectively) | 102,813 | 88,374 | 87,590 | 122,935 |
| Accounts receivable, less allowances of 2,825 and 2,739 at january31, 2026 and april30, 2026, respectively | 124,742 | 166,540 | 86,948 | 98,468 |
| Costs capitalized to obtain revenue contracts, current portion, net | 16,989 | 17,211 | 14,942 | 14,299 |
| Prepaid expenses and other current assets | 22,883 | 21,378 | 19,742 | 19,383 |
| Total current assets | 267,427 | 293,503 | 209,222 | 255,085 |
| Property and equipment, net | 74,837 | 75,607 | 76,335 | 77,430 |
| Operating lease right-of-use assets, net | 11,833 | 12,687 | 12,926 | 12,936 |
| Costs capitalized to obtain revenue contracts, noncurrent, net | 29,639 | 30,735 | 24,051 | 22,676 |
| Goodwill | 1,076,098 | 1,077,947 | 1,071,152 | 1,070,947 |
| Intangible assets, net | 126,215 | 135,658 | 142,841 | 151,920 |
| Investments | 7,262 | 7,262 | 7,262 | 7,262 |
| Long-term prepaid expenses and other assets | 14,519 | 14,707 | 17,385 | 17,761 |
| Total assets | 1,607,830 | 1,648,106 | 1,561,174 | 1,616,017 |
| Accounts payable | 15,710 | 14,521 | 12,527 | 14,069 |
| Accrued expenses and other current liabilities | 44,488 | 64,372 | 37,536 | 33,654 |
| Deferred revenue, current portion | 225,049 | 210,552 | 152,065 | 194,883 |
| Debt, current portion, net | 9,803 | - | - | - |
| Financing obligations, current portion | 607 | 818 | 1,831 | 1,780 |
| Operating lease liabilities, current portion | 4,204 | 4,229 | 4,124 | 4,251 |
| Total current liabilities | 299,861 | 294,492 | 208,083 | 248,637 |
| Operating lease liabilities, noncurrent | 8,801 | 9,748 | 10,140 | 9,706 |
| Deferred income taxes, noncurrent | 7,528 | 7,020 | 18,016 | 19,421 |
| Deferred revenue, noncurrent | 102 | 170 | 121 | 157 |
| Revolving credit facility, noncurrent | - | 213,500 | 203,500 | 203,500 |
| Debt, noncurrent, net | 253,007 | - | - | - |
| Financing obligations, noncurrent | 50,290 | 50,400 | 49,776 | 50,248 |
| Other long-term liabilities | 3,795 | 4,124 | 17,615 | 17,185 |
| Total liabilities | 623,384 | 579,454 | 507,251 | 548,854 |
| Redeemable non-controlling interest (note 2) | 14,087 | 12,737 | 12,435 | 10,345 |
| Common stock, 0.0005 par value 500,000,000 shares authorized at january31, 2026 and april30, 2026 118,868,921 and 119,882,698 shares issued 113,904,867 and 108,794,598 outstanding at january31, 2026 and april30, 2026, respectively | 60 | 59 | 59 | 59 |
| Treasury stock, at cost 4,964,054 and 11,088,100 shares at january31, 2026 and april30, 2026, respectively | 219,255 | 125,600 | 100,343 | 60,598 |
| Additional paid-in capital | 1,546,967 | 1,550,187 | 1,526,923 | 1,510,517 |
| Accumulated other comprehensive income | 4,016 | 7,042 | -760 | -121 |
| Accumulated deficit | -361,429 | -375,773 | -384,391 | -393,039 |
| Total stockholders equity | 970,359 | 1,055,915 | 1,041,488 | 1,056,818 |
| Total liabilities, redeemable non-controlling interest, and stockholders equity | 1,607,830 | 1,648,106 | 1,561,174 | 1,616,017 |