For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Fees and service charges for customer services | - | 1,718* | - | - |
| Income on bank-owned life insurance | - | 1,768* | - | - |
| Losses on available-for-sale debt securities, net | - | 0* | - | - |
| Gains on trading securities, net | - | 424* | - | - |
| Gains on sale of loans | - | 0* | - | - |
| Gain on sale of property | - | 0* | - | - |
| Other | - | 329* | - | - |
| Total non-interest income | - | 4,238* | - | - |
| Loans | - | 16,019* | - | - |
| Mortgage-backed securities | - | 13,902* | - | - |
| Other securities | - | 500* | - | - |
| Fhlb of new york dividends | - | 782* | - | - |
| Deposits in other financial institutions | - | 882* | - | - |
| Total interest income | - | 32,085* | - | - |
| Deposits | - | 19,722* | - | - |
| Borrowings | - | 7,381* | - | - |
| Subordinated debt | - | 830* | - | - |
| Total interest expense | - | 27,933* | - | - |
| Net interest income | - | 4,152* | - | - |
| Provision for credit losses | - | 1,851* | - | - |
| Net interest income after provision for credit losses | - | 2,301* | - | - |
| Compensation and employee benefits | - | 12,843* | - | - |
| Occupancy | - | 3,269* | - | - |
| Furniture and equipment | - | 406* | - | - |
| Data processing | - | 2,311* | - | - |
| Professional fees | - | 894* | - | - |
| Advertising | - | 358* | - | - |
| Federal deposit insurance corporation (fdic) insurance | - | 599* | - | - |
| Credit (benefit) loss expense for off-balance sheet exposures | - | -57* | - | - |
| Impairment of goodwill | - | 10,253* | - | - |
| Other | - | 1,591* | - | - |
| Total non-interest expense | - | 32,466* | - | - |
| Income before income tax expense | 16,869 | -25,927* | 14,787 | 13,866 |
| Income tax expense | 5,026 | 3,759* | 4,036 | 4,295 |
| Net income | 11,843 | -29,686* | 10,751 | 9,571 |
| Net unrealized holding (losses) gains | -3,356 | 8,834* | 3,965 | 5,396 |
| Add reclassification adjustment for net losses included in net income | -2 | 0* | 0 | 0 |
| Net unrealized (losses) gains | -3,354 | 8,834* | 3,965 | 5,396 |
| Post-retirement benefits adjustment | - | -81* | 0 | 0 |
| Other comprehensive (loss) income before tax | -3,354 | 8,915* | 3,965 | 5,396 |
| Income tax benefit (expense) related to net unrealized holding (losses) gains on debt securities available-for-sale | -1,003 | 2,650* | 1,185 | 1,619 |
| Income tax benefit related to reclassification adjustment for losses included in net income | - | 0* | 0 | - |
| Income tax (benefit) expense related to post-retirement benefits adjustment | - | -24* | 0 | 0 |
| Other comprehensive income, net of tax | -2,351 | 6,241* | 2,780 | 3,777 |
| Comprehensive income | 9,492 | -23,446 | 13,531 | 13,348 |
| Basic EPS | 0.3 | -0.579 | 0.27 | 0.24 |
| Diluted EPS | 0.3 | -0.578 | 0.27 | 0.24 |
| Basic Average Shares | 39,785,507 | 40,464,886 | 39,702,018 | 40,183,613 |
| Diluted Average Shares | 39,922,591 | 40,554,629 | 39,760,747 | 40,204,833 |
Northfield Bancorp, Inc. (NFBK)
Northfield Bancorp, Inc. (NFBK)