For the year ending 2026-01-31, NCNO had -$32,582K decrease in cash & cash equivalents over the period. $82,564K in free cash flow.
| Cash Flow | 2026-01-31 |
|---|---|
| Revenues | 594,781 |
| Adjusted cost of revenues | 197,328 |
| Adjusted sales and marketing expense | 104,592 |
| Adjusted research and development expense | 106,478 |
| Adjusted general and administrative expense | 56,972 |
| Interest income | 1,429 |
| Interest expense | 17,457 |
| Adjusted other (income) expense, net | 1,797 |
| Other segment items | 108,473 |
| Income tax provision (benefit) | -2,996 |
| Net income (loss) | 9,703 |
| Depreciation and amortization | 42,255 |
| Non-cash operating lease costs | 3,994 |
| Amortization of costs capitalized to obtain revenue contracts | 15,051 |
| Amortization of debt issuance costs | 287 |
| Stock-based compensation | 73,884 |
| Change in fair value of contingent consideration | 1,600 |
| Deferred income taxes | -6,187 |
| Provision for bad debt | 1,716 |
| Net foreign currency (gains) losses | 16,273 |
| Gains on investments | 1,652 |
| Loss on disposal of long-lived assets | -463 |
| Accounts receivable | 16,175 |
| Costs capitalized to obtain revenue contracts | 25,073 |
| Prepaid expenses and other assets | -182 |
| Accounts payable | 1,108 |
| Accrued expenses and other current liabilities | -2,148 |
| Deferred revenue | 10,853 |
| Operating lease liabilities | 4,105 |
| Other long-term liabilities | 582 |
| Net cash provided by operating activities | 90,065 |
| Acquisition of business, net of cash acquired | 50,263 |
| Acquisition of assets | 0 |
| Purchases of property and equipment | 7,501 |
| Proceeds from sale of property and equipment | 0 |
| Purchase of investments | 0 |
| Sale of investment | 3,684 |
| Net cash used in investing activities | -54,080 |
| Investment from redeemable non-controlling interest | 0 |
| Repurchases of common stock | 125,097 |
| Proceeds from borrowings on revolving credit facility | 112,500 |
| Payments on revolving credit facility | 65,000 |
| Payments of debt issuance costs | 0 |
| Exercise of stock options | 1,981 |
| Stock issuance under the employee stock purchase plan | 4,218 |
| Principal payments on financing obligations | 1,634 |
| Net cash provided by (used in) financing activities | -73,032 |
| Effect of foreign currency exchange rate changes on cash, cash equivalents, and restricted cash | 4,465 |
| Net increase (decrease) in cash, cash equivalents, and restricted cash | -32,582 |
| Cash, cash equivalents, and restricted cash, beginning of period | 121,267 |
| Cash, cash equivalents, and restricted cash, end of period | 88,685 |
nCino, Inc. (NCNO)
nCino, Inc. (NCNO)