Financial insights of NKSH

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$4,981K
EPS
$0.78
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2025-03-31
Noninterest income-Fiduciary And Trust	-	-	578	-
Noninterest income-Credit And Debit Card	-	-	366	-
Noninterest income-Deposit Account	649	681	735	-
Noninterest income-Product And Service Other	142	72	72	-
Noninterest income-Credit And Debit Card	457	492	-	-
Noninterest income-Fiduciary And Trust	584	700	-	-
Boli income	301	304	297	292
Noninterest income	-	-	-	1,795
Gain on sale of mortgage loans held for sale	19	92	54	25
Other income	527	196	177	443
Total noninterest income	2,679	2,537	2,279	2,555
Interest and fees on loans	13,944	14,232	13,495	12,942
Interest on federal funds sold	0	0	2	3
Interest on interest-bearing deposits	424	740	978	1,039
Interest on securities taxable	4,233	3,704	3,725	3,883
Interest on securities nontaxable	340	334	337	336
Total interest income	18,941	19,010	18,537	18,203
Interest on time deposits	2,631	2,907	3,058	3,145
Interest on other deposits	3,687	4,362	4,488	4,802
Interest on borrowings	-	67	0	-
Total interest expense	6,318	7,336	7,546	7,947
Net interest income	12,623	11,674	10,991	10,256
(recovery of) provision for credit losses	-73	306	36	276
Net interest income after (recovery of) provision for credit losses	12,696	11,368	10,955	9,980
Salaries and employee benefits	5,834	5,114	5,203	5,188
Occupancy, furniture and fixtures	884	770	731	656
Data processing	928	848	701	1,078
Fdic assessment	207	210	210	207
Merger-related expense	-	-	0	-
Intangible asset amortization	87	92	95	97
Franchise taxes	350	350	358	373
Professional services	373	361	509	299
Core system conversion expense	0	-50	-1,977	-46
Other operating expenses	665	729	799	689
Total noninterest expense	9,328	8,524	10,583	8,633
Income before income tax expense	6,047	5,381	2,651	3,902
Income tax expense	1,066	961	362	666
Net income	4,981	4,420	2,289	3,236

Basic EPS	0.78	0.7	0.36	0.51
Diluted EPS	0.78	0.69	0.36	0.51
Basic Average Shares	6,363,371	6,360,973	6,358,917	6,358,410
Diluted Average Shares	6,366,154	6,363,351	6,361,582	6,360,392

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$4,981K
EPS
$0.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$4,981K
EPS
$0.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$4,981KEPS$0.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$4,981KEPS$0.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$4,981K
EPS
$0.78
Unit: Thousand (K) dollars

Net Income
$4,981K
EPS
$0.78
Unit: Thousand (K) dollars