Financial insights of NKSH

MyFinsight

For the quarter ending 2025-09-30, NKSH made $37,307K in revenue. $4,420K in net income. Net profit margin of 11.85%.

Income Overview

Revenue
$37,307K
Net Income
$4,420K
Net Profit Margin
11.85%
EPS
$0.69
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Interest on other deposits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Interest and fees on loans	14,232	13,495	12,942	13,164
Interest on federal funds sold	0	2	3	12
Interest on interest-bearing deposits	740	978	1,039	954
Interest on securities taxable	3,704	3,725	3,883	4,203
Interest on securities nontaxable	334	337	336	333
Total interest income	19,010	18,537	18,203	18,666
Interest on time deposits	2,907	3,058	3,145	3,509
Interest on other deposits	4,362	4,488	4,802	5,709
Interest on borrowings	67	0	-	-
Total interest expense	7,336	7,546	7,947	9,218
Net interest income	11,674	10,991	10,256	9,448
Provision for (recovery of) credit losses	306	36	276	-5
Noninterest income-Fiduciary And Trust	-	578	-	-
Net interest income after provision for (recovery of) credit losses	11,368	10,955	9,980	9,453
Noninterest income-Credit And Debit Card	-	366	-	-
Noninterest income-Deposit Account	681	735	-	-
Noninterest income-Product And Service Other	72	72	-	-
Noninterest income-Credit And Debit Card	492	-	-	-
Noninterest income-Fiduciary And Trust	700	-	-	-
Boli income	304	297	292	-
Noninterest income	-	-	1,795	-
Gain on sale of mortgage loans held for sale	92	54	25	-
Other income	196	177	443	-
Merger-related expense	-	0	-	150
Total noninterest income	2,537	2,279	2,555	2,272
Salaries and employee benefits	5,114	5,203	5,188	4,953
Occupancy, furniture and fixtures	770	731	656	641
Data processing	848	701	1,078	1,054
Fdic assessment	210	210	207	211
Intangible asset amortization	92	95	97	102
Franchise taxes	350	358	373	373
Professional services	361	509	299	254
Core system conversion expense	-50	-1,977	-46	-
Other operating expenses	729	799	689	761
Total noninterest expense	8,524	10,583	8,633	8,499
Income before income tax expense	5,381	2,651	3,902	3,226
Income tax expense	961	362	666	550
Net income	4,420	2,289	3,236	2,676

Basic net income per common share (in dollars per share)	0.7	0.36	0.51	0.42
Fully diluted net income per common share (in dollars per share)	0.69	0.36	0.51	0.42
Weighted average number of common shares outstanding, basic (in shares)	6,360,973	6,358,917	6,358,410	6,356,594
Weighted average number of common shares outstanding, fully diluted (in shares)	6,363,351	6,361,582	6,360,392	6,358,352

MyFinsight

Income Overview

Revenue
$37,307K
Net Income
$4,420K
Net Profit Margin
11.85%
EPS
$0.69
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Interest on other deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$37,307K
Net Income
$4,420K
Net Profit Margin
11.85%
EPS
$0.69
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Interest on other deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$37,307KNet Income$4,420KNet Profit Margin11.85%EPS$0.69Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansSalaries and employee benefitsInterest on other depositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$37,307KNet Income$4,420KNet Profit Margin11.85%EPS$0.69Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansSalaries and employee benefitsInterest on other depositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$37,307K
Net Income
$4,420K
Net Profit Margin
11.85%
EPS
$0.69
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Interest on other deposits
Others

Revenue
$37,307K
Net Income
$4,420K
Net Profit Margin
11.85%
EPS
$0.69
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Interest on other deposits
Others