The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|
| Net income | -4,964 | 4,420 | 5,525 |
| (recovery of) provision for credit losses | -691 | 306 | 312 |
| Depreciation of premises and equipment | -475 | 280 | 509 |
| Amortization of premiums and accretion of discounts on securities, net | 505 | -216 | -525 |
| Amortization of core deposit intangible | -197 | 92 | 192 |
| Accretion of fair value of acquired loans | 907 | -709 | -615 |
| Amortization of fair value of acquired time deposits and leases | 102 | -23 | -92 |
| Origination of mortgage loans held for sale | -9,089 | 5,731 | 5,270 |
| Proceeds from sale of mortgage loans held for sale | -9,933 | 6,360 | 4,896 |
| Gain on sale of mortgage loans held for sale | -152 | 92 | 79 |
| Increase in cash value of bank-owned life insurance | -592 | 304 | 589 |
| Gain on disposal of premises and equipment, net | - | 2 | - |
| Equity based compensation expense | -81 | 49 | 94 |
| Accrued interest receivable | 255 | 264 | -56 |
| Other assets | -209 | -428 | 352 |
| Accrued interest payable | -135 | 94 | 60 |
| Proceeds from sale of premises and equipment | - | 2 | - |
| Other liabilities | -1,061 | 949 | -723 |
| Cash acquired in the acquisition, net of cash paid | - | 0 | 0 |
| Net cash provided by operating activities | -7,448 | 6,115 | 4,633 |
| Proceeds from repayments of mortgage-backed securities | -5,923 | 4,552 | 6,722 |
| Proceeds from calls, sales and maturities of securities available for sale | -24,000 | 12,000 | 19,000 |
| Purchases of available for sale securities | -30,061 | 49,616 | - |
| Net change in restricted stock | -1,876 | 1,900 | 0 |
| Purchase of loan participations | -9,423 | 3,068 | 17,027 |
| Collection of loan participations | -5,478 | 4,183 | 2,060 |
| Loan originations and principal collections, net | -27,743 | 6,264 | 7,418 |
| Recoveries on loans charged off | -49 | 51 | 91 |
| Purchases of premises and equipment | -2,077 | 800 | 1,506 |
| Net cash provided by investing activities | 35,728 | -40,860 | 1,922 |
| Cash dividends paid | - | 0 | 4,645 |
| Net change in time deposits | 29,202 | -13,447 | -18,345 |
| Net change in borrowings | - | 50,000 | - |
| Net change in other deposits | 56,588 | -52,352 | 1,167 |
| Net cash used in financing activities | 40,435 | -15,799 | -21,823 |
| Net change in cash and cash equivalents | 68,715 | -50,544 | -15,268 |
| Cash and cash equivalents at beginning of period | 42,305 | 108,117 | - |
| Cash and cash equivalents at end of period | 62,153 | 42,305 | - |
NATIONAL BANKSHARES INC (NKSH)
NATIONAL BANKSHARES INC (NKSH)