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Northfield Bancorp, Inc. (NFBK)

Northfield Bancorp, Inc. (NFBK)

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Cash Flow Overview

Change in Cash
$75,656K
Free Cash flow
$19,592K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from borrowings and sec...
    • Principal payments and maturitie...
    • Net increase (decrease) in depos...
    • Others
Negative Cash Flow Breakdown
    • Repayments related to other borr...
    • Purchases of debt securities ava...
    • Purchases of fhlb of new york st...
    • Others
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
11,843
-27,402
10,751
17,447
Provision for credit losses
247
1,665
1,069
4,668
(gain) loss on sale of premises and equipment and other real estate owned, net
-
0
-
-
Goodwill impairment
-
41,012
-
-
Net gain on sale of loans held-for-sale
-
0
0
0
Esop and stock compensation expense
867
1,806
1,055
2,133
Depreciation
743
776
800
1,621
Amortization of premiums and deferred loan costs, net of accretion of discounts and deferred loan fees
791
354
1,162
2,418
Proceeds from loans held-for-sale
-
0
0
0
Amortization of debt issuance costs
56
55
56
112
Origination of loans held-for-sale
-
0
0
0
Amortization of intangible assets
0
12
11
24
Amortization of operating lease right-of-use assets
1,201
1,203
1,198
2,367
Income on bank-owned life insurance
1,891
1,831
1,863
3,375
Losses on available-for-sale debt securities, net
-2
0
0
0
Losses on trading securities, net
-254
181
804
709
Net sales of trading securities
-1,130
66
112
-541
Decrease (increase) in accrued interest receivable
-32
707
170
163
Decrease (increase) in other assets
-6,836
-2,523
3,799
-1,778
Deferred tax (benefit) provision
-
984
-
-
Decrease in accrued expenses and other liabilities
-2,331
-2,008
4,567
-5,312
Net cash provided by operating activities
19,780
16,227
13,921
23,550
Purchases of equity securities
-
0
0
0
Net decrease in loans receivable
-46,996
-46,770
-22,899
-119,936
Purchase of loans
-
4,174
3,442
18,232
Purchases of fhlb of new york stock
10,322
14,083
15,161
34,517
Redemptions of fhlb of new york stock
14,695
13,233
13,107
26,747
Purchases of debt securities available-for-sale
147,662
261,887
125,925
471,838
Proceeds from sale of equity securities
0
0
1,278
7,983
Principal payments and maturities on debt securities available-for-sale
177,893
182,487
99,311
287,308
Proceeds from sale of premises and equipment and other real estate owned
-
0
-
-
Principal payments and maturities on debt securities held-to-maturity
61
57
57
883
Purchases and improvements of premises and equipment
188
345
327
478
Net cash provided by (used in) investing activities
81,473
-37,942
-8,203
-82,208
Net increase (decrease) in deposits
72,808
42,049
-12,427
-152,290
Dividends paid
5,281
5,208
5,261
10,683
Exercise of stock options
-
0
-
-
Purchase of treasury stock
447
127
0
15,224
Increase in advance payments by borrowers for taxes and insurance
5,354
-2,889
-2,122
1,230
Proceeds from borrowings and securities sold under agreements to repurchase
405,500
1,080,600
2,385,539
1,870,500
Repayments related to other borrowings and securities sold under agreements to repurchase
503,531
1,060,484
2,337,359
1,704,982
Net cash (used in) provided by financing activities
-25,597
53,941
28,370
-11,449
Net increase (decrease) in cash and cash equivalents
75,656
32,226
34,088
-70,107
Cash and cash equivalents at beginning of period
163,951
131,725
167,744
-
Cash and cash equivalents at end of period
239,607
163,951
131,725
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Principal payments andmaturities on debt...$177,893K Net income$11,843K Decrease (increase) inother assets-$6,836K Amortization of operatinglease right-of-use...$1,201K Net decrease inloans receivable-$46,996K Redemptions of fhlb of newyork stock$14,695K Principal payments andmaturities on debt...$61K Net sales of tradingsecurities-$1,130K Esop and stockcompensation expense$867K Amortization of premiums anddeferred loan costs, net...$791K Depreciation$743K Losses on tradingsecurities, net-$254K Provision for creditlosses$247K Amortization of debt issuancecosts$56K Decrease (increase) inaccrued interest...-$32K Losses onavailable-for-sale debt...-$2K Net cash provided by(used in) investing...$81,473K Net cash provided byoperating activities$19,780K Canceled cashflow$158,172K Canceled cashflow$4,222K Net increase(decrease) in cash and cash...$75,656K Canceled cashflow$25,597K Purchases of debtsecurities...$147,662K Purchases of fhlb of newyork stock$10,322K Purchases andimprovements of premises and...$188K Proceeds from borrowingsand securities sold...$405,500K Net increase(decrease) in deposits$72,808K Increase in advancepayments by borrowers for...$5,354K Decrease in accruedexpenses and other...-$2,331K Income on bank-ownedlife insurance$1,891K Net cash (used in)provided by financing...-$25,597K Canceled cashflow$483,662K Repayments related to otherborrowings and securities...$503,531K Dividends paid$5,281K Purchase of treasurystock$447K