Financial insights of NKSH

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$4,420K
EPS
$0.69
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Interest and fees on loans	14,232	13,495	12,942	11,188*
Interest on federal funds sold	0	2	3	-7*
Interest on interest-bearing deposits	740	978	1,039	796*
Interest on securities taxable	3,704	3,725	3,883	4,134*
Interest on securities nontaxable	334	337	336	339*
Total interest income	19,010	18,537	18,203	16,449*
Interest on time deposits	2,907	3,058	3,145	2,723*
Interest on other deposits	4,362	4,488	4,802	4,552*
Interest on borrowings	67	0	-	-1*
Total interest expense	7,336	7,546	7,947	7,273*
Net interest income	11,674	10,991	10,256	9,176*
Provision for (recovery of) credit gaines	306	36	276	-718*
Noninterest income-Fiduciary And Trust	-	578	-	-
Net interest income after provision for (recovery of) credit losses	11,368	10,955	9,980	9,894*
Noninterest income-Credit And Debit Card	-	366	-	-
Noninterest income-Deposit Account	681	735	-	-
Noninterest income-Product And Service Other	72	72	-	-
Noninterest income-Credit And Debit Card	492	-	-	-
Noninterest income-Fiduciary And Trust	700	-	-	-
Boli income	304	297	292	280*
Noninterest income	-	-	1,795	1,631*
Gain on sale of mortgage loans held for sale	92	54	25	42*
Other income	196	177	443	230*
Total noninterest income	2,537	2,279	2,555	2,183*
Salaries and employee benefits	5,114	5,203	5,188	5,014*
Occupancy, furniture and fixtures	770	731	656	536*
Data processing	848	701	1,078	1,013*
Contract termination	-	-	-	346*
Fdic assessment	210	210	207	208*
Merger-related expense	-	0	-	-694*
Intangible asset amortization	92	95	97	32*
Franchise taxes	350	358	373	358*
Professional services	361	509	299	262*
Core system conversion expense	-50	-1,977	-46	-
Other operating expenses	729	799	689	689*
Total noninterest expense	8,524	10,583	8,633	7,069*
Income before income tax expense	5,381	2,651	3,902	5,008*
Income tax expense	961	362	666	940*
Net income	4,420	2,289	3,236	4,068

Basic EPS	0.7	0.36	0.51	0.667
Diluted EPS	0.69	0.36	0.51	0.666
Basic Average Shares	6,360,973	6,358,917	6,358,410	6,099,470
Diluted Average Shares	6,363,351	6,361,582	6,360,392	6,104,258

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$4,420K
EPS
$0.69
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$4,420K
EPS
$0.69
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$4,420KEPS$0.69Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$4,420KEPS$0.69Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$4,420K
EPS
$0.69
Unit: Thousand (K) dollars

Net Income
$4,420K
EPS
$0.69
Unit: Thousand (K) dollars