For the quarter ending 2025-10-31, NCNO had -$35,341K decrease in cash & cash equivalents over the period. $4,897K in free cash flow.
| Cash Flow | 2025-10-31 | 2025-07-31 |
|---|---|---|
| Revenues | 152,163 | - |
| Adjusted cost of revenues | 49,332 | - |
| Adjusted sales and marketing expense | 24,984 | - |
| Adjusted research and development expense | 25,211 | - |
| Adjusted general and administrative expense | 12,777 | - |
| Interest income | 339 | - |
| Interest expense | 4,335 | - |
| Adjusted other (income) expense, net | 21 | - |
| Other segment items | 27,964 | - |
| Income tax provision (benefit) | -695 | - |
| Net income (loss) | 8,615 | -7,702 |
| Depreciation and amortization | 10,591 | 21,407 |
| Non-cash operating lease costs | 850 | 2,273 |
| Amortization of costs capitalized to obtain revenue contracts | 3,794 | 7,230 |
| Amortization of debt issuance costs | 71 | 144 |
| Stock-based compensation | 18,251 | 34,430 |
| Change in fair value of contingent consideration | 100 | 300 |
| Deferred income taxes | -1,424 | 4,003 |
| Provision for bad debt | -3 | 153 |
| Net foreign currency gains | 160 | 14,018 |
| Gains on investments | 0 | 1,652 |
| Loss on disposal of long-lived assets | 0 | -463 |
| Accounts receivable | -11,243 | -51,837 |
| Costs capitalized to obtain revenue contracts | 5,806 | 6,639 |
| Prepaid expenses and other assets | 147 | -1,629 |
| Accounts payable | -1,557 | 660 |
| Accrued expenses and other liabilities | 3,561 | -16,368 |
| Deferred revenue | -42,655 | -3,411 |
| Operating lease liabilities | 528 | 2,606 |
| Other long term liabilities | 275 | -77 |
| Net cash provided by operating activities | 5,071 | 72,056 |
| Acquisition of business, net of cash acquired | 0 | 50,263 |
| Acquisition of assets | 0 | 0 |
| Purchases of property and equipment | 174 | 6,866 |
| Sale of investment | 0 | 3,684 |
| Net cash used in investing activities | -174 | -53,445 |
| Repurchases of common stock | 39,482 | 60,598 |
| Proceeds from borrowings on revolving credit facility | 0 | 102,500 |
| Payments on revolving credit facility | 0 | 65,000 |
| Payments of debt issuance costs | 0 | 0 |
| Exercise of stock options | 272 | 1,294 |
| Stock issuance under the employee stock purchase plan | 0 | 2,444 |
| Principal payments on financing obligations | 421 | 824 |
| Net cash provided by (used in) financing activities | -39,631 | -20,184 |
| Effect of foreign currency exchange rate changes on cash, cash equivalents, and restricted cash | -607 | 3,529 |
| Net increase (decrease) in cash, cash equivalents, and restricted cash | -35,341 | 1,956 |
| Cash and cash equivalents at beginning of period | 121,267 | - |
| Cash and cash equivalents at end of period | 87,882 | - |
nCino, Inc. (NCNO)
nCino, Inc. (NCNO)