MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

NMI Holdings, Inc. (NMIH)

NMI Holdings, Inc. (NMIH)

|||

Cash Flow Overview

Change in Cash
$1,443K
Free Cash flow
$140,249K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net income
    • Proceeds from sales of fixed-mat...
    • Proceeds from maturities and red...
    • Others
Negative Cash Flow Breakdown
    • Purchase of fixed-maturity inves...
    • Purchase of short-term investmen...
    • Repurchases of common stock
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
105,788
99,330
94,217
294,709
Net realized investment losses
-229
-147
487
-55
Depreciation and amortization
2,475
2,481
2,696
8,564
Net accretion of discount on investment securities
591
707
1,053
3,036
Loss on extinguishment of debt
-
-
0
0
Amortization of debt discount and debt issuance costs
632
623
615
1,800
Deferred income taxes
21,107
18,857
13,613
58,159
Share-based compensation expense
5,306
4,682
6,222
13,968
Premiums receivable, net
-83
602
526
2,929
Accrued investment income
1,148
2,473
1,463
3,404
Deferred policy acquisition costs, net
317
-42
180
-135
Reinsurance recoverable
731
1,126
3,261
3,055
Prepaid federal income taxes
-
-
78,083
-
Other assets
575
2,319
-3,324
4,799
Unearned premiums
-2,174
-2,980
-3,136
-15,421
Reserve for insurance claims and claim expenses
3,379
14,775
16,082
28,276
Reinsurance balances, net
0
0
0
131
Accounts payable and accrued expenses
9,167
-14,639
13,163
-15,335
Net cash provided by operating activities
142,630
116,091
61,743
357,556
Purchase of short-term investments
88,548
-
24,774
149,956
Purchase of fixed-maturity investments, available-for-sale
204,658
299,673
326,737
397,577
Proceeds from maturities of short-term investments
25,000
61,625
56,972
116,700
Proceeds from maturities and redemptions of fixed-maturity investments, available-for-sale
62,423
76,208
68,038
217,342
Proceeds from sales of fixed-maturity investments, available-for-sale
99,721
115,032
110,493
19,814
Additions to software and equipment
2,381
1,100
1,648
5,133
Net cash used in investing activities
-108,443
-47,908
-117,656
-198,810
Proceeds from issuance of common stock related to employee equity plans
23
3,881
0
2,875
Taxes paid related to net share settlement of equity awards
477
17,647
0
10,980
Proceeds from senior unsecured notes
-
-
0
0
Repayments of senior secured notes
-
-
0
0
Payments of debt issuance costs
-
-
0
0
Repurchases of common stock
32,290
27,675
30,589
74,510
Net cash used in financing activities
-32,744
-41,441
-30,589
-82,615
Net increase in cash, cash equivalents and restricted cash
1,443
26,742
-86,502
76,131
Cash, cash equivalents and restricted cash, beginning of period
70,679
43,937
130,439
54,308
Cash, cash equivalents and restricted cash, end of period
72,122
70,679
43,937
130,439
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$105,788K Deferred income taxes$21,107K Accounts payable andaccrued expenses$9,167K Share-based compensationexpense$5,306K Reserve for insuranceclaims and claim...$3,379K Depreciation andamortization$2,475K Amortization of debt discountand debt issuance...$632K Net realizedinvestment losses-$229K Premiums receivable, net-$83K Net cash provided byoperating activities$142,630K Canceled cashflow$5,536K Net increase incash, cash...$1,443K Canceled cashflow$141,187K Unearned premiums-$2,174K Accrued investmentincome$1,148K Reinsurance recoverable$731K Net accretion ofdiscount on investment...$591K Other assets$575K Deferred policyacquisition costs, net$317K Proceeds from sales offixed-maturity investments,...$99,721K Proceeds from maturitiesand redemptions of...$62,423K Proceeds from maturitiesof short-term...$25,000K Proceeds from issuance ofcommon stock related to...$23K Net cash used ininvesting activities-$108,443K Net cash used infinancing activities-$32,744K Canceled cashflow$187,144K Canceled cashflow$23K Purchase offixed-maturity investments,...$204,658K Repurchases of common stock$32,290K Taxes paid related tonet share...$477K Purchase of short-terminvestments$88,548K Additions to software andequipment$2,381K