For the quarter ending 2025-09-30, NFBK made $18,752K in revenue. $13,531K in net income. Net profit margin of 72.16%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-12-31 | |
|---|---|---|---|---|
| Deposits | - | - | 20,568 | |
| Borrowings | - | - | 9,456 | |
| Subordinated debt | - | - | 832 | |
| Total interest expense | - | - | 30,856 | |
| Mortgage-backed securities | - | - | 7,352 | |
| Other securities | - | - | 2,865 | |
| Fhlb of new york dividends | - | - | 926 | |
| Deposits in other financial institutions | - | - | 2,352 | |
| Loans | - | - | 45,983 | |
| Total interest income | - | - | 59,477 | |
| Net interest income | - | - | 28,621 | |
| Provision for credit losses | - | - | 1,070 | |
| Net interest income after provision for credit losses | - | - | 27,551 | |
| Fees and service charges for customer services | - | - | 1,608 | |
| Other | - | - | 266 | |
| Gains on sale of loans | - | - | 13 | |
| Gain on sale of property | - | - | 851 | |
| (losses) gains on available-for-sale debt securities, net | - | - | -1 | |
| Gains (losses) on trading securities, net | - | - | 416 | |
| Income on bank-owned life insurance | - | - | 1,054 | |
| Total non-interest income | - | - | 4,206 | |
| Professional fees | - | - | 799 | |
| Other | - | - | 1,681 | |
| Credit loss (benefit) expense for off-balance sheet exposures | - | - | 71 | |
| Occupancy | - | - | 3,265 | |
| Advertising | - | - | 392 | |
| Compensation and employee benefits | - | - | 12,335 | |
| Data processing | - | - | 2,006 | |
| Federal deposit insurance corporation (fdic) insurance | - | - | 622 | |
| Furniture and equipment | - | - | 462 | |
| Total non-interest expense | - | - | 21,631 | |
| Income before income tax expense | 14,787 | 13,866 | 10,125 | |
| Income tax expense | 4,036 | 4,295 | 2,639 | |
| Net income | 10,751 | 9,571 | 7,486 | |
| Net unrealized holding gains | 3,965 | 5,396 | 4,014 | |
| Add reclassification adjustment for net losses included in net income | 0 | 0 | -1 | |
| Net unrealized gains | 3,965 | 5,396 | 4,015 | |
| Post-retirement benefits adjustment | 0 | 0 | 3 | |
| Other comprehensive income before tax | 3,965 | 5,396 | 4,012 | |
| Income tax expense related to net unrealized holding gains on debt securities available-for-sale | 1,185 | 1,619 | 1,123 | |
| Income tax benefit related to reclassification adjustment for losses included in net income | 0 | - | 0 | |
| Income tax benefit related to post retirement benefit adjustment | 0 | 0 | 1 | |
| Other comprehensive income, net of tax | 2,780 | 3,777 | 2,890 | |
| Comprehensive income | 13,531 | 13,348 | 10,376 | |
| Basic (usd per share) | 0.27 | 0.24 | 0.18 | |
| Diluted (usd per share) | 0.27 | 0.24 | 0.18 | |
| Weighted average shares outstanding-basic (in shares) | 39,702,018 | 40,183,613 | 10,391,842.5 | |
| Weighted average shares outstanding-diluted (in shares) | 39,760,747 | 40,204,833 | 10,407,165 | |
Northfield Bancorp, Inc. (NFBK)
Northfield Bancorp, Inc. (NFBK)