For the quarter ending 2026-03-31, NKSH has $1,828,993K in assets. $1,641,595K in debts. $62,153K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Federal funds sold | - | 0 | 0 | |
| Cash and due from banks | 7,976 | 9,192 | 9,798 | |
| Interest-bearing deposits | 54,177 | 33,113 | 83,051 | |
| Total cash and cash equivalents | 62,153 | 42,305 | 92,849 | |
| Mortgage loans held for sale | 608 | 535 | 1,072 | |
| Premises and equipment, net | 18,397 | 19,812 | 17,829 | |
| Accrued interest receivable | 7,001 | 6,677 | 6,413 | |
| Core deposit intangible, net | 1,403 | 1,579 | 1,671 | |
| Bank-owned life insurance ('boli') | 48,869 | 48,262 | 47,958 | |
| Other assets | 36,081 | 36,213 | 37,804 | |
| Less deferred fees and costs | 674 | 543 | 438 | |
| Real Estate Construction Portfolio Segment | 53,500 | 46,381 | - | |
| Consumer Real Estate Portfolio Segment | 331,110 | 324,597 | - | |
| Commercial Real Estate Portfolio Segment | 452,881 | 490,968 | - | |
| Commercial Non Real Estate Segment | 50,736 | 53,532 | - | |
| Public Sector And IDAPortfolio Segment | 62,740 | 54,332 | - | |
| Consumer Non Real Estate Portfolio Segment | 45,097 | 47,135 | - | |
| Total loans | 996,064 | 1,016,945 | 1,011,135 | |
| Loans, net of deferred fees and costs | 995,390 | 1,016,402 | 1,010,697 | |
| Real Estate Construction Portfolio Segment | 433 | 425 | - | |
| Consumer Real Estate Portfolio Segment | 3,878 | 3,888 | - | |
| Commercial Real Estate Portfolio Segment | 3,743 | 4,360 | - | |
| Commercial Non Real Estate Segment | 645 | 760 | - | |
| Public Sector And IDAPortfolio Segment | 320 | 307 | - | |
| Consumer Non Real Estate Portfolio Segment | 720 | 792 | - | |
| Less allowance for credit losses on loans | 9,739 | 10,579 | 10,422 | |
| Loans, net | 985,651 | 1,005,823 | 1,000,275 | |
| Securities available for sale, at fair value | 658,112 | 630,483 | 590,021 | |
| Goodwill | 10,718 | 10,718 | 10,718 | |
| Total assets | 1,828,993 | 1,802,407 | 1,806,610 | |
| Noninterest-bearing demand deposits | 302,844 | 312,578 | 306,427 | |
| Interest-bearing demand deposits | 866,848 | 793,552 | 852,405 | |
| Savings deposits | 145,134 | 140,635 | 140,285 | |
| Time deposits | 314,938 | 315,139 | 328,558 | |
| Total deposits | 1,629,764 | 1,561,904 | 1,627,675 | |
| Borrowings | - | 50,000 | - | |
| Accrued interest payable | 1,600 | 1,616 | 1,522 | |
| Other liabilities | 10,231 | 9,667 | 8,677 | |
| Preferred stock, no par value, 5,000,000 shares authorized none issued and outstanding | - | - | 0 | |
| Total liabilities | 1,641,595 | 1,623,187 | 1,637,874 | |
| Common stock of 1.25 par value and additional paid in capital. authorized 10,000,000 shares issued and outstanding 6,368,410 (including 5,039 unvested) shares as of march 31, 2026 and december 31, 2025 | 22,086 | 21,974 | 21,925 | |
| Retained earnings | 207,539 | 201,643 | 197,223 | |
| Accumulated other comprehensive loss, net | -42,227 | -44,397 | -50,412 | |
| Total stockholders' equity | 187,398 | 179,220 | 168,736 | |
| Total liabilities and stockholders' equity | 1,828,993 | 1,802,407 | 1,806,610 | |