NATIONAL BANKSHARES INC (NKSH)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Noninterest income-Credit And Debit Card | 366 | - | - | - |
| Noninterest income-Product And Service Other | 72 | - | - | - |
| Noninterest income-Fiduciary And Trust | 578 | - | - | - |
| Noninterest income-Deposit Account | 735 | - | - | - |
| Other income | 177 | 443 | - | - |
| Gain on sale of mortgage loans held for sale | 54 | 25 | - | - |
| Boli income | 297 | 292 | - | - |
| Noninterest income | - | 1,795 | - | - |
| Total noninterest income | 2,279 | 2,555 | 2,272 | 2,246 |
| Us-gaap_gainlossoncontracttermination | - | - | - | -173 |
| Franchise taxes | 358 | 373 | 373 | 358 |
| Professional services | 509 | 299 | 254 | 272 |
| Other operating expenses | 799 | 689 | 761 | 706 |
| Occupancy, furniture and fixtures | 731 | 656 | 641 | 561 |
| Salaries and employee benefits | 5,203 | 5,188 | 4,953 | 4,687 |
| Data processing and atm | 701 | 1,078 | 1,054 | 886 |
| Fdic assessment | 210 | 207 | 211 | 192 |
| Merger-related expense | - | - | 150 | 2,257 |
| Intangible asset amortization | 95 | 97 | 102 | 35 |
| Conversion expense | -1,977 | -46 | - | - |
| Total noninterest expense | 10,583 | 8,633 | 8,499 | 10,127 |
| Provision for credit losses | 36 | 276 | -5 | 1,302 |
| Interest on time deposits | 3,058 | 3,145 | 3,509 | 2,930 |
| Interest on other deposits | 4,488 | 4,802 | 5,709 | 5,486 |
| Interest on borrowings | - | - | - | 1 |
| Total interest expense | 7,546 | 7,947 | 9,218 | 8,417 |
| Interest on securities nontaxable | 337 | 336 | 333 | 338 |
| Interest on securities taxable | 3,725 | 3,883 | 4,203 | 4,239 |
| Interest on federal funds sold | 2 | 3 | 12 | 10 |
| Interest on interest-bearing deposits | 978 | 1,039 | 954 | 1,229 |
| Interest and fees on loans | 13,495 | 12,942 | 13,164 | 11,301 |
| Total interest income | 18,537 | 18,203 | 18,666 | 17,117 |
| Net interest income | 10,991 | 10,256 | 9,448 | 8,700 |
| Net interest income after provision for credit losses | 10,955 | 9,980 | 9,453 | 7,398 |
| Income (loss) before income tax expense | 2,651 | 3,902 | 3,226 | -483 |
| Income tax expense (benefit) | 362 | 666 | 550 | -177 |
| Net income (loss) | 2,289 | 3,236 | 2,676 | -306 |
| Basic net income (loss) per common share (in dollars per share) | 0.36 | 0.51 | 0.42 | -0.05 |
| Fully diluted net income per common share (in dollars per share) | 0.36 | 0.51 | 0.42 | -0.05 |
| Weighted average number of common shares outstanding, basic (in shares) | 6,358,917 | 6,358,410 | 6,356,594 | 6,028,220 |
| Weighted average number of common shares outstanding, fully diluted (in shares) | 6,361,582 | 6,360,392 | 6,358,352 | 6,028,220 |