| Cash Flow | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 |
|---|---|---|---|---|
| Revenues | 159,414 | 149,666 | 152,163 | - |
| Adjusted cost of revenues | 50,084 | 48,747 | 49,332 | - |
| Adjusted sales and marketing expense | 26,884 | 25,839 | 24,984 | - |
| Adjusted research and development expense | 25,438 | 25,541 | 25,211 | - |
| Adjusted general and administrative expense | 12,497 | 14,827 | 12,777 | - |
| Interest income | 366 | 160 | 339 | - |
| Interest expense | 4,481 | 4,228 | 4,335 | - |
| Adjusted other (income) expense, net | - | 1,797 | - | - |
| Other (income) expense, net | -2,218 | - | 21 | - |
| Other segment items | 23,392 | 29,810 | 27,964 | - |
| Income tax provision | 1,680 | -8,044 | -695 | - |
| Net income | 14,991 | 8,790 | 8,615 | -7,702 |
| Depreciation and amortization | 10,083 | 10,257 | 10,591 | 21,407 |
| Non-cash operating lease costs | 908 | 871 | 850 | 2,273 |
| Amortization of costs capitalized to obtain revenue contracts | 4,622 | 4,027 | 3,794 | 7,230 |
| Amortization of debt issuance costs | 88 | 72 | 71 | 144 |
| Stock-based compensation | 13,904 | 21,203 | 18,251 | 34,430 |
| Change in fair value of contingent consideration | 242 | 1,200 | 100 | 300 |
| Deferred income taxes | 180 | -8,766 | -1,424 | 4,003 |
| Provision for (recovery of) bad debt | -54 | 1,566 | -3 | 153 |
| Net foreign currency losses (gains) | -185 | 2,095 | 160 | 14,018 |
| Gains on investments | 0 | 0 | 0 | 1,652 |
| Loss on disposal of long-lived assets | 0 | 0 | 0 | -463 |
| Accounts receivable | -41,208 | 79,255 | -11,243 | -51,837 |
| Costs capitalized to obtain revenue contracts | 3,425 | 12,628 | 5,806 | 6,639 |
| Prepaid expenses and other assets | 1,394 | 1,300 | 147 | -1,629 |
| Accounts payable | 1,154 | 2,005 | -1,557 | 660 |
| Accrued expenses and other liabilities | -15,294 | 10,659 | 3,561 | -16,368 |
| Deferred revenue | 14,895 | 56,919 | -42,655 | -3,411 |
| Operating lease liabilities | 1,013 | 971 | 528 | 2,606 |
| Other long term liabilities | 125 | 384 | 275 | -77 |
| Acquisition of assets | - | 0 | 0 | 0 |
| Net cash provided by operating activities | 81,405 | 12,938 | 5,071 | 72,056 |
| Acquisition of business, net of cash acquired | 0 | 0 | 0 | 50,263 |
| Purchases of property and equipment | 614 | 461 | 174 | 6,866 |
| Proceeds from sale of property and equipment | - | 0 | - | - |
| Purchase of investments | - | 0 | - | - |
| Sale of investment | 0 | 0 | 0 | 3,684 |
| Net cash used in investing activities | -614 | -461 | -174 | -53,445 |
| Payments of debt issuance costs | - | 0 | 0 | 0 |
| Investment from redeemable non-controlling interest | - | 0 | - | - |
| Repurchases of common stock | 110,083 | 25,017 | 39,482 | 60,598 |
| Proceeds from borrowings on revolving credit facility | 0 | 10,000 | 0 | 102,500 |
| Payments on revolving credit facility | 150,000 | 0 | 0 | 65,000 |
| Stock issuance under the employee stock purchase plan | - | 1,774 | 0 | 2,444 |
| Proceeds from term loan, net of debt issuance costs | 199,346 | - | - | - |
| Exercise of stock options | 473 | 415 | 272 | 1,294 |
| Principal payments on financing obligations | 321 | 389 | 421 | 824 |
| Payment of contingent consideration | 5,300 | - | - | - |
| Net cash provided by (used in) financing activities | -65,885 | -13,217 | -39,631 | -20,184 |
| Effect of foreign currency exchange rate changes on cash, cash equivalents, and restricted cash | -459 | 1,543 | -607 | 3,529 |
| Net increase in cash, cash equivalents, and restricted cash | 14,447 | 803 | -35,341 | 1,956 |
| Cash, cash equivalents, and restricted cash, beginning of period | 88,685 | 87,882 | 121,267 | - |
| Cash, cash equivalents, and restricted cash, end of period | 103,132 | 88,685 | 87,882 | - |
nCino, Inc. (NCNO)
nCino, Inc. (NCNO)