For the year ending 2025-12-31, NFBK has $5,754,010K in assets. $5,063,951K in debts. $163,951K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 12,051 | |||
| Interest-bearing deposits in other financial institutions | 151,900 | |||
| Total cash and cash equivalents | 163,951 | |||
| Trading securities | 15,215 | |||
| Debt securities available-for-sale, at estimated fair value (and no allowance for credit losses at december31, 2025 and december31, 2024) | 1,412,419 | |||
| Gross unrealized gains | 99 | |||
| Gross unrealized losses | 294 | |||
| Estimated fair value | 8,144 | |||
| Debt securities held-to-maturity, at amortized cost (estimated fair value of 8,762 at december31, 2025, and 8,762 at december31, 2024) | 8,339 | |||
| Equity securities | 5,000 | |||
| Loans held-for-sale | 0 | |||
| Loans held-for-investment, net | 3,856,773 | |||
| Allowance for credit losses | 38,144 | |||
| Net loans held-for-investment | 3,818,629 | |||
| Accrued interest receivable | 20,118 | |||
| Bank-owned life insurance | 182,828 | |||
| Federal home loan bank (fhlb) of new york stock, at cost | 46,568 | |||
| Operating lease right-of-use assets | 25,789 | |||
| Premises and equipment, net | 19,938 | |||
| Goodwill | 0 | |||
| Other assets | 35,216 | |||
| Total assets | 5,754,010 | |||
| Deposits | 4,015,809 | |||
| Fhlb advances and other borrowings | 900,216 | |||
| Subordinated debentures, net of issuance costs | 61,665 | |||
| Operating lease liabilities | 29,643 | |||
| Advance payments by borrowers for taxes and insurance | 20,276 | |||
| Accrued expenses and other liabilities | 36,342 | |||
| Total liabilities | 5,063,951 | |||
| Common stock, 0.01 par value 150,000,000 shares authorized, 64,770,875 shares issued at december31, 2025 and 2024, respectively, 41,801,495 and 42,903,598 shares outstanding at december31, 2025 and 2024, respectively | 648 | |||
| Additional paid-in-capital | 592,473 | |||
| Unallocated common stock held by employee stock ownership plan | 11,728 | |||
| Retained earnings | 420,404 | |||
| Accumulated other comprehensive loss | -4,220 | |||
| Treasury stock at cost 22,969,380 and 21,867,277 shares at december31, 2025 and 2024, respectively | 307,518 | |||
| Total stockholders equity | 690,059 | |||
| Total liabilities and stockholders equity | 5,754,010 | |||
Northfield Bancorp, Inc. (NFBK)
Northfield Bancorp, Inc. (NFBK)