For the quarter ending 2025-09-30, NFBK has $5,725,503K in assets. $5,005,904K in debts. $131,725K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 12,528 | 11,985 | ||
| Interest-bearing deposits in other financial institutions | 119,197 | 85,652 | ||
| Total cash and cash equivalents | 131,725 | 97,637 | ||
| Trading securities | 14,968 | 14,052 | ||
| Debt securities available-for-sale, at estimated fair value (with no allowance for credit losses at september30, 2025 and december31, 2024) | 1,330,904 | 1,300,975 | ||
| Gross unrealized gains | 83 | - | ||
| Gross unrealized losses | 334 | - | ||
| Estimated fair value | 8,145 | - | ||
| Debt securities held-to-maturity, at amortized cost (estimated fair value of 8,145 at september30, 2025, and 8,762 at december31, 2024, with no allowance for credit losses at september30, 2025 and december31, 2024) | 8,396 | 8,454 | ||
| Equity securities | 5,000 | 6,278 | ||
| Loans held-for-sale | 0 | 0 | ||
| Loans held-for-investment | 3,900,346 | 3,920,613 | ||
| Less allowance for credit losses | 36,890 | 36,120 | ||
| Net loans held-for-investment | 3,863,456 | 3,884,493 | ||
| Accrued interest receivable | 19,411 | 19,241 | ||
| Bank-owned life insurance | 180,997 | 179,134 | ||
| Federal home loan bank (fhlb) of new york stock, at cost | 45,718 | 43,664 | ||
| Operating lease right-of-use assets | 24,959 | 26,157 | ||
| Premises and equipment, net | 20,369 | 20,842 | ||
| Goodwill | 41,012 | 41,012 | ||
| Other assets | 38,588 | 37,352 | ||
| Total assets | 5,725,503 | 5,679,291 | ||
| Deposits | 3,973,760 | 3,986,187 | ||
| Fhlb advances and other borrowings | 880,100 | 831,920 | ||
| Subordinated debentures, net of issuance costs | 61,610 | 61,554 | ||
| Operating lease liabilities | 28,919 | 30,286 | ||
| Advance payments by borrowers for taxes and insurance | 23,165 | 25,287 | ||
| Accrued expenses and other liabilities | 38,350 | 33,783 | ||
| Total liabilities | 5,005,904 | 4,969,017 | ||
| Common stock, 0.01 par value 150,000,000 shares authorized, 64,770,875 shares issued at september30, 2025 and december31, 2024, 41,810,525 and 42,903,598 outstanding at september30, 2025 and december31, 2024, respectively | 648 | 648 | ||
| Additional paid-in-capital | 591,219 | 590,264 | ||
| Unallocated common stock held by employee stock ownership plan | 12,393 | 12,612 | ||
| Retained earnings | 453,014 | 447,524 | ||
| Accumulated other comprehensive loss | -5,611 | -8,391 | ||
| Treasury stock at cost 22,960,350 and 21,867,277 shares at september30, 2025 and december31, 2024, respectively | 307,278 | 307,159 | ||
| Total stockholders equity | 719,599 | 710,274 | ||
| Total liabilities and stockholders equity | 5,725,503 | 5,679,291 | ||
Northfield Bancorp, Inc. (NFBK)
Northfield Bancorp, Inc. (NFBK)