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Income Overview

Net Income
$5,029K
EPS
$0.79
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Noninterest income-Fiduciary And Trust
-
-
-
578
Noninterest income-Credit And Debit Card
-
-
-
366
Noninterest income-Deposit Account
690
649
681
735
Noninterest income-Product And Service Other
69
142
72
72
Noninterest income-Credit And Debit Card
544
457
492
-
Noninterest income-Fiduciary And Trust
667
584
700
-
Boli income
306
301
304
297
Gain on sale of mortgage loans held for sale
75
19
92
54
Other income
278
527
196
177
Gain on sale of equity investment
6,566
-
-
-
Loss on sale of securities, net
-6,549
-
-
-
Total noninterest income
2,646
2,679
2,537
2,279
Interest and fees on loans
14,068
13,944
14,232
13,495
Interest on federal funds sold
0
0
0
2
Interest on interest-bearing deposits
605
424
740
978
Interest on securities taxable
4,439
4,233
3,704
3,725
Interest on securities nontaxable
342
340
334
337
Total interest income
19,454
18,941
19,010
18,537
Interest on time deposits
2,541
2,631
2,907
3,058
Interest on other deposits
3,856
3,687
4,362
4,488
Interest on borrowings
7
-
67
0
Total interest expense
6,404
6,318
7,336
7,546
Net interest income
13,050
12,623
11,674
10,991
Provision for credit losses
317
-73
306
36
Net interest income after provision for credit losses
12,733
12,696
11,368
10,955
Salaries and employee benefits
5,788
5,834
5,114
5,203
Occupancy, furniture and fixtures
838
884
770
731
Data processing
965
928
848
701
Fdic assessment
207
207
210
210
Merger-related expense
-
-
-
0
Intangible asset amortization
84
87
92
95
Franchise taxes
351
350
350
358
Professional services
358
373
361
509
Core system conversion expense
0
0
-50
-1,977
Other operating expenses
711
665
729
799
Total noninterest expense
9,302
9,328
8,524
10,583
Income before income tax expense
6,077
6,047
5,381
2,651
Income tax expense
1,048
1,066
961
362
Net income
5,029
4,981
4,420
2,289
Basic EPS
0.79
0.78
0.7
0.36
Diluted EPS
0.79
0.78
0.69
0.36
Basic Average Shares
6,363,920
6,363,371
6,360,973
6,358,917
Diluted Average Shares
6,367,161
6,366,154
6,363,351
6,361,582
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$14,068K (4.25%↑ Y/Y)Interest on securities taxable$4,439K (19.17%↑ Y/Y)Interest oninterest-bearing deposits$605K (-38.14%↓ Y/Y)Interest on securities nontaxable$342K (1.48%↑ Y/Y)Total interest income$19,454K (4.95%↑ Y/Y)Net interest income$13,050K (18.73%↑ Y/Y)Gain on sale of equityinvestment$6,566K Total interestexpense$6,404K (-15.13%↓ Y/Y)Noninterest income-DepositAccount$690K (-6.12%↓ Y/Y)Noninterestincome-Fiduciary And Trust$667K (15.40%↑ Y/Y)Noninterest income-CreditAnd Debit Card$544K (48.63%↑ Y/Y)Boli income$306K (3.03%↑ Y/Y)Other income$278K (57.06%↑ Y/Y)Gain on sale ofmortgage loans held for...$75K (38.89%↑ Y/Y)Noninterest income-ProductAnd Service Other$69K (-4.17%↓ Y/Y)Net interest incomeafter provision for...$12,733K (16.23%↑ Y/Y)Total noninterestincome$2,646K (16.10%↑ Y/Y)Provision for creditlosses$317K (780.56%↑ Y/Y)Loss on sale ofsecurities, net-$6,549K Interest on otherdeposits$3,856K (-14.08%↓ Y/Y)Interest on time deposits$2,541K (-16.91%↓ Y/Y)Interest on borrowings$7K Income before incometax expense$6,077K (129.23%↑ Y/Y)Total noninterestexpense$9,302K (-12.10%↓ Y/Y)Net income$5,029K (119.70%↑ Y/Y)Income tax expense$1,048K (189.50%↑ Y/Y)Salaries and employeebenefits$5,788K (11.24%↑ Y/Y)Data processing$965K (37.66%↑ Y/Y)Occupancy, furniture andfixtures$838K (14.64%↑ Y/Y)Other operatingexpenses$711K (-11.01%↓ Y/Y)Professional services$358K (-29.67%↓ Y/Y)Franchise taxes$351K (-1.96%↓ Y/Y)Fdic assessment$207K (-1.43%↓ Y/Y)Intangible assetamortization$84K (-11.58%↓ Y/Y)

NATIONAL BANKSHARES INC (NKSH)

NATIONAL BANKSHARES INC (NKSH)